Question.
So what’s best me using my credit card and paying it off immediately like right after the purchase or do I use it and wait for it to report then pay it off. Bc I’ve seen people say they use their card then pay it off like in the parking lot of where they bought it at. So what would help to build credit ? I have really no big name cards just an opensky plus (no annual fee) and my NFCU cash rewards SECURE