▲ 5 r/chat

Anyone Else Very Interested In Personal Finance? Let’s Talk 💰

I am 24 year old from the states who currently works in finance and loves to talk about personal finance and investing.

If anyone else on here likes to talk about investing / personal finance I would love to talk about ideas and strategies

If you don’t have much knowledge towards investing / personal finance but want to gain financial freedom, have a budget, start investing send me a message. I love to teach or discuss these things.

If anyone is concerned no I will not be trying to sell you soemthing and no I can’t make you rich overnight. I just love talking about this stuff

reddit.com
u/TheFinancialFella — 13 days ago

My Current Portfolio and Bi Weekly Buys Into My Roth IRA

This is my current portfolio as a 24 year old.

Before you comment I know what you’re going to say. Yes I know how tech heavy it is. Yes I understand the overlap in the ETFs. That is on purpose. I am a high risk tolerance investor. I understand that in a bear market these will get hit hard. But I am a long term investor. I don’t care about temporary hits. I care about long term stretegy. The reality is the big tech companies arnt going anywhere overnight. Our world uses these companies to function. NVDA, META, GOOG, and MSFT are companies a lot of use everyday. And they are only diversifying their businesses more.

I get a little diversity in the ETFs (yes I know they’re mostly tech.

CEG gives me some energy diversify

And Meli is probably my favorite growth stock and it gives me some international diversity as well as e comm and fintech.

Happy to discuss any of my logic or hear any thought. Thanks!

u/TheFinancialFella — 13 days ago

My Current Portfolio and Bi Weekly Buys Into My Roth IRA

This is my current portfolio as a 24 year old.

Before you comment I know what you’re going to say. Yes I know how tech heavy it is. Yes I understand the overlap in the ETFs. That is on purpose. I am a high risk tolerance investor. I understand that in a bear market these will get hit hard. But I am a long term investor. I don’t care about temporary hits. I care about long term stretegy. The reality is the big tech companies arnt going anywhere overnight. Our world uses these companies to function. NVDA, META, GOOG, and MSFT are companies a lot of use everyday. And they are only diversifying their businesses more.

I get a little diversity in the ETFs (yes I know they’re mostly tech.

CEG gives me some energy diversify

And Meli is probably my favorite growth stock and it gives me some international diversity as well as e comm and fintech.

Happy to discuss any of my logic or hear any thought. Thanks!

u/TheFinancialFella — 13 days ago

My Current Portfolio and Bi Weekly Buys Into My Roth IRA

This is my current portfolio as a 24 year old.

Before you comment I know what you’re going to say. Yes I know how tech heavy it is. Yes I understand the overlap in the ETFs. That is on purpose. I am a high risk tolerance investor. I understand that in a bear market these will get hit hard. But I am a long term investor. I don’t care about temporary hits. I care about long term stretegy. The reality is the big tech companies arnt going anywhere overnight. Our world uses these companies to function. NVDA, META, GOOG, and MSFT are companies a lot of use everyday. And they are only diversifying their businesses more.

I get a little diversity in the ETFs (yes I know they’re mostly tech.

CEG gives me some energy diversify

And Meli is probably my favorite growth stock and it gives me some international diversity as well as e comm and fintech.

Happy to discuss any of my logic or hear any thought. Thanks!

u/TheFinancialFella — 13 days ago

Here Is My Long Term Growth Stock Portfolio (Higher Risk / Higher Reward), I Would Love Some Additions

This is in regard to my higher risk / higher reward growth portfolio. I am 24 and like investing a small amount every week to companies who I think still have a lot of growth potential.

Before anyone says anything. I do have a decent position is ETFs and blue chip stocks and plenty of money going towards them still.

This is a small percentage of my portfolio.

I am going to share what I am in buying in the account so far as long as a short DD.

I would love thoughts on the companies I am currently buying in the portfolio as well as some suggestions to consider adding!

This portfolio is meant to sit for long term, 10+ years

**Stocks currently Owned in this Portfolio;**

$MELI - Has a big presence in e com and fin tech in Latin America. Showing strong growth and still has a lot of untapped market in Latin America

$AXON - Police accountability has increased the need for body cams and other similar devices. Axon is the leader in this industry and is focusing on how AI can improve there company. It also requires a subscription which provides reoccurring revenue

$RBRK - With the increasingly dependent on technology cyber security is a huge need. Rubrik has a good idea of saving data to the cloud which takes the leverage away from ransomware hackers. They have seen strong revenue growth and moving close to profitability

$KTOS / $AVAV- If the Iranian War has shown us anything it’s that drones are going to be the new way to fight wars. Both these companies produce drones for the US military. $AVAV builds a lot of cheap / disposable drones similar to what Iran had that made fighting them such a headache, as well as Ukraine vs Russia. $KTOS makes more sophisticated drones, automated aircraft and defense systems. Both companies are also increasing revenue and profitability.

I love to talk about stocks and investing so please let me know your thoughts!

reddit.com
u/TheFinancialFella — 13 days ago

Here Is My Long Term Growth Stock Portfolio (Higher Risk / Higher Reward), I Would Love Some Additions

This is in regard to my higher risk / higher reward growth portfolio. I am 24 and like investing a small amount every week to companies who I think still have a lot of growth potential.

Before anyone says anything. I do have a decent position is ETFs and blue chip stocks and plenty of money going towards them still.

This is a small percentage of my portfolio.

I am going to share what I am in buying in the account so far as long as a short DD.

I would love thoughts on the companies I am currently buying in the portfolio as well as some suggestions to consider adding!

This portfolio is meant to sit for long term, 10+ years

\\\\\\\\\\\\\\\*\\\\\\\\\\\\\\\*Stocks currently Owned in this Portfolio;\\\\\\\\\\\\\\\*\\\\\\\\\\\\\\\*

$MELI - Has a big presence in e com and fin tech in Latin America. Showing strong growth and still has a lot of untapped market in Latin America

$AXON - Police accountability has increased the need for body cams and other similar devices. Axon is the leader in this industry and is focusing on how AI can improve there company. It also requires a subscription which provides reoccurring revenue

$RBRK - With the increasingly dependent on technology cyber security is a huge need. Rubrik has a good idea of saving data to the cloud which takes the leverage away from ransomware hackers. They have seen strong revenue growth and moving close to profitability

$KTOS / $AVAV- If the Iranian War has shown us anything it’s that drones are going to be the new way to fight wars. Both these companies produce drones for the US military. $AVAV builds a lot of cheap / disposable drones similar to what Iran had that made fighting them such a headache, as well as Ukraine vs Russia. $KTOS makes more sophisticated drones, automated aircraft and defense systems. Both companies are also increasing revenue and profitability.

I love to talk about stocks and investing so please let me know your thoughts! (Not looking for financial advice, just some discussions and companies I can do my own DD on!

reddit.com
u/TheFinancialFella — 14 days ago

Here Is My Long Term Growth Stock Portfolio (Higher Risk / Higher Reward), I Would Love Some Additions

This is in regard to my higher risk / higher reward growth portfolio. I am 24 and like investing a small amount every week to companies who I think still have a lot of growth potential.

Before anyone says anything. I do have a decent position is ETFs and blue chip stocks and plenty of money going towards them still.

This is a small percentage of my portfolio.

I am going to share what I am in buying in the account so far as long as a short DD.

I would love thoughts on the companies I am currently buying in the portfolio as well as some suggestions to consider adding!

This portfolio is meant to sit for long term, 10+ years

\\\\\\\*\\\\\\\*Stocks currently Owned in this Portfolio;\\\\\\\*\\\\\\\*

$MELI - Has a big presence in e com and fin tech in Latin America. Showing strong growth and still has a lot of untapped market in Latin America

$AXON - Police accountability has increased the need for body cams and other similar devices. Axon is the leader in this industry and is focusing on how AI can improve there company. It also requires a subscription which provides reoccurring revenue

$RBRK - With the increasingly dependent on technology cyber security is a huge need. Rubrik has a good idea of saving data to the cloud which takes the leverage away from ransomware hackers. They have seen strong revenue growth and moving close to profitability

$KTOS / $AVAV- If the Iranian War has shown us anything it’s that drones are going to be the new way to fight wars. Both these companies produce drones for the US military. $AVAV builds a lot of cheap / disposable drones similar to what Iran had that made fighting them such a headache, as well as Ukraine vs Russia. $KTOS makes more sophisticated drones, automated aircraft and defense systems. Both companies are also increasing revenue and profitability.

I love to talk about stocks and investing so please let me know your thoughts! (Not looking for financial advice, just some discussions and companies I can do my own DD on!

reddit.com
u/TheFinancialFella — 14 days ago

Here Is My Long Term Growth Stock Portfolio (Higher Risk / Higher Reward), I Would Love Some Additions

This is in regard to my higher risk / higher reward growth portfolio. I am 24 and like investing a small amount every week to companies who I think still have a lot of growth potential.

Before anyone says anything. I do have a decent position is ETFs and blue chip stocks and plenty of money going towards them still.

This is a small percentage of my portfolio.

I am going to share what I am in buying in the account so far as long as a short DD.

I would love thoughts on the companies I am currently buying in the portfolio as well as some suggestions to consider adding!

This portfolio is meant to sit for long term, 10+ years

\\\*\\\*Stocks currently Owned in this Portfolio;\\\*\\\*

$MELI - Has a big presence in e com and fin tech in Latin America. Showing strong growth and still has a lot of untapped market in Latin America

$AXON - Police accountability has increased the need for body cams and other similar devices. Axon is the leader in this industry and is focusing on how AI can improve there company. It also requires a subscription which provides reoccurring revenue

$RBRK - With the increasingly dependent on technology cyber security is a huge need. Rubrik has a good idea of saving data to the cloud which takes the leverage away from ransomware hackers. They have seen strong revenue growth and moving close to profitability

$KTOS / $AVAV- If the Iranian War has shown us anything it’s that drones are going to be the new way to fight wars. Both these companies produce drones for the US military. $AVAV builds a lot of cheap / disposable drones similar to what Iran had that made fighting them such a headache, as well as Ukraine vs Russia. $KTOS makes more sophisticated drones, automated aircraft and defense systems. Both companies are also increasing revenue and profitability.

I love to talk about stocks and investing so please let me know your thoughts! (Not looking for financial advice, just some discussions and companies I can do my own DD on!

reddit.com
u/TheFinancialFella — 14 days ago

Here Is My Long Term Growth Stock Portfolio (Higher Risk / Higher Reward), I Would Love Some Additions

This is in regard to my higher risk / higher reward growth portfolio. I am 24 and like investing a small amount every week to companies who I think still have a lot of growth potential.

Before anyone says anything. I do have a decent position is ETFs and blue chip stocks and plenty of money going towards them still.

This is a small percentage of my portfolio.

I am going to share what I am in buying in the account so far as long as a short DD.

I would love thoughts on the companies I am currently buying in the portfolio as well as some suggestions to consider adding!

This portfolio is meant to sit for long term, 10+ years

\*\*Stocks currently Owned in this Portfolio;\*\*

$MELI - Has a big presence in e com and fin tech in Latin America. Showing strong growth and still has a lot of untapped market in Latin America

$AXON - Police accountability has increased the need for body cams and other similar devices. Axon is the leader in this industry and is focusing on how AI can improve there company. It also requires a subscription which provides reoccurring revenue

$RBRK - With the increasingly dependent on technology cyber security is a huge need. Rubrik has a good idea of saving data to the cloud which takes the leverage away from ransomware hackers. They have seen strong revenue growth and moving close to profitability

$KTOS / $AVAV- If the Iranian War has shown us anything it’s that drones are going to be the new way to fight wars. Both these companies produce drones for the US military. $AVAV builds a lot of cheap / disposable drones similar to what Iran had that made fighting them such a headache, as well as Ukraine vs Russia. $KTOS makes more sophisticated drones, automated aircraft and defense systems. Both companies are also increasing revenue and profitability.

I love to talk about stocks and investing so please let me know your thoughts!

reddit.com
u/TheFinancialFella — 14 days ago

Here Is My Long Term Growth Stock Portfolio (Higher Risk / Higher Reward), I Would Love Some Additions

This is in regard to my higher risk / higher reward growth portfolio. I am 24 and like investing a small amount every week to companies who I think still have a lot of growth potential.

Before anyone says anything. I do have a decent position is ETFs and blue chip stocks and plenty of money going towards them still.

This is a small percentage of my portfolio.

I am going to share what I am in buying in the account so far as long as a short DD.

I would love thoughts on the companies I am currently buying in the portfolio as well as some suggestions to consider adding!

This portfolio is meant to sit for long term, 10+ years

\*\*Stocks currently Owned in this Portfolio;\*\*

$MELI - Has a big presence in e com and fin tech in Latin America. Showing strong growth and still has a lot of untapped market in Latin America

$AXON - Police accountability has increased the need for body cams and other similar devices. Axon is the leader in this industry and is focusing on how AI can improve there company. It also requires a subscription which provides reoccurring revenue

$RBRK - With the increasingly dependent on technology cyber security is a huge need. Rubrik has a good idea of saving data to the cloud which takes the leverage away from ransomware hackers. They have seen strong revenue growth and moving close to profitability

$KTOS / $AVAV- If the Iranian War has shown us anything it’s that drones are going to be the new way to fight wars. Both these companies produce drones for the US military. $AVAV builds a lot of cheap / disposable drones similar to what Iran had that made fighting them such a headache, as well as Ukraine vs Russia. $KTOS makes more sophisticated drones, automated aircraft and defense systems. Both companies are also increasing revenue and profitability.

I love to talk about stocks and investing so please let me know your thoughts!

reddit.com
u/TheFinancialFella — 14 days ago

Here Is My Long Term Growth Stock Portfolio (Higher Risk / Higher Reward), I Would Love Some Additions

This is in regard to my higher risk / higher reward growth portfolio. I am 24 and like investing a small amount every week to companies who I think still have a lot of growth potential.

Before anyone says anything. I do have a decent position is ETFs and blue chip stocks and plenty of money going towards them still.

This is a small percentage of my portfolio.

I am going to share what I am in buying in the account so far as long as a short DD.

I would love thoughts on the companies I am currently buying in the portfolio as well as some suggestions to consider adding!

This portfolio is meant to sit for long term, 10+ years

\*\*Stocks currently Owned in this Portfolio;\*\*

$MELI - Has a big presence in e com and fin tech in Latin America. Showing strong growth and still has a lot of untapped market in Latin America

$AXON - Police accountability has increased the need for body cams and other similar devices. Axon is the leader in this industry and is focusing on how AI can improve there company. It also requires a subscription which provides reoccurring revenue

$RBRK - With the increasingly dependent on technology cyber security is a huge need. Rubrik has a good idea of saving data to the cloud which takes the leverage away from ransomware hackers. They have seen strong revenue growth and moving close to profitability

$KTOS / $AVAV- If the Iranian War has shown us anything it’s that drones are going to be the new way to fight wars. Both these companies produce drones for the US military. $AVAV builds a lot of cheap / disposable drones similar to what Iran had that made fighting them such a headache, as well as Ukraine vs Russia. $KTOS makes more sophisticated drones, automated aircraft and defense systems. Both companies are also increasing revenue and profitability.

I love to talk about stocks and investing so please let me know your thoughts!

reddit.com
u/TheFinancialFella — 14 days ago

Here Is My Long Term Growth Stock Portfolio (Higher Risk / Higher Reward), I Would Love Some Additions

This is in regard to my higher risk / higher reward growth portfolio. I am 24 and like investing a small amount every week to companies who I think still have a lot of growth potential.

Before anyone says anything. I do have a decent position is ETFs and blue chip stocks and plenty of money going towards them still.

This is a small percentage of my portfolio.

I am going to share what I am in buying in the account so far as long as a short DD.

I would love thoughts on the companies I am currently buying in the portfolio as well as some suggestions to consider adding!

This portfolio is meant to sit for long term, 10+ years

**Stocks currently Owned in this Portfolio;**

$MELI - Has a big presence in e com and fin tech in Latin America. Showing strong growth and still has a lot of untapped market in Latin America

$AXON - Police accountability has increased the need for body cams and other similar devices. Axon is the leader in this industry and is focusing on how AI can improve there company. It also requires a subscription which provides reoccurring revenue

$RBRK - With the increasingly dependent on technology cyber security is a huge need. Rubrik has a good idea of saving data to the cloud which takes the leverage away from ransomware hackers. They have seen strong revenue growth and moving close to profitability

$KTOS / $AVAV- If the Iranian War has shown us anything it’s that drones are going to be the new way to fight wars. Both these companies produce drones for the US military. $AVAV builds a lot of cheap / disposable drones similar to what Iran had that made fighting them such a headache, as well as Ukraine vs Russia. $KTOS makes more sophisticated drones, automated aircraft and defense systems. Both companies are also increasing revenue and profitability.

I love to talk about stocks and investing so please let me know your thoughts!

reddit.com
u/TheFinancialFella — 14 days ago

Here Is My Long Term Growth Stock Portfolio (Higher Risk / Higher Reward), I Would Love Some Additions

This is in regard to my higher risk / higher reward growth portfolio. I am 24 and like investing a small amount every week to companies who I think still have a lot of growth potential.

Before anyone says anything. I do have a decent position is ETFs and blue chip stocks and plenty of money going towards them still.

This is a small percentage of my portfolio.

I am going to share what I am in buying in the account so far as long as a short DD.

I would love thoughts on the companies I am currently buying in the portfolio as well as some suggestions to consider adding!

This portfolio is meant to sit for long term, 10+ years

Stocks currently Owned in this Portfolio;

$MELI - Has a big presence in e com and fin tech in Latin America. Showing strong growth and still has a lot of untapped market in Latin America

$AXON - Police accountability has increased the need for body cams and other similar devices. Axon is the leader in this industry and is focusing on how AI can improve there company. It also requires a subscription which provides reoccurring revenue

$RBRK - With the increasingly dependent on technology cyber security is a huge need. Rubrik has a good idea of saving data to the cloud which takes the leverage away from ransomware hackers. They have seen strong revenue growth and moving close to profitability

$KTOS / $AVAV- If the Iranian War has shown us anything it’s that drones are going to be the new way to fight wars. Both these companies produce drones for the US military. $AVAV builds a lot of cheap / disposable drones similar to what Iran had that made fighting them such a headache, as well as Ukraine vs Russia. $KTOS makes more sophisticated drones, automated aircraft and defense systems. Both companies are also increasing revenue and profitability.

I love to talk about stocks and investing so please let me know your thoughts!

reddit.com
u/TheFinancialFella — 14 days ago

Seal Coating For Money For The First Time, How Do You Prevent Splatter On The Garage / House

I seal coated my neighbors driveway and it ended up looking pretty good. I have turned that into a few more jobs for people around town.

Seal coating is pretty straight forward at least at the level we are doing it at. The only thing I am concerned about is the sealer flicking onto the house or garage.

I only have squeegees but I’m open to buying a brush if you guys think it would be beneficial.

Appreciate tips for this or any sealing advice, thanks

reddit.com
u/TheFinancialFella — 25 days ago

Looking For A Very Detailed Personal Finance Spreadsheet

Hello All,

As the title says I am looking for highly detailed personal finance spreadsheet perhaps something that can track all or little of these features; tracks net worth, investments, expense categories, income, etc.

Realistically I could probably make something but it would take a while so I was hoping some of you fine people had something you guys used and are open to sharing. If I combined a few people’s personal finance sheets to make a master one.

If you think you can help me and some others out please share a copy!

reddit.com
u/TheFinancialFella — 1 month ago