
How to know which funds to invest into?
Hey everyone! I'm very new to investing and so far I know as little as I did a few years ago. I turned 23 and started my first job just last month so I wanna build a habit of investing but I'm so clueless how to decide which one to choose? Currently my portfolio is this, I had money saved up from my internship and used to send it to my dad who had a friend who'll simply send me links to pay the lumpsum. I'd really like that not be dependent on a third party and understand what and how to invest? I'm really new to financing and it has just been a lot lol. Some people tell me to never take regular growth funds, only direct and some say the opposite. Some say start SIP some that just do lumpsum at once but like I don't know what to choose. So yeah basically I just wanted to know how did you guys start and how do you decide which one. I really want to educate myself financially and not have to depend on some other person making those decisions for me!