Talking to bank about refixing

Had an appointment with my bank about the upcoming mortgage rate refix, which will expire in few months. Any tips on how to put myself in good position and secure a good rate? Also possibly have cashback. Thanks

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u/WellyWindyRoad — 9 days ago

Full time work + business

For those who employed as full time worker and have a registered business, how do you do it? How you manage your time?

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u/WellyWindyRoad — 10 days ago

Ebike 2nd hand price

Hi, managed to buy a 3 year old Merida bike with below details. Has few signs of minor wear and tear but nothing major. Complete with documentations, charger and invoice to confirm they are the owner. Bought it for $500. Is it a good price?

u/WellyWindyRoad — 18 days ago
▲ 291 r/phmigrate

One year as NZ citizen

Time flies fast! One year ago, I attended my NZ citizenship ceremony. 9 years ago, I landed in this beautiful country with just a head full of dreams.

Looking back, what a journey. Coming from PH province, broke poor, orphaned early, survived in scholarship during college and had very low salary in province. God blessed the broken road that lead me here in New Zealand. Bought my first car here and bought my first house too, things I just dreamed when I was in PH.

Ask me anything :)

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u/WellyWindyRoad — 1 month ago

Riding uber with baby

Hi, we are traveling to christchurch with a 10 months old baby and will be riding an uber from home to welly airport. Should we bring our capsule seat with us? Any experience or advices will be appreciated. Thanks!

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u/WellyWindyRoad — 2 months ago

Private health insurance

For those who have private health insurance, would you be able to share personal experience where your insurance was particularly useful (or you got this realisation that, thank God I got insurance)? Considering we got public health system. Thanks

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u/WellyWindyRoad — 3 months ago
▲ 1 r/diynz

Fridge adhesive magnetic panel

I bought a super cheap fridge but the catch is it got magnetic adhesive panel that i want to get rid. The fridge surface is tempered glass (mitsubishi LX french door fridge). Any advice will be appreciated thanks

u/WellyWindyRoad — 3 months ago

How to remove this adhesive magnetic panels

I bought a super cheap fridge but the catch is it got magnetic adhesive panel that i want to get rid. The fridge surface is tempered glass (mitsubishi LX french door fridge). Any advice will be appreciated thanks

u/WellyWindyRoad — 3 months ago

Rates / Tiaki Wai - upcoming payments

When Hutt Council and Tiaki Wai will “divide” the rates and water bill?

Bit worried as I’ve set my bank acct to pay quarterly rates payments to Hutt Council bank acct, and the next pay is the is coming mid August. Just want to make sure that I won’ overpay, underpay or miss any payment. Thanks!

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u/WellyWindyRoad — 3 months ago
▲ 8 r/diynz

Paint imperfections

Hi, any advice how to remove this hardened paint marks? Previous house owners did a shit painting job

u/WellyWindyRoad — 3 months ago

WFH vs higher salary

Will you grab a job offer that offers few grand (less than $10k) more than your current salary but the organisation have a very strict rule in working remotely? Basically they expect their staff to be onsite 5 days a week, unless agreed beforehand by your manager.

In my current role, i have a default work from home atleast 2x a week and can basically work remotely every afternoon.

For context, I got a few month old baby that i hope to spend more time with. But i need extra $$$ too

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u/WellyWindyRoad — 3 months ago
▲ 4 r/diynz

Tv wall mounting

Can I mount a 75inch TV with weight of 23kg with this one?

u/WellyWindyRoad — 3 months ago

Missing bin - hutt city council

Anyone who had their kerbside rubbish bin lost / stolen and reported it to hutt city council? How much should I prepare to pay for a new one?

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u/WellyWindyRoad — 4 months ago

Public sector job

Is it worth moving to public sector job which pays 7k over than your current pay in private company?

With all the planned and ongoing cuts in government jobs, it felt scary especially having a mortgage and baby. On a flip side, government role offers benefits like insurance, wellness package and many career opportunities.

My private sector job, though having lovely colleagues and manager, felt my career and pay is stagnating

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u/WellyWindyRoad — 4 months ago