Car Loan - Please Read :)

Hello everyone!

So I am looking to get a new car around 100 to 120k max

I may need a car loan as I want to put as down-payment 30k rest finance.

Now, I work at hospitality and we all know what is going on.

My salary and position is good (40k) and money is not a problem really at all.

I don't want to ask my company for salary certificate as it stays marked, i can provide salary slips and all the necessary info.

What are my options?

reddit.com
u/Pirazhok_Wrap — 1 day ago

VSF YM Titanium 226627

Time Ultra delivers as always.

Not only that, but the level of honesty on this last transaction was unparalleled.

I ordered this watch with deep crystal and when the team started working on it, they realized it couldn't be assembled back.

Leo told me straight away and he said new watch will be ordered but deep crystal wouldn't be possible, so he refunded me the amount of the mod straight away.

Second watch the team detected a flaw and they rejected themselves.

Finally 3 one is the charm haha and I got it in my hands (or wrist!) already.

Took 2 months process but the transparency and good faith was there and that is what matters the most.

Thank you Leo and Time Ultra team!

If you are thinking to get a watch, Time Ultra will deliver!

u/Pirazhok_Wrap — 4 days ago
▲ 5 r/repwatchbuyselltrade+1 crossposts

[WTS] [EU] VSF V2 Wimbledon 41mm Jubilee

Selling this beautiful Wimbledon for 400 euros (shipping included)

Mint condition, barely used.

Paypal or Wise or Crypto works for me, used all of those for all my reps.

Funny enough, I am selling it because I forgot it during my vacation back home in Europe. It is sitting at my mum's place (she wrote the note haha) and I live abroad (Middle East) so well no point to spend money sending it over here.

So I thought better sell it to someone in Europe and I will get another rep.

Happy to answer questions!

u/Pirazhok_Wrap — 11 days ago
▲ 2 r/RepTime+1 crossposts

General question

Please bear with me 😄

Was on vacation at my hometown (Europe) and I forgot my watch there. I live abroad (UAE) so I thought instead having my mum sending me the watch I could just offer it to someone in Europe, since it's not getting much wrist time.

Just kindly point me out with sub-reddits are most appropriate (I already follow some, but not sure which one should I post)

reddit.com
u/Pirazhok_Wrap — 11 days ago

ETHAN WATCHES (Leo) - ZF TUDOR BB58 & VC 4500V OVERSEAS [both modded] - Review

Found Ethan on Reddit, did background check and seemed legit, so I dived in head on 🤣

Business done through WhatsApp.

- MOD ZF BB58 Polished finishing + chamfered + silenced --> 560 dollars shipping included

- MOD PPF 4500V Polished finishing + chamfered + Deep Crystal + silenced --> 740 dollars shipping included

- Nice to deal with, answers questions, offers advice

- Patient with queries and always polite and with good demeanor

- Has a great QC process and examines the watches

- Sends proper QC pictures using their own website

- Sends QC for the 'raw' watch and after the Mods (so 2 QCs)

- Watches arrived inside a nice pouch

TIMELINE

15 JUNE 26 -- Enquired about the watches through WhatsApp, answer came in 2 minutes I requested for some mods as well, as I read he offers them. Surprised to see he has a website dedicated only for modded watches, so easy peasy.

16 JUNE 26 -- Paid deposit of 100 dollars (because 2 watches)

5 JULY 26 -- QC for the Tudor arrived (green light) and I decided to pay both watches in full despite only QC for the Tudor.

18 JULY 26 -- QC for the VC arrived, green light.

22 JULY 26 -- QC for the Tudor modded arrived, green light.

29 JULY 26 -- QC for the Tudor modded arrived, green light.

30 JULY 26 -- Shipping info received, confirmed that all was correct.

6 AUGUST 26 -- Watch arrived! YESSSS WHAT A BEAUTYYYYY!!!

Knowing that ZF/PPF are currently a bit struggling with deliveries I didn't bother the waiting, and definitely nothing Ethan Watches could do about it. Modding was fast and looking at the results, greatly done.

A clear example of great customer service & good product knowledge.

100% recommended.

u/Pirazhok_Wrap — 13 days ago

ROLEX 226627 YATCHMASTER - VFS V2 - TIME ULTRA

​

Just sharing here as this is the newly released YatchMaster so I thought would be interesting.

  1. Dealer name: Time Ultra

  2. Factory name: VSF

  3. Model name (& version number): Yatch Master V2 226627

  4. Price Paid: $688 including shipping plus MODs

  5. Album Links: None

  6. Index alignment: Seems ok

  7. Dial Printing: Good. Lines

  8. Date Wheel alignment/printing: Looks good although slightly off the date

  9. Hand Alignment: Good.

  10. Bezel: Nothing seems to be out of place there.

  11. Solid End Links (SELs): They look good to me

  12. Timegrapher numbers: It's on a video, they are good.

  13. Anything else you notice: Nothing else

u/Pirazhok_Wrap — 2 months ago
▲ 138 r/RepTime

MY COLLECTION 😅

Just wanted to share my collection. Started around 6 months ago and here we are.

​

Coming soon VC 4500v, Tudor BB Burgundy and Rolex 226627 Titanium, meanwhile the BW will be a gift for a friend, so the 12 spots will be filled.

​

I do not plan to get more after those mentioned above will arrive, need to be strong haha

​

Also want to say, thank you community! It's great to be able to share this passion with ya'll.

u/Pirazhok_Wrap — 2 months ago

[WTS] OPPO FIND X9 ULTRA / NEW & SEALED

# DISCLAIMER #

​

Quick disclaimer because some people will ask why I'm selling it:

​

This was a birthday gift from my wife. Unfortunately, she lost her job just two days before my birthday and the phone cannot be returned.

​

While I genuinely appreciate the gift, I would rather she have the money right now than see me using a new phone. Might sound like an a****le I know, but she needs the money more than I need a phone and she understands, I told her next year she can splurge me 😀

​

I'm selling it below what she paid and will personally cover the difference, so this is not a profit sale.

​

The phone is brand new, sealed, and unused.

​

Asking 5,500 AED final price, she paid 7,000 AED so I will add 1,5K from my own money.

​

Help me make her have her money back 😀

​

Specifications:

​

• OPPO Find X9 Ultra - International version

• Brand new and factory sealed

• Unopened box

• Original purchase proof available

​

https://www.oppo.com/en/smartphones/series-find-x/find-x9-ultra/

​

​

Serious buyers only, please, as it's for my wife.

u/Pirazhok_Wrap — 2 months ago

[WTS] 2024 BMW 218i Gran Coupe M Sport | Valid Warranty & Service

Selling a perfectly maintained, first-owned 2024 BMW 218i Gran Coupe in the premium Storm Bay Metallic finish with Leather 'Dakota' perforated interior.

This car was purchased directly from AGMC and comes with complete peace of mind through extended coverage.

No accidents, always parked in shade/parking. Applied ceramic coating twice. Has been my baby for two years now. Selling for personal reasons, not financial ones.

Inspection:

https://uae.dubizzle.com/motors/used-cars/bmw/2-series/2026/4/27/aed-1520month-2024-bmw-2-series-218i-gran--2-639---d35e81967cd74974988294c5656b3cd4/

​Key Highlights:

​- Model Year: 2024

​- Trim: M Sport (Full M-Aerodynamics package, M Steering, and Sport Seats)

​- Specs: GCC (AGMC)

​- Service Contract: BMW Service Inclusive (BSI) Plus valid until March 2029 or 100,000 km (Includes brake pads/discs).

- ​Warranty: Extended Warranty valid until March 2029 or 200,000 km.

Features:

- ​1.5L BMW TwinPower Turbo engine (excellent fuel efficiency).

- ​BMW Live Cockpit Professional with Apple CarPlay / Android Auto.

- ​M Sport suspension and 18" M light alloy wheels.

- Upgraded Audio System / Audison and JBL

- ​Pristine condition, accident-free, and always garage-parked.

​Price: 80,000 AED

Mileage: 68,000 KM

Location: Dubai

VIN: WBA11AK0XR7N73963

u/Pirazhok_Wrap — 2 months ago

Got slammed (and with reason)

First of all:

I am not proud at all and I am aware of the consequences, that is what matters the most.

I wasn't paying attention, 13h shift, my brain went on cruise control mode.

No excuses, it happened and I am really sad of my inexcusable behavior, tired or no tired.

Now:

Never seen one of those nor what is the procedure. Tried to link my license but have some issues. Also you pay and they lock the car for 30 days or you pay and can use the car?

It's 5000 aed both so not sure.

But pay, I will of course, money or paying is not the issue at all, nor 'being caught'.

I am absolutely convinced that cameras and traffic regulations save lives and that has been demonstrated over the years.

What to do.

Lesson learned.

Extra precaution and cruise control at the car.

Sorry 😞

u/Pirazhok_Wrap — 2 months ago

Here we have , The One already listed it

MZF has released this Ingenieur (few weeks ago)

What's your take?

Will pass the test?

u/Pirazhok_Wrap — 3 months ago

BMW X3 M Sport Pro vs. Jetour G700

I know, I KNOW... but listen please haha

I just finished test driving the new BMW X3 (M Sport Pro) and the top-trim Jetour G700. I’m looking for a daily commuter in Dubai and could use some opinions on these two very different propositions.

BMW X3 (M Sport Package Pro)

  • The Drive: Feels and drives great; the new model is a genuine step up in dynamics.
  • Tech: The latest "tech shenanigans" and iDrive updates make the cabin feel modern and premium.
  • Peace of Mind: 120,000 km service contract and 200,000 km warranty

Jetour G700 (Top Trim)

  • Power: A total powerhouse in electric mode; despite weighing 3.2 tons, the acceleration is incredibly impressive. I could commute without using petrol.
  • Presence: It’s massive, loaded with tech, and has serious road presence.
  • The Bet: 1 million km warranty, but a very short 30,000 km service contract.

The Dilemma: I love the refined, hassle-free nature of the BMW for a daily, but the G700 offers an insane amount of hardware and electric performance for the money.

  • Does the G700's power and tech outweigh the short service contract for a daily commute?
  • Has anyone had experience with Jetour’s long-term software stability in this heat?
  • Is the X3’s 120k service contract the smarter play for a high-mileage daily?
  • Price point, 300k v 240k....
  • Has anyone here switched from a German SUV to one of these high-end Chinese hybrids and regretted the service costs later?

Opinions?

reddit.com
u/Pirazhok_Wrap — 3 months ago

PRICE DROPPED

FOR FAMILY REASONS :)

  • Selling a meticulously maintained, executive-owned 2024 BMW 218i Gran Coupe in the premium Storm Bay Metallic finish with Leather 'Dakota' perforated interior.
  • This car was purchased directly from AGMC and comes with complete peace of mind through extended coverage.
  • No accidents, always parked in shade/parking. Applied ceramic coating twice. Has been my baby for two years now. Selling for personal reasons, not financial ones.

Price: 95,000 AED

Mileage: 63,000 KM

Location: Dubai

VIN: JE4LSW145NZ701573

Key Highlights:

Model Year: 2024

​Trim: M Sport (Full M-Aerodynamics package, M Steering, and Sport Seats)

Specs: GCC (AGMC)

​Service Contract: BMW Service Inclusive (BSI) Plus valid until March 2029 or 100,000 km (Includes brake pads/discs).

Warranty: Extended Warranty valid until March 2029 or 200,000 km.

Features:

- ​1.5L BMW TwinPower Turbo engine (excellent fuel efficiency).

- ​BMW Live Cockpit Professional with Apple CarPlay / Android Auto.

- ​M Sport suspension and 18" M light alloy wheels.

- Upgraded Audio System / Audison and JBL

- ​Pristine condition, accident-free, and always garage-parked.

u/Pirazhok_Wrap — 4 months ago

PRICE DROPPED

FOR FAMILY REASONS :)

  • Selling a meticulously maintained, executive-owned 2024 BMW 218i Gran Coupe in the premium Storm Bay Metallic finish with Leather 'Dakota' perforated interior.
  • This car was purchased directly from AGMC and comes with complete peace of mind through extended coverage.
  • No accidents, always parked in shade/parking. Applied ceramic coating twice. Has been my baby for two years now. Selling for personal reasons, not financial ones.

Price: 95,000 AED

Mileage: 63,000 KM

Location: Dubai

VIN: JE4LSW145NZ701573

Key Highlights:

Model Year: 2024

​Trim: M Sport (Full M-Aerodynamics package, M Steering, and Sport Seats)

Specs: GCC (AGMC)

​Service Contract: BMW Service Inclusive (BSI) Plus valid until March 2029 or 100,000 km (Includes brake pads/discs).

Warranty: Extended Warranty valid until March 2029 or 200,000 km.

Features:

- ​1.5L BMW TwinPower Turbo engine (excellent fuel efficiency).

- ​BMW Live Cockpit Professional with Apple CarPlay / Android Auto.

- ​M Sport suspension and 18" M light alloy wheels.

- Upgraded Audio System / Audison and JBL

- ​Pristine condition, accident-free, and always garage-parked.

u/Pirazhok_Wrap — 4 months ago
▲ 26 r/RepCulture_Timepieces+1 crossposts

Basically I got this one cause it matches my tattoo, silly me haha

Besides that, works fine, does the job & looks great!

u/Pirazhok_Wrap — 4 months ago