u/blonktime

I got TSA precheck July 2021, but then I got Global Entry about a year or so ago. I just checked my Pre Check status and it says it expires next month?

It was my understanding that Global Entry includes TSA pre check, so why didn’t mine get extended?

My credit card will cover the cost, so it’s not a big deal, just curious if I’m looking up something wrong? Will my pre-check automatically extend itself after the listed expiration date? I’ve got some important trips coming up I’d like to get this taken care of before (my wedding and honeymoon).

I've been with Bank of America forever. Don't roast me, I know it wasn't the smartest thing, but it made sense for my situation. My account has been tied to my mother's account. This was convenient for us because I could pick things up for her when she asked and she'd just transfer the money to my account (sometimes she'd gift me some money too, which was very nice).

Now though, both of my parents have dementia and we have been scammed. The first one they got my dads debit card information. The next one was multiple log in attempts/password resets/username change attempts on my mothers account. Luckily BofA locked down her account when they noticed odd log in attempts, but I can't afford to put my checking account at risk by being associated with her account any longer. We are also working on getting POA over their accounts and getting them pre-paid or monitored credit cards to help protect their money.

So, I'm looking for a new checking account. I've heard good things about online banking accounts like CapitalOne 360, SoFi, Ally, Chime, Wealthfront, etc. but I'd like to hear from those who use these platforms.

Some info if it helps:

• I have the CapitalOne Venture X card, and will likely get the Savor card in a few months (just got the Venture X card this month, so CapitalOne won't approve a new card for me yet)
• I current keep a balance of about $10k-30k in my checking depending on time of year, property taxes etc. (will likely create a savings account for most of this)
• I have investments though Edward Jones and personal investing though Robinhood.
• I am used to having a brick and mortar branch I can speak with someone about things.
• I may need an auto loan in the next couple of years
• My closest Credit Union is about 45 minutes away, which is inconvenient and a national bank or online bank would make more sense. There is a CapitalOne Cafe about 25 minutes away, and multiple free ATMs within 5 minutes of my house/work though the CapitalOne 360 network.
• I do have a safety deposit box with BofA, which obviously an online bank wouldn't be able to offer - any good alternatives? Obviously I can buy a big bulky safe for my home, but I like the idea of valuables being kept somewhere monitored and locked down.
• I get direct deposits sent directly to my checking account.
• If you can't tell, I'm kind of leaning toward CaptialOne 360, partially to keep my credit cards and banking in one ecosystem, but want to hear if I'm missing out on something better.

Thanks

Getting married in a couple of months and we are thinking of getting a Yeti Roadie 60 for everyone to sign at our meet and greet party. We'd like to keep the signatures on there as long as possible, so I'm thinking of clear coating the cooler after it's been signed by everyone.

Has anyone done something like this? Any recs for products to use to protect the signatures?

Option 1: $2 million USD (or your currency equivalent) tax free, in your bank account. No strings just $2 million.

Option 2: Your life is optimized.

• This is not a “direct power” of yours, but a power that affects others on your behalf to optimize your life. So say you have stocks, you won’t necessarily know how to best invest them, but if you hire a financial advisor, they will be able to trade your stocks for you in a way that is best for whatever your goals are. They will also offer you the best rates.
• Every restaurant reservation you want to make, they have open seating at the time you want, at the table you want, at any restaurant (including ones that are booked out for months).
• You are given the best insurance and loan rates on the first request. You don’t need to shop around, the first one will be the best one. If you have a mortgage, lenders will reach out to you to refinance at a better rate if the market changes. They will do all the heavy lifting to get it done for you.
• Contractors you hire will give you the best quality work, done on schedule, at the best price.
• Any doctors appointments, car work, any kind of service you receive will be on time (no more waiting 30mins for them to get to you, as soon as you are ready, they will be ready for you).
• Any meeting you have with a customer or boss, they will suggest a time that works perfectly in your schedule. If something comes up on your end, or you are just simply too tired, they will have “something come up” and reach out to you and reschedule to another time that works best for you.
• Anytime there is an upgrade available, you will be offered it. For example, if you are on a flight in basic economy, but there is an open first class seat, you will be offered that seat complementary. Or if you are staying at a hotel, and the penthouse suite is not occupied, the hotel staff will offer you the room for no additional charge. Renting an economy car? Well they have some premium cars available - take your pick. Note: it is not guaranteed there will be an upgrade, but every option is available to you if you are willing to pay. So if you go to that hotel, and the penthouse suite is occupied, sorry no upgrade. But if you go to make that reservation for the penthouse suite, it will always be available for you to rent, even if you are standing in the lobby after the receptionist told you it is unavailable. You just need to pay full price for it (possibly the hotel will have an active promotion they will automatically apply for you).
• This can't manipulate the things on a grand scale, so for example, if you’re applying for a mortgage, you aren’t going to get a 0% interest rate, but you will get the very best interest rate available on the market. Or it won’t make a stock of yours go up 1000% over night, but your financial advisor will make you top rate returns and charge their lowest price for their services.
• Your life is convenient and optimized.
• Edit: Lots of questions about "I would easily get a new job, or a raise" etc. To clarify, this optimization power doesn't necessarily mean "you automatically get the job". It would essentially mean you get the interview for any job you apply for (whenever works best for you), but it's up to you to perform well in the interview to land the job. It is also up to you to continue to perform well at the job to get the raise. While your powers will help you perform well, they don't guarantee good performance. You still need to put in some effort.

Edit: Clarification on the upgrade / availability thing.

Edit 2: Power's don't guarantee a new job/promotion. It helps you get the new job or promotion though efficiency and optimization, but you still need to put in some work.

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