u/Sea_Life4

I want to have SOXQ as a core holding in my Roth. Which one or two ETFs would pair best with it to balance it out a bit? I am 34, so I have about a 25, maybe 30 year time horizon. Therefore, I’m trying to go mostly, if not all, growth, with a high risk tolerance as long as the underlying makes sense and I believe in it for the long run.

Maybe 70% SOXQ, 20% VGT, 10% VOO?

Are growth ETFs a bad idea because the market is priced so high right now? Are there better strategies like momentum ETFs?

I’m stuck, and appreciate any and all help!

So I currently am 100% SCHD in my Roth IRA. I maxed it out for 2026 already. I opened an investment brokerage account and am going to do 100% SCHD in that instead so that I can live off my goal of 45k/yr on dividends and be able to access it before I’m 59.5 years old, I just turned 34 years old. I thought about selling all the SCHD shares in the Roth, but I think I am going to keep those at least until I’ve had them for over a year for tax reasons.

My question is, I’ve never been much of a growth person. Should I invest into a growth ETF in my Roth, or do individual stocks? I work a full time job so I can’t be watching charts, markets, and news all day.

I like the idea of individual growth stocks, but not sure which to pick. I know they’re more risky than ETF’s, but I’m willing to take the higher risk for higher reward due to my roughly 30 time horizon until retirement.

I appreciate any help!

So I hate Liberty safes, reason being, the whole scandal situation where they gave the cops/government the code to get into a customers safe or however the story went.

I said that to a safe dealer who was trying to sell me a Liberty safe and he said, “Well, even if Liberty didn’t give them the code, they were going to get into it anyways because they had a warrant.” Meaning that they were going to cut into it eventually because they had all the time in the world.

I wasn’t sure how to argue against that. Is everything he is saying true? Have we had misplaced hate for Liberty this whole time? Aside from this scandal, are they actually a decent budget safe, or are just still weak/overpriced safes regardless of the scandal?

Thank you for your time.

A buddy a work has been talking a lot about MTG and I’ve always wanted to play, but never got around to it. This week I’ve been playing MTG: Arena and talking about it with him a lot at work.

I was thinking about going to the card shop up the road this morning to get my very first real cards. What should I buy? Starter kit? Hop on Facebook marketplace and buy hand me downs? Just stick with boosters? Should I get play or collector boosters?

Im not really into the Marvel set coming out next month, so should I just pick a previous expansion set I like or stick with the Main Line cards.

Please forgive my noobiness and I look forward to chatting with you guys and learning from you

Oh! And I’m looking for cards to play with, but also the rare/chase ones to collect/sell