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u/Only_Time9377

r/NoidaWale r/ModernFamilyFinance r/IndianFranchise r/IndianPersonalFinance r/IndiaMoney r/IndiaBusiness
▲ 1 r/IndianPersonalFinance

Monthly Budget of ₹1.5 Lakh in Hyderabad for a Married Couple | SIP, Insurance, Parents & Expenses 💰No EMI ,No Kids

Hi everyone! 👋

I’ve created a monthly budget plan for a married couple living in Hyderabad with a combined monthly in-hand salary of ₹1,50,000.

We have no kids and no loans. The goal is to balance our lifestyle, support our parents, invest for the future, and maintain financial security.

Here’s our monthly budget breakdown:

**------🏠 Monthly Expenses — ₹1,03,050------**

Rent: ₹22,000

Groceries: ₹10,000

Electricity: ₹2,000

Cooking gas: ₹950

Wi-Fi: ₹800

Mobile recharge: ₹700

Transport: ₹3,000

Gym membership: ₹2,500

Gym diet and protein: ₹3,000

Support for parents: ₹20,000

Domestic trip savings: ₹5,000

Hometown visits/flights: ₹5,000

Skincare and salon: ₹2,000

Weekend outings: ₹5,000

Shopping: ₹3,000

Medicines: ₹600

Online subscriptions: ₹500

Other expenses: ₹2,000

Emergency fund contribution: ₹15,000

***-----*****Monthly Investments & Insurance — ₹46,000---*****-***

Mutual fund SIP: ₹25,000

LIC: ₹2,000

Health insurance for two: ₹3,000

Health insurance for parents: ₹3,000

Term insurance: ₹3,000

Gold investment: ₹8,000

Other investments (stocks, FD, etc.): ₹2,000

**----Monthly Summary----**

Monthly in-hand salary: ₹1,50,000

Total monthly expenses: ₹1,03,050

Total investments and insurance: ₹46,000

Remaining amount: ₹950

Savings and investments rate: Approximately 30.7%, including the investments and emergency fund contribution.

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u/Only_Time9377 — 5 days ago
▲ 0 r/NoidaWale

How I allocate my ₹60k monthly in-hand salary living in Noida (Single, No loans)

₹60k/month in Noida (Single, Zero Debt) – Rate my 25/25/25/25 salary split!

u/Only_Time9377 — 11 days ago
▲ 1 r/IndianFranchise+1 crossposts

Small Business – Estimated Avg Daily Income in India 🇮🇳

Important: These are only rough estimates for discussion, not verified national averages. Actual sales can vary significantly depending on location, shop size, customer traffic, competition, season, rent, product mix and management.

Also, daily sales ≠ daily profit. Product costs, rent, electricity, salaries and other expenses have to be deducted to calculate actual profit.

What are the actual daily sales and approximate profit of these businesses in your area? Please mention your city/state and type of business so we can compare real-world figures.

u/Only_Time9377 — 25 days ago
▲ 25 r/IndiaMoney

₹50,000 Monthly Salary Budget — Single Person in Kolkata

Sharing a realistic monthly budget for a single person earning ₹50,000/month in Kolkata.

Total monthly allocation: ₹47,550

Remaining: ₹2,450/month

This includes living expenses, family support, investments, travel, and an emergency-fund contribution.

For people living alone in Kolkata:

What would you change in this budget? Is ₹50,000 enough for a comfortable single-person lifestyle, or would you allocate the money differently?

u/Only_Time9377 — 29 days ago
▲ 3 r/IndiaMoney

Tell your Monthly income and City.I can create or plan your monthly budget including living expenses and investment.

Tell your Monthly income and City.I can create or plan your monthly budget including living expenses and investment.

If possible you can share your monthly expenses like rent, grocery, utility bills,emi etc.

u/Only_Time9377 — 1 month ago
▲ 181 r/IndiaMoney

₹70,000 In-Hand Salary in Pune — Single Person Budget

I created this monthly budget for a single person living in Pune with no EMIs.

u/Only_Time9377 — 1 month ago
▲ 26 r/IndiaMoney

₹2 lakh/month in-hand, housewife, no rent & no EMI — how comfortable is this life?

u/Only_Time9377 — 1 month ago
▲ 154 r/IndiaMoney

Is ₹1 Lakh/month enough for a comfortable life in Bengaluru? Here's my monthly expenses.

I created this monthly budget for a single person without any emi earning ₹1,00,000 in-hand per month and living in Bengaluru.

u/Only_Time9377 — 1 month ago