u/Odd-Tangerine-257

long story short last year i got arrested for a DV charge after a FWB called the cops on me when i was passed out on their couch after i drank too much the same day i tried to break it off with them . Woke up in jail. Got released, no charges were pressed.

my fwb tried to tell me they blacked out and don't remember calling the cops and that they were just there when they got out the bathroom but that was BS cause the police report said they called cause they feared for their life. which is crazyyyy cause i've never put my hands anyone or got arrested before & the whole thing was traumatizing.

i just wanna know if i ruined my chances of becoming a nurse over something i didn't even do??

this whole situation is confusing and it's been over a year and im still traumatized over it. i was in jail for 4 days & i missed work and was working as a med tech and almost lost my job. i got put on administrative leave and quit after i got out cause i was embarrassed over the whole thing and didn't wanna come back to a workplace full of rumors after i literally just reported my boss for abuse the week prior to this happening.

I was stupid when i was younger & i got a motorcycle loan for an ex that never paid. Then i got a credit card when i was in the army as a pfc & they approved me for like 9.6k and i maxed it out going through my divorce.

the bike loan was over 10 years ago, the credit card i got was 8 years ago. I've matured since then. i went from saying i'd never pay that stupid bike off to, how can i rebuild this relationship to nfcu? I already started on the credit card. it was maxed out + interest and i owed almost 11k , i brought it down to 9.2k. The bike i owe $14672. I gave up my apartment so i can tackle this debt. I've already paid 20k of debt this year (all my open cards, collections, ect) Now i want to pay off navy federal in full so i can possibly rebuild my relationship with them .

tldr;

is it immediate to regain membership after i pay everything off or do i have to apply again? Will they even allow me to open a credit/bank account ever again?

so basically i have no problems with my current company currently. I did in the past & even gave them my 2 week notice & they reached out to me, fixed all my issues and basically convinced me to stay and everything has been great since. However, i could possibly make more somewhere else. i've only been here 3 months but considering leaving at the end of the year after i reach 6-7 months.

would that be stupid? the money isn't horrible i just got offered a better deal somewhere else and have been thinking about my options lately.

I recently upgraded my quicksilver one to a Venture 1, cause i already had a quicksilver card . Should i have just went with quicksilver ? i'm starting to regret my upgrade choice.

After years of struggling with them. I do have collections , my question is how do i start paying them? Most are old (3+ years) do i call to try and settle or pay off in full? now sure how to tackle them. I also have like 6k saved up. i know i only needed 1k in my emergency fund but i was too nervous to keep that small amount. I also have student loans that are deferred til 2028 i plan on paying once i pay the collections.

i have about 6k saved and make about 3k a month. Would that be enough for me to travel? i currently live in FL . well i came here for work and my new job is being shady and after spending a week in a hostel i kinda starting thinking too much and was considering saying f it and just leave to SEA. I just got back from the bahamas and it changed my life. it made me realize i don't wanna live in the usa much longer. I originally wanted to save 10-20k but now im considering leaving now with just 6k saved up. i do make 3k a month in disability income not related to my job. i was thinking about going to thailand or maybe starting nearby and doing mexico first. i'm just over it. i'm exhausted, im tired yall and need advice cause i don't wanna make plans based on my emotions and right now after taking 2 weeks off im thinking i don't wanna go back.

so i have about 5k saved up and i wanted to travel and i make about 3k a month. Wanted to know if that's enough to start. I plan on staijng in hostels. I have only left my country once (a 4 day cruise to the bahamas) and now i want to branch out and actually fly places. i have a passport and i am over it. Ever since i got back for. my cruise i felt depressed. I knew i was already feeling low before i left but those 4 days i spent not doing anything made me feel so much better and i am officially burnt out. i just wanna know if it's possible to live off 3k a month. Thinking of starting in mexico, and then going to colombia, then maybe south east asia like thailand and vietnam and staying maybe a month in each of these countries before dipping. I only plan on staying out for 6 months maybe idk. I was wondering i should save more before doing so like maybe 10k or 20k or if it was possible with just 5.