▲ 50 r/over60

Were you happy with your decision to delay Social Security income if you did?

Most people who are delaying Social Security draw don’t really need the money so they just wait to maximize payout. So I’m wondering if anybody here waited and has any regrets. I’ll be 68 next year and was planning on waiting till 70 but I don’t know if that’s even the right thing to do. So I’m reevaluating maybe take it sooner than 70.

reddit.com
u/Weird7954 — 10 days ago

[Tenant-US-TX] Landlord wants me to keep the mini split on 24/7

He said it’s because the unit will break if it’s not on constantly. And he wants me to pay for electricity. I already know I don’t have to pay if it breaks because it’s his responsibility to keep systems in order. But I don’t understand how it will break if I turn it off. Is it because it’s an old unit? There’s really nothing cheaper for me to move into and I haven’t moved in yet but I did tell him I wanted the place. Then he sent me the lease and that’s when I found out.

What if the weather is nice and I want to open the windows and enjoy the fresh air for two months out of the year?

reddit.com
u/Weird7954 — 17 days ago
▲ 3 r/hebrew

I was learning a word per day

And it got so exhausting that I had to stop for a long break. Is this normal? I’m still mostly at the sounding out stage like a 5 yr old. But in learning a word a day I was trying to learn by recognition of letter blocks

reddit.com
u/Weird7954 — 28 days ago

If the listing agent doesn’t provide lead hazards addendum. Texas.

It basically means the option period is extended all the way through closing. She is going to be surprised.

reddit.com
u/Weird7954 — 1 month ago

I have never been to a Rosh Hashanah celebration

So tomorrow will be my first and I’ll also go on Saturday morning.

Of the two occasions, which one would be more appropriate to wear a dress? I only have one dress. Don’t make fun

reddit.com
u/Weird7954 — 1 month ago

How would you negotiate this?

House we want is priced at 215 and had one reduction of $10,000 last month.

It’s filthy inside and the exterior grounds is a gigantic mess, complete with very cracked concrete driveway. Also the electricity is not turned on and it’s an estate. It was recently painted and the exterior is in pretty good shape and for some reason they refinished the hardwoods but a very dark color

A house with similar features down the street sold for 190 last year but it was much cleaner and closer to the main street for easy access. Also, across the street from this house is a disgusting house with four cars parked in the driveway and one of them is on the blocks. It’s not the most desirable location in the neighborhood but it is a great location in the city

We want to get it for 190,000. At what point should you start the bidding or what strategy would you use?

reddit.com
u/Weird7954 — 1 month ago

Title policy payment. Texas

Using standard 1-4 family doc, If buyer selects buyer pays seller’s half of title policy and then in section 12 asks for a big contribution from seller to pay buyer closing costs, does that amount qualify as buyer closing costs?

reddit.com
u/Weird7954 — 1 month ago
▲ 19 r/over60

I need a couch

I got rid of my couch in 2020 because I had to move to a tiny house temporarily. That was one of the dumbest things I’ve ever done because it was a great couch, sturdy, beautiful, minimalist. So I haven’t had a couch for six years and when I’m watching TV sometimes I want to drift off without having to go upstairs to my bedroom because once I get to my bedroom then I’ve gotten some exercise and I don’t wanna drift off anymore. So I need a couch! Or maybe I shouldn’t be watching TV?

reddit.com
u/Weird7954 — 1 month ago

I finally got an invitation to Rosh Hashanah

But I don’t know which one to choose or should I go to all of them? There’s no descriptions of what the festivities will entail if there are any. Somebody please advise me

u/Weird7954 — 1 month ago

Beware of rocket mortgage. They’re good but,

They charge $500 deposit so you’ll have skin in the game!
I’m looking for a mortgage but I don’t think I’ll use them for this reason

reddit.com
u/Weird7954 — 1 month ago

Is Israeli airspace really so secure that a commercial airplane will be safe in landing and taking off?

I’m wanting to fly to Tel Aviv from United States

reddit.com
u/Weird7954 — 1 month ago
▲ 15 r/over60

Did you waste your youth?

I learned a lot obviously but I’m starting to think maybe I wasted some of it. Like maybe hanging around the wrong people or doing drugs even though that was so much fun

reddit.com
u/Weird7954 — 2 months ago
▲ 5 r/hebrew

At this point, I’m not even trying to learn definitions anymore. This is as far as I got now I’m changing strategies

New strategy: Pronouncing the words, writing the transliteration, then spelling the transliteration back to Hebrew.
I was trying to learn the meanings at the same time and it was really tripping me up. I’m old and this is difficult

So far the words I know (below), I know by sight and what they go to, . This is how I hope to learn all the words. I am hoping this is the best way!

‏שלום
‏טוב
‏שבת
‏אתה
‏אמא
‏ לא
‏כן

reddit.com
u/Weird7954 — 2 months ago
▲ 70 r/over60

At what age did you start to fall apart? Did you always exercise? 67F

I exercised a LOT, now, not as much, because of exercise injuries. When I was 55 I felt a little pain in my right hip which is a little worse now and somewhat limiting. I can still put my shoes on standing up, reach down pick up a shoe on one leg and put it on. At 61 I ripped my left lateral meniscus which healed after four years with no surgery. At 62 I felt like I started to fall apart physically. I couldn’t really pinpoint anything it just felt off, like the end was coming faster than I wanted.
At 64, I ripped my right lateral meniscus which had been healing off and on but I kept re-injuring it. I think it’s pretty much healed now but I recently got on my bike for the first time this season and did something to that same knee but in the front. I guess there must be a meniscus there cause it hurts like hell and I haven’t been able to shake it off for three months. I also can’t squat anymore. Well, I can squat but I can’t get back up.
I’m currently doing the only thing I know how to do and I’ve been doing that since 55, eat right. My BMI is 30 so that’s not great and might be the sole contributor to my vague feelings of impending demise. I really expected to dance/shuffle until I couldn’t stand up anymore. I’m kind of pissed about my knee because I’m not able to shuffle anymore

reddit.com
u/Weird7954 — 2 months ago

Need some feedback on my trust situation because of real estate holdings and 1 irresponsible child

Texas. I’m trying to write a draft of my trust because it’s long overdue. Problem is I have three houses and one out of two irresponsible children. Would it be best to order a liquidation of the three houses and set up the trust in a spendthrift manner where they can take distributions if their performance is adequate, or just outright give the houses to each kid? The irresponsible one can probably take care of the house but most likely he’ll let it go into deferred maintenance and then sell it for a lower cost and then just spend all the money. What would you do? The total value is 2 million. Both kids would not agree to either situation so I kind of feel like I have to pick one. They will be co-trustees with an initial trustee setting up the trustee bond

reddit.com
u/Weird7954 — 2 months ago
▲ 14 r/over60

Is it worth it to get a full body scan? 67F

I see advertisements all the time for a full body scan and wondering if I should do that considering my age, to make sure that there’s nothing going on inside that I should know about. Would they even find something if it was not a specialized area?

reddit.com
u/Weird7954 — 2 months ago

Cigarette smell odor in 12-year-old single cab truck

Will getting new seat and replacing filter solve the problem? We want to get the truck but need a way to remove the odor

reddit.com
u/Weird7954 — 2 months ago
▲ 84 r/houston

Was Harvey a once in a lifetime event? Does anyone think it will happen again?

I’m looking to buy a house and they had 6 inches of water because of the addicks reservoir. Other than that, it looks like a pretty good house, and on high ground, actually.

reddit.com
u/Weird7954 — 2 months ago
▲ 104 r/over60

Always put your left shoe next to a baby, if it’s in a car

It’s really easy to forget about a baby especially when they’re sleeping

I consider myself one of the most responsible parents in the universe, and as a grandparent I would also.

When my first son was born, my mother came to help us out. He was about five days old and sound asleep in his crib that evening and my mother said, let me take you out to dinner! So we both said yes and got ready to go. My mother was the first one out the door then me then my husband. Then my mother said wait what about… (the baby)! Yes, we were all getting ready to just leave the baby there in the house alone! All three of us could not believe that we did that and we filed back in.

reddit.com
u/Weird7954 — 2 months ago
▲ 184 r/wealth

Each son will inherit $1M. Sad story

If left to their own devices, and if the money gets distributed in full upon my death equally,

Younger son will: buy four houses, fix them up and rent them out for lifetime income and future equity growth

Older son will: buy a house, realize he bought something that was too expensive for him to sustain or need, downsize, do it again, and keep downsizing until he has nothing left or spend it all. He will end up homeless.

I just don’t know how this went so wrong.

reddit.com
u/Weird7954 — 2 months ago