u/Stellaris_05

I'm interested in investment banking and eventually moving into investing, but I've realized that learning accounting, valuation, and financial modeling is only part of the equation. What I'm struggling to understand is how experienced professionals actually develop good investment judgment.

For those who work in investment banking, equity research, hedge funds, or asset management:

What helped you think like an investor instead of just building models?

Were there any books, habits, or experiences that completely changed how you analyze companies?

How did you learn to separate a good business from a good investment?

I'm less interested in "how to break into finance" and more interested in how people built the mindset that made them better investors. I think that's something that's harder to learn from courses alone.

I'm sketching out a side project and could use some input before I go too far down the wrong path. The idea is a research platform that pulls information from the web, extracts relevant content, stores it for retrieval, and answers user questions. The retrieval pipeline itself seems straightforward enough.

Where I'm getting stuck is the search layer. At first I assumed I'd just pick a search API and be done with it. But the more I look into it, the more it seems like "search" actually means a few different things.

For example, finding relevant pages, extracting clean content from those page, scraping sites that don't return useful HTML, and getting actual Google SERP data (rankings, snippets, PAA, etc.)

Those all seem like separate problems, so now I'm wondering if it makes more sense to route requests depending on what they're trying to do instead of sending everything to the same provider.

Like documentation → retrieval API, Google rankings → SERP API, known URL → direct extraction, and JS-heavy sites → scraper.

A few questions for people who've built something similar. Did you end up using one provider or multiple? How much of a concern were rate limits once you started making concurrent requests?

https://preview.redd.it/f4ida4kxszdh1.png?width=1024&format=png&auto=webp&s=a8cb30b7585b018459e82848d7220e4d930c7fe4

One trend I've been noticing lately is how quickly open-source AI tools are catching up to proprietary models. The pace of innovation is incredible, and it's becoming easier for individuals to build useful AI apps without massive budgets. That said, I still prefer to use AI as an assistant rather than letting it do everything, since it can still make mistakes or introduce bugs. Anyway, I'm curious to see where things will be a year from now. What open-source AI project has impressed you the most recently?

Hello! I recently started offering art commissions on my social media accounts, but so far I haven't had much luck. I only have a small number of followers, my posts don't get many views, and I haven't received any commission requests yet.

I have a friend who grew her TikTok by focusing on a specific niche, and that eventually led to a lot of commission work. I tried doing something similar, but I'm finding it hard to stay consistent. Creating artwork takes time, and I'd rather post pieces I'm genuinely proud of than rush out content just to stay active.

I've also heard people say that you need to reach a certain follower count before people start taking notice, but growing an audience feels like its own challenge. Sometimes it also feels like the algorithm isn't helping, since my posts don't get much engagement.

For artists or creators who've been in a similar position, what worked for you? Is it better to post more often, even if it's not finished artwork, or should I focus on quality and just be patient? I'd really appreciate any advice on growing my reach and getting my commission posts in front of more people.

Hello po! I am currently a 3rd year Multimedia Studies student. I've been having difficulties to find a work since most na nakikita ko po is scam and I've been posting my commission sheet sa social media (I do art stuff + I have vgen acc too) pero unfortunately, no comms pa rin. Idk pero sobrang hirap maghanap ng job ngayon, either scam or no response at all. Saan po kaya ko makakahanap ng legit na work kahit part-time? or any work na no need for experience?

I'm aware na I'm lucky to have people who provide me my needs and wants pero deep down, I feel guilty (?) in a way na gusto ko sana makabawas sa gastos nila since I turned 21 this year, and syempre may mga ibang bayarin din and sa utang kasi nahospital si mother last year and sobrang laki ng naging gastos.

I am seeing a lot of people in my age who had work and achieve a lot of things and I feel insecure or parang I feel na I'm lacking kaya di ko magawa yung nagagawa ng iba (also been dealing with stress and anxiety, and medical condition kaya may mga maintenance din na need) so gusto ko talaga magkaroon ng part-time work online (para sabay kahit nag-aaral) kahit papano since experience din to (+ I didn't join any orgz kasi alam ko magastos din yun kapag may mga events or meetups)

Also, since malapit na rin po ako maging graduating student, what type of jobs yung pwede ko pong mapasukan with Multimedia Studies degree? Bukod sa art-related field. Iniisip ko rin if anong much better, mag government worker or sa mga private/international companies? Both my parents are government worker (salaray grade 4 and 8) and 30+ years na sa service. Though may mga benefits kapag gov worker, is it worth it pa rin ba nowadays, or just look for better options?

Looking for advice lang din po sana since I don't have anyone to talk to besides my mother about this, and di masyadong helpful since parang may pagka passive ang responses niya and usually just saying na "wag mo stressin sarili mo", "may mahahanap ka din", etc. I mean it gives me a bit of relief pero it feels lacking (I'm not being ungrateful pero I want to know other advices/etc. regarding this) since wala kong social circle since I'm studying online for like 6 years straight.

Thank you po sa mga sasagot.

https://preview.redd.it/388jxqy2923h1.jpg?width=1920&format=pjpg&auto=webp&s=8793b3d42970064d994241e8592bd90991461ce6

https://preview.redd.it/9sijhty2923h1.jpg?width=1920&format=pjpg&auto=webp&s=c0753538cf73e4fbd9ed2598cb697632a0618f44

https://preview.redd.it/8mt3xry2923h1.jpg?width=1920&format=pjpg&auto=webp&s=2b264861b8d538251badd4ed01e40efb9dbff139

https://preview.redd.it/dgqypty2923h1.jpg?width=1920&format=pjpg&auto=webp&s=af33eeabbf0b88d5b152da88d5beb0755a313bc6

https://preview.redd.it/ymnwc3z2923h1.jpg?width=1920&format=pjpg&auto=webp&s=504c487f03a62a4c7cbbdd31c0d9ca02f77ccb0c

Hello! It's my first time doing art commission, please feel free to look at my commission sheets below if you want to hire me! I also included pricing here. Feel free to DM me if you want to hire me! That will mean a lot, thank you!

https://preview.redd.it/388jxqy2923h1.jpg?width=1920&format=pjpg&auto=webp&s=8793b3d42970064d994241e8592bd90991461ce6

https://preview.redd.it/9sijhty2923h1.jpg?width=1920&format=pjpg&auto=webp&s=c0753538cf73e4fbd9ed2598cb697632a0618f44

https://preview.redd.it/8mt3xry2923h1.jpg?width=1920&format=pjpg&auto=webp&s=2b264861b8d538251badd4ed01e40efb9dbff139

https://preview.redd.it/dgqypty2923h1.jpg?width=1920&format=pjpg&auto=webp&s=af33eeabbf0b88d5b152da88d5beb0755a313bc6

https://preview.redd.it/ymnwc3z2923h1.jpg?width=1920&format=pjpg&auto=webp&s=504c487f03a62a4c7cbbdd31c0d9ca02f77ccb0c

Hello! It's my first time doing art commission, please feel free to look at my commission sheets below if you want to hire me! I also included pricing here. Feel free to DM me if you want to hire me! That will mean a lot, thank you!

Hello! It's my first time doing art commission, please feel free to look at my commission sheets below if you want to hire me! I also included pricing here. Feel free to DM me if you want to hire me! That will mean a lot, thank you!

https://preview.redd.it/i63caztjzf2h1.jpg?width=1920&format=pjpg&auto=webp&s=394d1d7f39a052760080ede59fdc2894ff08490c

https://preview.redd.it/z8g5k0ujzf2h1.jpg?width=1920&format=pjpg&auto=webp&s=4e00c1371ad1cb86aaa92440859d5d20bd71ca8e

https://preview.redd.it/kwuk04ujzf2h1.jpg?width=1920&format=pjpg&auto=webp&s=dd2f308b2675477fd01998f6a517059559b2d18b

https://preview.redd.it/2mp5r2ujzf2h1.jpg?width=1920&format=pjpg&auto=webp&s=7dc14f391e5fc7b58988f88e306da9b9c32983e7

https://preview.redd.it/v83ur9vjzf2h1.jpg?width=1920&format=pjpg&auto=webp&s=55610ca41e4681bd4cbda52e374d5dab4ecdb0ef

Hello! It's my first time doing art commission, please feel free to look at my commission sheets below if you want to hire me! I also included pricing here. Feel free to DM me if you want to hire me! That will mean a lot, thank you!

https://preview.redd.it/gzp1h40azf2h1.jpg?width=1920&format=pjpg&auto=webp&s=d0f608c276e2e482b7f4dcd57d217e9fe867a1ed

https://preview.redd.it/0kevb90azf2h1.jpg?width=1920&format=pjpg&auto=webp&s=20e28bb8ad927732ea328d08ad72ee886dc5bc1b

https://preview.redd.it/spyrwey9zf2h1.jpg?width=1920&format=pjpg&auto=webp&s=b623e2836affb6a9dcd66c3d30fbd2f6305fd235

https://preview.redd.it/875qahy9zf2h1.jpg?width=1920&format=pjpg&auto=webp&s=0a9504bfb568e7ed374343fe3d05949b25e5b420

https://preview.redd.it/aaxwqgy9zf2h1.jpg?width=1920&format=pjpg&auto=webp&s=a07c93541ffce0b4ae4a7741c5aaecbe109f5e33

https://preview.redd.it/hamnmdn29e2h1.jpg?width=1920&format=pjpg&auto=webp&s=ef753cc551798bd0fa1f74f81c82a3f437d0cc25

https://preview.redd.it/bhwueap29e2h1.jpg?width=1920&format=pjpg&auto=webp&s=8e7c4159c176c4267ada2bac8a46b824bfea7370

https://preview.redd.it/19qyhfn29e2h1.jpg?width=1920&format=pjpg&auto=webp&s=dbfe5d09dfa3b435b8fe68c20f30103c912a68f1

https://preview.redd.it/kypmkgn29e2h1.jpg?width=1920&format=pjpg&auto=webp&s=5b598ae43721d89e8de8d0c5d1903ce3c360aab1

Hello! It's my first time doing art commissions since I want to gain some income to slowly support myself (I don't want to burden my parents) while I'm still a student. I already posted my commission sheets on twitter and tiktok. I'm a bit reluctant since it's difficult to get views or be lucky with the algorithm. Is there any platform where I can post art commissions? Also, are these pricing worth it or a bit expensive? Please, I'm looking for advices/recommendations doing art commission.

Hi po! First time in this community. I want to know lang po how should I start investing. Student pa lang po ako and walang stable job/income pero may mga sidelines po ako like selling crochet and nakakaipon naman na po ako ng onti.

Marami lang po kasi ako nakikita na nag iinvest sa Gfunds, and since beginner at wala pa po akong alam masyado about it, baka magandang dun mag start. Ano pong marerecommed niyo po? Should I start with Gfunds or other investment app?

Hello po! Newbie here (both sa online banking and reddit). I just want to know po which is better to use for online banking. I was planning to do art comms and I already settled my commission sheet, pero problem ko na lang po if the payment method. I know this may sound opportunistic pero I want to do comms for people outside the country kaya naka dollars, though willing to accept din naman ako for fellow Filipino sa comms. Anyway, ang issue ko lang po is which app is better to use for commissioning, paypal or wise?

A lot of people recommended to use paypal but I also a lot of posts that they experienced issues, some hold their money for a long period of time, may ibang account naman na disabled, etc. so medyo reluctant ako to use that. As for wise, usually yun daw po ang mga gamit ng VA (was also planning to apply as a part-time VA soon) but I don't have any idea about it except for that, usually good reviews naman nakita ko dun. I just want to know your thoughts and experience about this, or if may iba pa kayong recommendation.

I have gotyme pero minimum of 50 dollars ang pwede mapadala, and usually eto din po ang limit ng pagpapadala ng money from other apps which is kind of a problem to me kasi may mga services ako sa commission sheets ko na 10 dollars lang so parang ang hirap pong i-settle yun.

Though may BPI acc din naman ako, pero most people don't want to use their bank account to send money, and for privacy purposes din po.

Ayun lang naman po, pasensya na po sa abala. Thank you sa mga magrerespond!

Hello! I was planning to start commissioning. I did some sort of art commissions back then but within my family and friends only, but I want to expand since I want to start making income to support myself little by little. I already did a commission sheet, though I want to know if my pricing is right/affordable based on it's quality. I also want to know what applications can I use for receiving money overseas, since I am reluctant to use Paypal since I've seen a lot of issues with it and it kind of holds the money for a certain period of time. I hope to get some advices/recommendations before I start doing commissions, it would really help a lot. Thanks!

https://preview.redd.it/zo09z826zv1h1.jpg?width=1920&format=pjpg&auto=webp&s=56c8e522e73c49246c250302a3b151fad5e4aaff

https://preview.redd.it/0ipwn826zv1h1.jpg?width=1920&format=pjpg&auto=webp&s=658fc4da2831851424e39746b8aa83c03165820e

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https://preview.redd.it/wichad26zv1h1.jpg?width=1920&format=pjpg&auto=webp&s=f24528efbfbcee06698e096268aa45ef3d25b4bf

https://preview.redd.it/4iowmb26zv1h1.jpg?width=1920&format=pjpg&auto=webp&s=b287bed45301cabfb3e84be891a6326914079927