Question.

So what’s best me using my credit card and paying it off immediately like right after the purchase or do I use it and wait for it to report then pay it off. Bc I’ve seen people say they use their card then pay it off like in the parking lot of where they bought it at. So what would help to build credit ? I have really no big name cards just an opensky plus (no annual fee) and my NFCU cash rewards SECURE

reddit.com

So do I call?

I was in a thread the other day asking when I should ask for a CL increase and they said I should do I on the first and I already have 3 statements. Idk if anyone else says this or do they usually do increases in app. But I was just wondering I have no balances due and my limit is only 200.

u/Sweaty-Brilliant-977 — 4 days ago
▲ 5 r/Car_Insurance_Help+1 crossposts

What does GAP insurance cover

(25M) So I recently got a vehicle and they told me I have gap on it at the dealership (Not my first vehicle btw) I just kinda learned to get gap on a car from stories family told by getting stuck paying a car off bc they didn’t have gap. But I wanted to know like what it really covers and how it works. So if someone can explain easily for someone that don’t know much I was never really taught financial literacy or basic stuff from my parents so if you can try and make it seem like you talking to your own child. Thank you.

reddit.com
u/Sweaty-Brilliant-977 — 7 days ago

Why is it taking forever

I had a balance of 55.84. I paid it on the 6/13 and it still hasn’t went through I know it was a weekend but I thought it would’ve went through by now on Monday. I just don’t get why it takes forever when it’s literally money transfer from my checking account at nfcu

u/Sweaty-Brilliant-977 — 20 days ago

What’s best?

I’m thinking about getting a used car but haven’t figured out what kind but price range from 19k-22k credit is kinda poor but working on it

u/Sweaty-Brilliant-977 — 1 month ago

I have a some what new 360 capital one account and I want to deposit a check via mobile but do you think since it’s my first time mobile depositing a check with them it would take 5 business days? Check is about $700 and some change and I’ll do it before lunch today if I were to do it thru the app.

reddit.com
u/Sweaty-Brilliant-977 — 2 months ago