Keep Car if Total Loss with Lein?
Hello,
Not sure if this is the right place to ask, I figured you guys would know more about this than anyone else.
Just submitted a claim and was told from my claim rep that it looks like it's very borderline to being a total loss just from the photos I submitted via app. She didn't place any suspension damages yet, but there definitely is suspension damage, will know more after the adjuster comes to look at it in a couple of days.
If the car ends up being total, what's the likelihood I would be able to keep my car? For some more context, here's some more information below.
Payoff Amount - $14k
Car Value - Checked KBB and it's around $23k
I'm sure Progressive would need to pay off the loan first, and I would get whatever is left after my deductible has been taken out ($1500). Would I be able to keep the car after the loan has been paid? Since now it would actually belong to me since the loan is paid correct?