At what salary did moving to Manila actually become worth it for you?
I'm currently earning around ₱30k take home working onsite here in the province. I've been thinking about moving out for quite some time now, but I'm trying to figure out if it's something I can realistically afford or if I should focus on increasing my income first.
For some context, I still live with my parents. We used to be okay financially until a family business failed. Things became difficult and they ended up taking several loans just to keep us afloat. Unfortunately, some of those loans were under my name, so I also feel responsible for helping pay them.
I'm not here to blame them because I know they were trying to make things work, but it has honestly changed the atmosphere at home. We barely talk anymore and I can already feel the resentment building on my end. I don't like feeling that way towards my own family, which is why moving out has been on my mind a lot lately.
The thing is, I don't want to make a decision based purely on emotions.
One option I'm considering is looking for better opportunities in Manila, whether that's a remote job or an onsite role. My long term goal is to migrate abroad, so I also want to make sure I'm making a financially smart decision instead of just escaping my current situation.
For those who are already living alone in Manila, at what salary did you feel like it was actually worth relocating?
When I say "comfortable," I don't mean living luxuriously. I just want to be able to pay rent, utilities, food, transportation, and still save around 30 to 40 percent of my income without constantly stressing about the next payday.
I'm also curious if studio condos are worth paying extra for because of the security, or if apartments are generally the better option.
If you were in my position, would you prioritize moving out even if it meant saving less for a while? Or would you stay at home, continue saving, and only move once your income is significantly higher?
I'd appreciate hearing how you approached this decision, what salary you started with, and whether looking back, you think the move was worth it.