Hi. I have what I believe to be a complicated situation

I owe around $9000 to various creditors, 8 in total. 6 debts are already in collections, while two remain active. I just moved to the US after living in Spain for 4 years. Im not sure whether to consolidate these loans, and i am not sure what to do. I would appreciate any and all advice. My credit is in the low 500s. Im working and am 31 living in Miami dade county

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u/Terrible-Market-9354 — 8 days ago