▲ 10 r/Shen

How do you lane against ranged top laners

I played three games in a row against a Varus, Teemo, and Vayne. Basically just got stomped and ignored by my junglers. I really struggle against them, especially when they freeze the wave. What’s the fix? Another champion?

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u/Vivat-Rex — 10 days ago
▲ 0 r/Camry

Is a 2005 Camry SE V6 with 74k miles worth $8000?

I would probably trade my Buick Lucerne in and get a couple thousand off and cash the rest. Just wanted your thoughts on this version of the Camry. Looking for an option that has much less miles than the Buick.. (185k miles)

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u/Vivat-Rex — 2 months ago

Able to pay half of our debt off, wife thinks we should pay it gradually.

For more context, I am a reckless spender. I made bad financial mistakes in my early 20's (a newish car, an old farm tractor, a used car loan) and I'm trying to set myself on a proper path now that I'm 27. I have two kids and a wife that deserve the very best so I seek advice on the internet as anyone would..

We have $10,855 in total debt. It is 50-50 split between a used car loan which is my daily driver ( a beat up buick ) and a student loan from when I was 19 and went to a big university. I needed the buick because I sold my original car to pay off the debt on it ($20000 debt removed upon sale), so I went and got a $5000 loan to cover the cost/fees. I had $1000 in the bank and went back into debt. Like I said, stupid 20 year old.

I plan on driving the buick until it explodes or the repair cost doesn't make sense, and the farm tractor needs some work but is only worth $1000 or so.

I recently graduated from nursing school with 0 extra debt. Worked my way through college. The job I landed pays $31 an hour base rate. I think this equates to about 50-60k net income after insurance is taken out and the employer based 403b which I maxed out upon hire.

I received a sign on bonus of $5000, which could pay off a significant chunk of the debt. My wife thinks that we should pay the monthly payment and throw extra at the smaller debt using the snowball method while we continue to build our savings. I think we should just take the $5000 and pretend like we never had it, and give it to the hungry debt. She is concerned that an expensive problem will happen and $1000 savings won't cover it. Hell, it won't even cover our family health insurance deductible, so I understand her point.

I'm not good at having financial talks with my wife. I don't have a good education about money and just really developing smart financial principals.

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u/Vivat-Rex — 2 months ago

Should I get a different car?

I’m a new grad RN, I’ll make about $50k a year. I drive a 2006 Buick Lucerne (with 189k miles) 80 miles round trip 3-4 days a week. I’m putting city and highway miles on this averaging 22ish MPG.

I see a 2004 Corolla for sale near me for $8500 with 95k miles (I’d probably negotiate down to $5000 with trade) and it’s nearly in perfect shape.. one owner, older gentleman bought it new circa 2004. Gently used in the PA area.

I just want more economy, I don’t need creature comforts while I grind at work. Just great gas mileage that won’t break the bank and need repairs like my beat up Buick does. Trying to avoid the debt trap that so many of my classmates and friends fall into with that “nurse paycheck”.

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u/Vivat-Rex — 2 months ago
▲ 11 r/COROLLA

Would you buy a 2004 Corolla LE, 95k miles, for $8500? Super clean.

Title. I drive a Buick Lucerne with 189k miles on it averaging about 22mpg city/highway combined. I would like better economy. Creature comforts not necessary.

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u/Vivat-Rex — 2 months ago

Rest in peace to the mage in my BFD group

We just killed Kelris and were fighting the mobs that come after. Got to the Akumai servants and they were both in proximity to the mage, who took two frostbolt volleys and died while I was casting heal on the tank.

I feel bad as the healer, it’s my role to keep everyone alive but I was feeling if the tank dies we all die too, so I continued my heal cast as the tank was <40%.

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u/Vivat-Rex — 3 months ago