Canada Life "Coordinated Benefits"

My spouse and I both work for the BCPS and we're both enrolled with benefits from Canada Life. When you file claims, the website gives you the option to "coordinate benefits." Let's say we are payable for physio up to 80%, but the physio charges above customary rates. Do we get the leftover reimbursed through our spouses' plan? Does reimbursement through our spouse's plan go to their bank account?

Another scenario is if for vision care, we are entitled to 100% payable, but the glasses go over our limit, but we still have coverage through our spouse. Again, does the leftover amount paid out through our spouses' benefits go to their bank account? I bought contact lenses and new glasses a while ago, and the agent I talked to said that it would, but I'm not sure that it has.

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u/dcmng — 3 days ago

Day Trip with car?

Hi everyone, I want to thank everyone in advance! I did try searching for previous posts on this topic but they are mostly people asking for recommendations on a no-car day trip. I am lucky enough to have a car, and I have friends visiting from Taiwan and I want to really show off our beautiful province and Squamish is where I want to bring them (and myself) out on a day trip! They love great food, great coffee, nature, easy hikes and art! Hit me up with any and all recommendations please!!

Edit: Thanks so much for all the responses so far! One more thing that popped in mind. Canada is playing SA at noon. Any recommendations for a good bar to watch a bit of the game at?

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u/dcmng — 11 days ago

What's a good thrift store to donate decent clothing and household items that's not value village?

Many thanks in advance! I want to add that my clothing items are mostly small size men's items and many thrift stores I've been to around Richmond don't have a lot of these items so I don't know if those places are good for the clientele.

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u/dcmng — 13 days ago
▲ 161 r/FTMOver30

Re-learning how to socialize as a passing male

So I'm a 38 year old trans dude, I've identified as non-binary/transman for over a decade now but only started HRT about 2 years ago. I started passing fairly quickly as soon as my voice dropped a bit. Like, I'm a 5'3 dude, 140 lbs, zero facial hair, Asian, and my face doens' tlook a whole lot different than before HRT, so I'm not always sure I pass, but I have come to accept that I do, from the new ways that people around me respond to me.

Anyway, so I'm at a new workplace with lot of people, this is the first workplace where every just knew me as New Legal Name, Last Name, he/him pronouns. It's also the first in-person job with lots of colleagues I've had in ten years. Because of my previous field of work (sexual violence survivor support), all my colleagues were women.

I've always mostly socialized with women and am comfortable. To a more limited extent, I also have more in common regarding interests with Asian cis guys (anime, badminton, food etc), but this is a very new environment to me and I feel pretty socially awkward a lot of the times.

My plan is to just be myself, and people who like me will and those who think i'm weird can think whatever they want. I just want to share this weird feeling of not knowing how to socialize with cis men with folks and hear about other people's experiences.

Also, gender is weird y'all. Before I was passing I was always considered SO MASCULINE and SO BUTCH when I was read as a woman. As soon as I started passing I'm like not at all masculine lol. Which is fine, this is who I'm comfortable being, but my experience of the world as a passing male is just all so new and strange to me and I feel like I'm a socially awkward 1 year old again.

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u/dcmng — 2 months ago

Promotions Pay Grid

I understand when you have promotional hiring, you land on the pay grid that is closest to your current pay +8%. If your current positions has an MA or TMA, would that be taken into consideration in that calculation? For example, hiring into a 15 role from a CLK12 role with MA.

Many thanks in advance.

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u/dcmng — 2 months ago

Guy at Granville Street bus top

To the guy who was kind enough to let me know that the buses weren't stopping on Granville Street and W Georgia this morning, thank you so much. I just started a new job a week ago and punctuality is one of the most important things, you really saved my life.

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u/dcmng — 2 months ago

Hello my fellow ADHD_partners/spouses! I am here with a unicorn good news! For many years, one of my dx wife's many, many projects is our little balcony. We live on the top floor and have a tiny, L-shaped balcony, and my wife has always wanted to be a person who want to spend time on the balcony. The first few years of our marriage, she would plant a lot bunch of vegetables in the spring and summer, and then lose interest, and I end up doing all the work of keeping the very high maintenance plants alive. One year, I absolutely lost it when all the tomatoes plants all rotted on the vines and becomes super moldy, and some have fallen off, and the moldy rot juice seeped in the cracks in tiles, which I ended up having to dig up with chopsticks. That year, I made a small ultimatum that we were to have flowers only, something not high maintenance and won't rot if they die.

The next few years were the same, she'd buy flowers, which I said she will be in charge of watering (I do literally everything else around the house), and she agreed. She would water them for 3 weeks, and then it would be me for the rest of spring, summer and autumn. There is always a reason for why she never uses the balcony, it's too dirty, it's too sunny, our creepy neighbour is sometimes there...etc. Instead of/before any basic maintenance, she would buy all sorts of stuff. Cleaning agents, wooden tiles, patio umbrella, always large and expensive, never resulting in her actually using the patio. I also never use the patio because I prefer the indoor parts of our home more, and the patio is always so clogged with the things she buy to improve the balcony that it just feels cramped and uncomfortable. Still, she still dreams of being a balcony person, and I've since given up my resistance to her balcony dreams and let it be one of the many projects that she has on the go at all times. I accepted that the plants can die if they're not watered, and my wife will have lots of fun buying new ones. I accept that she can spend as little and as much time on the balcony as she wants, since it's her hobby, and that working on the balcony is part of the fun, separate from enjoying the balcony.

BUT GUYS, after years of this project, today she asked me if I wanted to see a masterpiece, and the balcony is BEAUTIFUL. She rented a shop vac to vacuum up all the webs and leaves and gunk from winter, got self watering planters for all the plants, put in composite tiles that don't rot and mold, and arranged the patio furniture in a way that makes it finally feel roomy and usable. Again, it's BEAUTIFUL. She's super proud of it and I am also so proud of her! Sometimes they DO finish their projects, and when they do, they are always incredible!!!

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u/dcmng — 2 months ago