I’ve been getting correspondence meant for a random dude for YEARS
For years I’ve been receiving calls and texts for a “Jacob Garcia.” They’re all for various different BS, insurance, purchase confirmations, whatever. I do credit monitoring and all that so nothing is actually happening with my credit, it’s just my phone number. Today, I got a message from unifin debt collector and when I went to check it out, apparently this guy owes $6k on an auto loan. Why is this man using my phone number? Should I do something about it?