Where to finance
I’m trying to find first time auto loan program with no credit no cosigner job less than 1 year. What should I expect?
I’m trying to find first time auto loan program with no credit no cosigner job less than 1 year. What should I expect?
Hey everyone, I need some honest advice on whether I’m making a smart financial and life choice or letting my emotions drive a bad decision.
I turn 18 in a few weeks. I’m currently a high school senior (taking all my classes on a college campus), and I work a flexible job in healthcare making $2,500/month take-home pay.
Recently, I moved in with a family member to escape a really stressful, toxic dynamic with my mom. I thought this living situation would bring me peace, but it hasn’t even been three weeks and the exact same patterns are happening.
I’m constantly walking on eggshells. Today, we had plans to run an errand I really needed to do. Out of nowhere, the plan was canceled. When I sat quietly in the car crying—not yelling or arguing, just overwhelmed and letting tears fall—I was accused of "trying to control" and "manipulating" her. She then said I should have skipped my prior hair appointment to do it yesterday, even though today was the agreed-upon day. She threatened that I'd have to move back home, and then dropped me off claiming she was "too exhausted to do anything and going straight to bed"—only to immediately drive back out somewhere else.
When I move out, she claims she's going to move into a senior living facility. It feels like my housing stability is being held over my head as leverage, and my emotions are being turned into an attack.
I can’t do this again. I’d honestly rather stress about paying my own bills than stress about how to walk across my own living room without causing drama. My goal is to save up and get my own temporary/short-term studio apartment by October, since I plan on moving to a different city for college next year anyway. I refuse to get a roommate—I need my own private space where I can lock the door and have complete peace.
My financial situation:
Income: $2,500/month (net)
Target Move-out: October (right after turning 18)
Goal: A short-term studio, covering my own phone bill, groceries, and transit/car costs solo.
Is getting my own apartment on $2.5k/month a solid, realistic decision for a 6–10 month bridge before college? Or am I rushing into this too fast out of anger? Any advice on short-term leases or budgeting this solo would be greatly appreciated.
I’m 17 and this is my first week working as a CNA on my own after orientation.
At shift change today, a night-shift CNA came in and immediately started talking to my trainer about something I did wrong while I was standing right there. She looked at me but didn’t say anything directly to me.
After she walked away, my trainer (who has been very supportive) pulled me aside and said she’d show me the correct way to do it. Apparently it had to do with a draw sheet under a resident. She wasn’t upset and told me it was okay because I’m still learning.
What bothered me wasn’t being corrected. I actually appreciate feedback. What bothered me was that the other CNA didn’t just tell me herself or show me while I was there. Instead, she talked to someone else first, and I was left wondering what I had done.
As a new CNA, would it be appropriate next time to politely ask, “Can you show me what I missed so I know for next time?” I want to learn and improve, but I also don’t want people talking about my work instead of just telling me directly.
Is this just something that happens in healthcare, or is direct communication more common in your experience?
Hii! I’ll be purchasing my first car in December. My options are Mazda, Honda, and Toyota. I value being able to purchase lower cost parts, reliability (since I will be buying used,) smoothness, and affordability. I would like to buy an SUV. What are some more cars I could look at, or what is some advice you’d give for my search? Thanks!!
Hey everyone,
I’m in a major dilemma and need some honest advice. I’m 17, doing a dual-enrollment college program, and I just landed two jobs after months of complaining that nobody was hiring. Now I have the opposite problem!
Job 1: Activity Assistant. It pays $16/hr. I work Thursdays and every other weekend. I literally just started, but I already really love the environment and the vibe.
Job 2: CNA (Part-time, 32 hrs/wk). This is what I actually went to school/got certified for. It pays $20/hr + a PM shift diff, so $21/hr. They have already been super accommodating of my school schedule, making sure I can get to my shifts on time. My orientation is next Tuesday.
The Problem: School starts in 2-3 weeks and I have a class on Thursdays that completely conflicts with my Activity Assistant hours.
I told my Activity Assistant boss about the school conflict (not mentioning the second job). He was surprised but said he might try to figure something out. However, if my CNA schedule ends up falling on Thursdays or my scheduled weekends, I physically won't be able to do both.
I really want to save up $4,000 for a down payment on a car by my birthday in late September, so the CNA money is huge. My absolute dream schedule would be alternating weekends (working one Saturday at Activities, and the next Saturday at my CNA job). But I'm realistic—in healthcare, schedulers aren't always that flexible, and I don't want to burn myself out.
Since I literally just started the Activity Assistant job, would it be terrible of me to walk away if the schedules clash? Should I try to negotiate an alternating schedule, or should I just quit the Activity Assistant job and put all my focus into my CNA job and school?
Thanks in advance for any advice!
I passed my CNA knowledge test, but what should have been a celebration was completely ruined when my 12-year-old brother came home and threw a tantrum over his video game. I accidentally mixed up the times he could play, and before I could even correct myself, he walked past me with a massive attitude and started cursing at me under his breath. I stood my ground, told him he wasn't playing at all because of the disrespect, and texted our grandma to enforce it. In pure spite, he smirked, scoffed, and deliberately deleted my \\\*Tomodachi Life\\\* save data off my Nintendo Switch just to hurt me. When my mom and her boyfriend got home, my brother immediately squeezed out some tears and claimed he was "scared of me" to get sympathy. I had literal video, picture, and voice-recording evidence showing his actual malicious behavior, but the adults completely ignored the facts and turned on me anyway because coddling his tears is easier than actual parenting.
This blew up into a massive, exhausting argument where my family's toxic double standards were on full display. My mom's boyfriend tried to play mediator, laughed in my face when I confronted my mom about her lack of support, and demanded that I tutor my brother because he’s failing and I’m a straight-A student. I told them absolutely not—it is not my responsibility to pick up the slack for a kid who acts out and refuses to pay attention. When I used to act out at his age because no one cared about my feelings, I got locked in my room with books and couldn't even come out for food; when he acts out, he barely gets things taken away. My mom has a lifelong pattern of invalidating me—telling me I had nothing to be depressed about when I was 9, or cooking his favorite meal to celebrate when I graduated with my technical diploma at 17. She lets her boyfriend leave messes and drive her car, but calls me lazy and nasty for the same things.
They are now weaponizing the past to justify his toxic behavior, bringing up things I said years ago while telling me I need to "forgive and forget" the times he used to literally hit and scratch me. They claim I’m being "mean" and "hurtful" because I ignore him and avoid him in the house, but avoidance is the only way I can survive this family’s constant conflict without my nervous system going into fight-or-flight. I am completely done being the family scapegoat, being forced to parent a child who is not my responsibility, and being gaslit by emotionally immature adults who would rather rewrite reality than look at factual evidence.
I passed my CNA knowledge test, but what should have been a celebration was completely ruined when my 12-year-old brother came home and threw a tantrum over his video game. I accidentally mixed up the times he could play, and before I could even correct myself, he walked past me with a massive attitude and started cursing at me under his breath. I stood my ground, told him he wasn't playing at all because of the disrespect, and texted our grandma to enforce it. In pure spite, he smirked, scoffed, and deliberately deleted my *Tomodachi Life* save data off my Nintendo Switch just to hurt me. When my mom and her boyfriend got home, my brother immediately squeezed out some tears and claimed he was "scared of me" to get sympathy. I had literal video, picture, and voice-recording evidence showing his actual malicious behavior, but the adults completely ignored the facts and turned on me anyway because coddling his tears is easier than actual parenting.
This blew up into a massive, exhausting argument where my family's toxic double standards were on full display. My mom's boyfriend tried to play mediator, laughed in my face when I confronted my mom about her lack of support, and demanded that I tutor my brother because he’s failing and I’m a straight-A student. I told them absolutely not—it is not my responsibility to pick up the slack for a kid who acts out and refuses to pay attention. When I used to act out at his age because no one cared about my feelings, I got locked in my room with books and couldn't even come out for food; when he acts out, he barely gets things taken away. My mom has a lifelong pattern of invalidating me—telling me I had nothing to be depressed about when I was 9, or cooking his favorite meal to celebrate when I graduated with my technical diploma at 17. She lets her boyfriend leave messes and drive her car, but calls me lazy and nasty for the same things.
They are now weaponizing the past to justify his toxic behavior, bringing up things I said years ago while telling me I need to "forgive and forget" the times he used to literally hit and scratch me. They claim I’m being "mean" and "hurtful" because I ignore him and avoid him in the house, but avoidance is the only way I can survive this family’s constant conflict without my nervous system going into fight-or-flight. I am completely done being the family scapegoat, being forced to parent a child who is not my responsibility, and being gaslit by emotionally immature adults who would rather rewrite reality than look at factual evidence.