Credit Cards for Cashback vs Air Miles

Hey all,

I'm interested in changing up my credit card. For the past like 16 years I've been using the basic TD cash back card but I feel like I'm missing out on some perks.

I have a wealthsimple account that would wave the annual fee and get me the visa infinite + which offers 2% cash back on anything. I also do quite a bit of travelling so the no FX fees is attractive.

With that said, I'd also really like to have a card that I can collect air miles with for the same reasoning.

I have never been a big credit card guy and I honestly don't care to do my own deep research into them. I'm just wondering if anybody has some basic advice for me on this?

Ill likely cancel my TD card and go with the WS card but should I also pair this with another card that I can stack air miles with? I know people often have several cards but I can't imagine I'll be swapping cards for different purchases.

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u/PM_NICE_TOES-notmen — 14 hours ago

Trapsin Questions

I'll keep it quick and short.

1 - If I lay traps with my faceted claws and then swap to my offhand for teleporting, do the traps still apply -light res effects from the primary weapons or does swapping change it?

2 - When my infinity wielding merc is attacking a target, does he apply the -lightning res on top of conviction aura?

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u/PM_NICE_TOES-notmen — 10 days ago

Fishing South Florida

I'm heading down to Florida in a few weeks and would like to get some fresh/salt fishing in. I'll be spending some time around Miami, and Key Largo (on the beach).

I have a 8'6" rod with 15lb braid that I use for salmon fishing that I could bring down or the other option is looking at rentals. I dont think there's an appetite to drop 1k on a charter but I should be able to fish some lakes/ditches around Miami, and the beach in Key Largo.

Two things I'm wondering about, #1 how scared of gators should I be if I attempt to fish fresh water? It would be cool to catch a peacock bass, clown fish, snake head etc.

#2 how likely is it that I will be able to find a fishing spot in key largo? I see the place im staying is on the beach and there are tons of docks. Would I be able to fish these and could I expect to catch anything from them? Even small barracuda would be a blast for me.

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u/PM_NICE_TOES-notmen — 30 days ago

Bowmanville Creek?

I know this is a hot spot for salmon and trout but I'm local to the area and trying to find casual spots for summer fishing some bass/pike and anything else I can find.

Wondering if anybody has fished this creek through the summer and if so had any success? Not talking about the lake Ontario side of the creek, more thinking northern end where it's more shaded and windy.

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u/PM_NICE_TOES-notmen — 2 months ago

Buy Smithey Canada

I've been using a classic 10" lodge for years now and it's completely replaced every other pan in my repertoire so I'd like to add a few more pieces. I'm really interested in the look of a smooth finish, especially the chef skillets from smithey.

Since I'm in Canada my options seem to be pretty limited for ordering from what I can find. I'm just wondering if anybody knows of any Google sources within Canada or if my best bet is just to order directly from smithey?

I'm also wondering if smithey ever puts on an annual sale? I'm pretty committed to getting one of these pans but the price tag is a hard swallow even though I know I'll be using it for the next decade +.

I'm also open to suggestions for other similar quality/look pans that may be made within Canada or Europe.

Thanks

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u/PM_NICE_TOES-notmen — 2 months ago

Trapsin Questions

Recently started building up a trapsin after converting her from bladesin. Currently she's lvl 89 running a griffs with thunder stone, a 2/3LS claw with two 5/5 facets, then a placeholder claw with +2 all skills/ 3 charged bolt claw. Armor is enigma, magefist, arachs, tri-res boots, then two random res/ stat rings. Merc is running visage, treachery, infinity.

I understand I can do this much cheaper and just self weird infinity but I really like the two claw look and being able to block with them.

My LS traps are putting out about 12k damage and I'm throwing down death sentry after the first body drops.

My questions:

Trap placement is based on IAS, does this also effect the speed at which they attack or is that a static cool down?

Is there any world where I can run a successful trapsin that also uses Phoenix strike? I like the damage of the traps but I find it kind of boring just waiting for them to kill everything and I think Phoenix would be useful for heralds.

What is the max LS damage I should expect with a full GG build?

Is there any other method to finding GG claws aside from shopping Anya and trading? I asked about gambling them the other day but sounds like that is a pipe dream.

Any other trapsin info or tips would be much appreciated

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u/PM_NICE_TOES-notmen — 2 months ago

Gambling Trapsin Claws?

Ive recently been into building a trapsin and I'm chasing a pair of GG claws. I currently have a +2 all skills/ 3 light sentry/ 2 socket offhand but I really want a +skills/ IAS claw for my main hand.

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I've shopped Anya for probably a couple hours but I hate the load times and that she spawns all types of claws like suwayyahs, plus she only ever has like four at a time.

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Would it make sense for me to gamble for these claws? I can get the cost down to ~36k gold and I can choose to specifically only buy claws meaning a better chance for Greater Claws. I also have the chance for rares but those aren't ideal because 1 socket from Laz.

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To note, I have a GG gear Trav barb already so farming the gold should be no issues.

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u/PM_NICE_TOES-notmen — 2 months ago

New Filter, Clean Coils, AC still Tripping Safety Limiter

This past weekend my AC threw the safety limiter and started blowing just room temperature air. I cleaned the coils and replaced the filter then talked with an HVAC guy who said I likely fixed the issue and walked me through resetting the safety limiter button.

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Now 2 days later and it's just thrown the switch again over night.

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Any ideas as to why it's thrown this with a brand new filter (facing right direction) and clean coils? I can reset it again now that I know how but I don't want to risk constantly overheating the unit.

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u/PM_NICE_TOES-notmen — 2 months ago
▲ 20 r/diablo2

What Do Warlocks LLD With?

Was just checking this out and it got me wondering if warlocks LLD and if so, what do they like to use?

u/PM_NICE_TOES-notmen — 3 months ago

EP Intensity & Difficulty?

Hi all,

I have 2 diplomas and a degree related to environmental sciences/natural resources and have worked on a remediation project for ~7 years now.

I'm putting together my professional development goals and I'm just trying to figure out what is feasible for the year.

I currently have PMP listed to obtain this year as well as a few smaller items. I'm interested in the EP designation as well but I'm finding the ECO Canada website to be not user friendly and difficult to find information.

If anybody has completed this, could you roughly estimate the time commitment and difficulty of obtaining this? I don't want to list it and then find I don't have time after PMP or that it's much more difficult than expected.

I just completed the CAPM certification and to be honest I'm not a huge fan of spending my free time studying but my work is offering to pay for these things so I'm trying to maximize value.

Thanks

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u/PM_NICE_TOES-notmen — 3 months ago

Unagreed Job Scope Changes.

Ive worked for a federally owned, contractor operated organization as a non-union employee for roughly 7 years now. Recently there has been shady discussions about making huge changes to the scope of my position (different department and entirely different scope). I'm quite happy where I am but for the right amount of money I would change.

What I'm wondering about is if there are laws in place that prevent a manager from completely shifting the scope of an agreed to position. Aka would this need to be a new formal offer that I sign and is documented.

If this doesn't occur and they still try to push me into the position, would they be liable in any way other?

Thanks

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u/PM_NICE_TOES-notmen — 3 months ago
▲ 3 r/tires

Tubeless Tire Leaks?

I drive an 11them gen civic which has tubeless tires. I don't have rims for the winter tires so I have them changed on/off the rim itself. Some seasons after doing this I have a tire or two that requires new air every week or so. For a long time I thought I had a really small leak but a friend informed me it's likely a leak in the bead.

Do I have to make an appointment to have them redo the process or are there any tricks I can use to try and get it sealed myself? The dealership has always been the one doing the swap (and leaving my rims covered in lube after the process).

Also should the dealership not be aware there was an issue with the bead seating before handing it back to me? This has been like three non-consecutive seasons with this issue

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u/PM_NICE_TOES-notmen — 3 months ago
▲ 1 r/capm

Test Tomorrow. Am I ready? Any tips?

I have my exam tomorrow morning. About a year ago I completed the CAPM course through work that provides the 23 hours.

I've read through all the material from that multiple times, I've read through the pmi study hall material, and I've done the practice exam 3 times. I also did quite a few of the pocket prep quizzes but stopped because they seemed to go into material way beyond what's expected.

I'm getting ~70% on the practice exam and feel I have a good understanding of agile and predictive as well as the various models and tools that can be used.

I do still struggle with many of the project management plans and where they fit into the overall life cycle although I do have the steps down of initiate, plan, execute, monitor & control, close.

I think my biggest weakness is actually interpreting the questions correctly since the wording is a bit tricky.

Any recommendations to work on my weakness in ~12 hours?

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u/PM_NICE_TOES-notmen — 3 months ago

I'm just wondering if there is a way to quickly identify elite enemies from the many mobs of Diablo 2. When I'm MFing I usually just teleport around and pick off elites then hork them and move on. It's easy when they have an aura or they're a unique colour (champions) but sometimes they seem to just look identify to a regular enemy until you hover them with your mouse.

Is there any sort of trick to quickly pick out all elites?

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u/PM_NICE_TOES-notmen — 4 months ago