JB PG Thoughts

Tbh as time has passed and it's really sunk in, I'm not as upset as I was when the trade first happened. Of course it sucks to lose a 10 year home grown star, but the stats did say that we were better with JB off the court and worse with him on. As long as PP is able to take a step up (avg 25/7/4 without JB), white gets back to his previous years of shooting, and PG is able to knock down 3s since he shoots 6% better than JB from 3, I think they will shock a lot of people and at least secure a top 3-4 seed. Maybe even Tatum takes another step and wins MVP.

reddit.com
u/One_Emu5299 — 1 day ago

MMF vs HYSA Planning

22, full time student, no debt, and $35k in cash savings. My savings is all in a Chase checkings and savings account only earning .01%. I was planning on investing as follows:

keep 5k in Chase checking for rent/food/entertainment/etc.

open a fidelity brokerage account and put 10k in VOO

put the remaining 20k in a HYSA or MMF.

My question is should I do a MMF or HYSA? I spoke to an advisor recently and they recommended to use FNSXX which is about 3.6%. It looks like at the moment most HYSA's offer around 3%. Which one should I go with? I'm pretty new to all this so any advice or recommendations would be appreciated! Thanks

reddit.com
u/One_Emu5299 — 7 days ago

Xbox for PS Trade

I'm not too familiar with how the Gamestop trade in thing works. With the bo1 and bo2 ports and GTA6 coming soon, would I be able to bring in my Xbox Series S and trade it in for a PS5 and then pay the remaining cost between the two? And how much do you think that would be?

reddit.com
u/One_Emu5299 — 11 days ago

22, $35k in Savings, What to do?

I'm 22, a full time student, about a year away from graduation and a full time income flow. I have no debt and $35k saved up from high school jobs and internships. Currently all my money is in a Chase checking and savings account.

My plan is to move about $25k into a HYSA through either Marcus or Ally.

$5k into VOO through a taxable brokerage account through Fidelity.

Keep $4-5k in my Chase checking account for rent/food/gas/etc money.

Is this a good plan and a good way to start managing my money? What advice would you give me? I would like to contribute to a Roth IRA as well, but since my last job ended in December 2025, I don't believe that I qualify to put money into one for this year.

reddit.com
u/One_Emu5299 — 12 days ago

21, 35k saved, What to do with it?

I'm currently a full time student a year away from graduation, so no income currently. Right now I have it all in a Chase savings and checking accounts. What would you do in my situation? Should I just throw most of it into a HYSA and wait until I graduate and get a full time job?

Also, what are some good places to invest this money at? My parents want me to use Ameriprise with an advisor, but I feel I have nowhere near enough money to be using an advisor at this point in time. Any advice would be greatly appreciated!

reddit.com
u/One_Emu5299 — 13 days ago

21, What to do with my savings?

I am a year away from graduating and currently a full time student, with $35,000 saved up at the moment. All of this is sitting in a Chase savings account and some in my checking account. I was planning on opening a HYSA through Amex, Marcus, or Ally and putting almost all the money in there besides maybe $2-3k. What would you recommend that I do? My parents mentioned working with Ameriprise, but it doesn't seem like I have nearly enough money to start working with a financial advisor, kinda just seems like a waste of time and money. Let me know what you think. Thanks.

reddit.com
u/One_Emu5299 — 13 days ago

21, Help with my savings

I can't believe I'm this dumb, but I've been keeping my 35k in savings inside a normal chase checking and savings account this entire time. I didn't realize that other banks offered HYSA's that paid 3-5% APY instead of .01%. I'm a full time student right now, so I have no income, but what banks would you recommend that offer the highest rates and best service and other things? The two I've looked at were Amex and Ally Financial.

reddit.com
u/One_Emu5299 — 22 days ago

Recommended First Hardware Wallet

As the title states, I'm buying a good amount of btc while it's low, and think its time to get a cold wallet. What do you guys recommend? Preferably something I can use with my PC and phone.

reddit.com
u/One_Emu5299 — 29 days ago

Stiletto and Talon GDs [d]

Has there been any leaks or speculations or anything about these knives getting gamma doppler variants? Specifically for me, I would kill for a gamma doppler stiletto. If they ever added them, what do you think they would both be priced around?

reddit.com
u/One_Emu5299 — 1 month ago

Upgraded Combo, Thoughts?

With the prices dropping a lot I think I'm gonna sell my bfk damascus and grab this. Thoughts? kara is a p3 btw

u/One_Emu5299 — 2 months ago

Two Random Combos

Two random ass combos I'm looking at, I want something kinda unique but still nice looking. What do you think? 1 is quite a bit cheaper so I might lean that, but the P1 Gamma just looks so nice.

u/One_Emu5299 — 2 months ago

Skinswap Question [q]

I must be missing something here and sorry if that's the case because I'm relatively new to skins. Why do I never see people promoting Skinswap to buy skins? Judging from csgoskins.gg, they almost always have the cheapest price, and often buy a pretty large margin. They are only sometimes beat out by Buff163, but I'm not in Asia. I see 95%+ people saying to buy on csfloat, but it seems like the deposit fee is the same on both for crypto (1%).

u/One_Emu5299 — 2 months ago

Which Knife/Glove

What are we thinking? Upgrading from a BFK damascus

Maybe I'm weird but duct tapes are my favorite glove lol

u/One_Emu5299 — 2 months ago

What Gloves Should I Get with This Karambit

thinking of buying this phase 3 karambit what gloves do you think would be good with it? I'm currently looking at duct tapes, nocts, and black ties.

u/One_Emu5299 — 2 months ago

Which knife and glove combo do you like the most? Am I insane for kinda liking the duct tapes the most lol

u/One_Emu5299 — 2 months ago

Can finally quit ranked until the new season 4 anti cheat update (cope). I'll be taking my talents to free run speedrunning where the cheaters can't get me. Btw I only got 40 total SR back from cheaters lmao what a joke.

u/One_Emu5299 — 2 months ago