Starting my investment journey with ₹100–₹200/month. Need advice on Index Funds & Groww!

I want to start investing, i get pocket money every month so i want to start investing with small amount of 100-200rs. every month (ik its very small but I can't invest more rn bcs im in college and I'm not earning).

I made my account on Groww and I did some research and found out, SIP in index funds like Nifty would be good.

I don't have much knowledge about stock market rn, so-

1. should I start doing this or not?

2. In which mutual fund should I invest? (with less risk or high returns)

3. Is Groww ok to start with this or should I use another app?

4. I'll increase the amount with time so can I increase the SIP amount in the same fund in which I'll be investing?

reddit.com
u/ProbablyWrongTho_ — 1 day ago

Starting my investment journey with ₹100–₹200/month. Need advice on Index Funds & Groww!

Risk Appetite – Moderate (as per risk analyzer)

Goal – Want to start early, build financial discipline, and earn good returns/profit on my savings.

Horizon – Short to Medium term (2–3 years)

Allocation – Planning ₹100–₹200/month SIP from my pocket money (Haven't started yet, so no screenshot)

App Used – Groww

Why These Funds – Considering Index Funds like Nifty 50 because I want a simple, diversified option as a beginner with no stock market experience.

Questions:

  1. Is a 2–3 year horizon safe for Nifty 50 Index Funds, or are there better fund categories for this timeframe?
  2. Is starting with ₹100–₹200/month worth it right now, or should I wait until I earn more?
  3. Which specific mutual fund would be best for this small amount (aiming for balanced risk and good returns)?
  4. Is Groww fine for this, and can I step up/increase my SIP amount in the exact same fund later as my pocket money increases?
reddit.com
u/ProbablyWrongTho_ — 1 day ago

Starting my investment journey with ₹100–₹200/month. Need advice on Index Funds & Groww!

I want to start investing, i get pocket money every month so i want to start investing with small amount of 100-200rs. every month (ik its very small but I can't invest more rn bcs im in college and I'm not earning).

I made my account on Groww and I did some research and found out, SIP in index funds like Nifty would be good.

I don't have much knowledge about stock market rn, so-

1. should I start doing this or not?

2. In which mutual fund should I invest? (with less risk or high returns)

3. Is Groww ok to start with this or should I use another app?

4. I'll increase the amount with time so can I increase the SIP amount in the same fund in which I'll be investing?

reddit.com
u/ProbablyWrongTho_ — 1 day ago

19M | Starting my investment journey with ₹100–₹200/month. Need advice on Index Funds & Groww!

I want to start investing, i get pocket money every month so i want to start investing with small amount of 100-200rs. every month (ik its very small but I can't invest more rn bcs im in college and I'm not earning).

I made my account on Groww and I did some research and found out, SIP in index funds like Nifty would be good.

I don't have much knowledge about stock market rn, so-

1. should I start doing this or not?

2. In which mutual fund should I invest? (with less risk or high returns)

3. Is Groww ok to start with this or should I use another app?

4. I'll increase the amount with time so can I increase the SIP amount in the same fund in which I'll be investing?

reddit.com
u/ProbablyWrongTho_ — 1 day ago
▲ 2 r/NISMPrepHub+1 crossposts

Need Guidance and Easy Resource Recommendations for Technical Chapters in NISM XV RA

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Please suggest me what should I do. I have studied 10 chapters out of 15 and I want to give my exam next month.

Suggest me some yt channels, mock tests and a path which I should follow to crack the exam in the first attempt.

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u/ProbablyWrongTho_ — 4 days ago

Migration Doubt 😭

I'm currently pursuing Bcom Prog from Bhim Rao ambedkar college (off-campus) so i have got 7.09 CGPA in my first year of Bcom. Is there any chance for me to get migration to a better college? I just cant spend two more years in this college 😭😭

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u/ProbablyWrongTho_ — 4 days ago
▲ 2 r/PremiumFormatsIndia+1 crossposts

when will Cinepolis dlf avenue ticket booking open?

I want to book tickets of Spiderman:bnd in 4dx-3d format at Cinepolis dlf avenue saket, i want to book Monday show but the tickets for Monday show aren't opening meanwhile tickets of other theatres are opened.

Does anyone has any idea when will they open???

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u/ProbablyWrongTho_ — 14 days ago