u/Ok_Adhesiveness_8637

We are moving from the uk to spain, so we have a choice of waiting for our fbr application or getting a digital nomad visa (dnv) and getting the Irish passport whilst in spain. As we currently own our house we would need to rent for x amount of months (x being unknown due to the fact you have no idea when your application will be processed fully, only a current wait time). Looking into the cost of renting in our area, a house that suits us would be £12k for 6 months. A DNV is much less than that, and would allow us to move as soon as our house sale completed.

Our documents were confirmed in May, and due to the current wait times and then renting costs we may go down the dnv route, but will it be ok as we are not in the house we put down when we put in the application?

Do they email you to check if any changes to address have been made?

You sit down for your lunch and you have 3 clients call in a row as you take 2 bites into your food...

Carry it on..!

Moving to spain, cant put more money into my isa from there as will be tax resident.

Should I dump my isa account into my sipp? Its a Vanguard 2045.

Seems pointless having an isa that isn't free to withdraw anymore.

In Spain -

Tax on isa - depends on gains, currently 19% but that will accumulate and become a higher percentage.

Tax on sipp depends on how much I draw down each year, its treated as income, so same tax rate as paye jobs. 19% upwards again.

Isa is vwrp and chill.

Isa would be taxed fully under Spanish tax laws.

Hola, perdón si mi gramática no es muy buena.

¿Dónde se compran los coches de segunda mano en la isla? ¿Hay algún concesionario?

Nos vamos a mudar, así que solo quería echar un vistazo a los precios de los coches por allí.

¿Hay alguno al que evitarías ir por su reputación o por otros motivos?

Gracias

Moving to spain, cant put more money into my isa from there as will be tax resident.

Should I dump my isa account into my sipp? Its a Vanguard 2045.

Seems pointless having an isa that isnt free to withdraw anymore.

Also, I cant get on ukpersonlfinance. Im not banned but it keep glitching when I try go into the actual sub, but I can comment on it.

I work from home, I look at CV's all day long, so loads of scrolling, then my scroll wheel breaks and I need a new mouse. This happens like once every 1.5 years.

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My hands are not big or small, just average I guess.

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Currently have the razer viper v3 Pro (faker edition) but the scroll wheel is gone (one step forward, 3 steps back kinda broken).

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Cost isnt an issue because it can be put on the business, but its kind of annoying having to constantly replace mice because of the wheel.

What do we drink when bafana bafana play? I know its klippies when the bokke play, castle when the proteas play, but what do I need to make sure I have in for Thursday?

Ive been with them for years now, but I seem to remember a time where you'd pay before 3 and have your meds delivered the next day.

I ordered 2 vapes, both were in stock, it took 7 days to get the payment link, I paid on Friday at like 14:30 to then get an email saying it'll take 72 hours to dispatch.

So I ordered on the 29th of May but It looks like its gonna be a Wednesday delivery which is 12 days post order.