Question to sellers:
Given that (a) it's a slow market, (b) new build rebates with tons of Minto homes being built, what is your plan if your house has been on the market for some times (2 months or more, is that normal now?)? Hold on, take off the market for the winter months or drop price?

Hi, question about the first-year election on amended return.

For 2023 return, can we still amend it and file the first-year election if I was resident in US from Oct 2023 and full time resident in 2024? I want to make the §6013(h) election with my wife to file a joint 2023 Form 1040 replacing my 1040-NR.

It seems amendment can be done till Apr 2027 but what about the election?

Genuine question to sellers/agents. We know the market is not as hot as it used to be, add the US trade war, AI-related job loss fears. On average, how many visitors are you getting or got recently a week once you put your property on MLS?
(I know it all depends on the type, area and 100 other things, but just curious).
Edit: forgot to list the new build tax rebate as yet another reason for realtors/sellers to see fewer activity now.

I have been doing the Lc dailies for some time now and have done the blind 75 few years ago. I have applied for an L5 role at Google and want to start some serious preparation for the next 2 months. Does my plan below look good? Anything to do a more targeted practice for Google? I also get stuck when I see a new problem.

- daily: do 3 questions from neetcode 150
- revise each problem after a week
- skip topics on bitwise, bottom up DP ( top down and memoization only to be done),

Does doing google tagged problems help? I have read that they don’t ask leaked questions anyway.

Hey folks, I am sure some in this group had to go through this.

I was on TN, got my GC recently. The driving license (California) was issued with an expiry date of my TN visa ( 3 years). I read DMV instructions online but a bit confused. I didn't get a paper notification about my expiry yet though.

1. Do we need to give written and/or road test again to renew?

2. If no test is required, can this be done online or do I need to visit the DMV with an appointment?

Thanks.

Does anyone have suggestions on how to approach these interval questions?

I have seen multiple variations of these problems and each one seems to have a different intuition. If I try manually, I can place the numbers on a number line and subtract the intervals, but it becomes quite harder in a program. Does anyone have suggestions on how to approach these interval questions?

You are given two lists, a and b, where each list contains non-overlapping floating-point intervals sorted in ascending order.

Each interval can be represented in one of four formats:

• [start, end] includes both start and end.
• [start, end) includes start but excludes end.
• (start, end] excludes start but includes end.
• (start, end) excludes both start and end.

Your task is to compute the set difference of a - b, meaning you should return the values in a that do not overlap with any interval in b. The result should be a list of non-overlapping intervals in sorted order while preserving the correct interval inclusion/exclusion format.

Example: input:

 a = [[2.5, 7.5), (9.0, 10.4]]  
 b = [(4.3, 9.3), [9.5, 11.0)]  

Output: [[2.5, 4.3], [9.3, 9.5)]  

Hi folks, I'm non-resident in Canada for tax purposes and I am preparing to sell my residential property in Ontario.

I have my Canadian SIN ready and plan to submit the digital Form T2062 to the CRA via the online portal to get my Certificate of Compliance.

Based on my research, here is my exact step-by-step workflow plan. I want to make sure my understanding of the timeline and the mechanics of the CRA "Comfort Letter" is 100% correct:

1. Listing: Put the house on MLS via the agent.
2. Offers: Receive incoming offers in the form of an Agreement of Purchase and Sale (APS).
3. The Counter-Offer: Once I find an offer I like, I'll have my real estate lawyer verify the legality. I will likely counter-offer back to the buyer agent to firmly lock in a standard 60-day closing window and a 3% initial deposit. Once both sides initial all changes, we have a conditional deal.
4. Conditional Window: The buyer agent coordinates their 5–7 day conditional window for things like home inspection and financing approval.
5. Going Firm: If everything passes on their end, the buyer signs and sends over a Notice of Fulfillment or a Waiver. The deal is now legally firm.
6. MLS Update: Inform my agent/MLS lister to officially update the property status to "Sold".
7. CRA Digital Submission: The exact day the deal goes firm, I will upload my T2062 package to CRA.
8. The 60-Day Waiting Period & Closing: The house sits sold until the 60-day closing date arrives.
   • If I manage to get a CRA Comfort Letter during these 60 days, I pass it to my lawyer, who forwards it to the Buyer's lawyer. This allows the buyer's lawyer to safely reduce the closing holdback from 25% of the gross proceeds down to 25% of the actual capital gains profit.
   • If no Comfort Letter arrives by day 60, the full 25% gross holdback goes into escrow until the final Certificate of Compliance is issued months down the road.

Questions for the Community:

1. Does this 8-step workflow look completely accurate to those who have gone through a non-resident sale recently in Ontario?
2. How long are CRA Comfort Letters typically taking to receive these days? If I submit digitally through the portal the exact day the deal goes firm, is it even realistic to expect a Comfort Letter or an acknowledgement statement within a standard 60-day closing window?
3. For those who did this digitally themselves without a CPA, did you run into any weird glitches or unexpected document requests from the CRA portal?

Thanks in advance for any insights or recent timeline experiences!

I wasn't able to check the status on USCIS the whole day yesterday and the morning today, but I just noticed there is a silent update 'updatedAtTimestamp' dated today's date and time. Is this just a mass update for everyone? Pretty sure the USCIS site had some maintenance yesterday.

Hey everyone, The lawyer I worked with few years ago for purchase has been kind of unresponsive and am looking for lawyer recommendation for sale of a property. I am looking for recommendations if you know anyone you prefer. I don't think price is a big factor in selecting a lawyer because the typical price tends to be anywhere from 1000-1500 CAD. I am leaning more to work with someone who would be quick in replies as my understanding is once I start getting offers, the lawyer would be the one to verify its legalities and stuff. Thanks a lot!

First time doing FSBO. I recently found out that the service I am booking does matterport (aka virtual open house) with a website hosting for 6 months for the same price as a video tour. Which would be more preferable for a FSBO property? (Unfortunately, I won't be doing an open house, not in the city. So I am leaning towards the matterport).
Do you prefer one or the other, and why?
Context of property: Not a seller's market, I will probably sell at the same price that I bought it back when properties were selling for 100k over asking during Covid :) .

Few years ago, I used a rudimentary spreadsheet to track and do a spaced (Anki?) repetition-based approach to solve the questions again.

I am now searching for a similar app but couldn't find what I am looking for.

What I used to do back then was:

- Create 7 columns on a spreadsheet for 7 days of the week:

- Do around 5 questions each day and save the Leetcode link on that column (in black text color or red, if I really had to look at the solution)

- Every day, along with those questions, I would do the questions I did 2 days before and once I am comfortable, I would color them either green or blue depending on whether I was confident enough.

Any app that allows Anki-style + color coding the questions for practice?

I am planning to daily read topics about system design starting from the basics, much like the LC daily that helps me stay on track. Anyone found resources similar to this?

FWIW, I tried many times in the past to read the DDIA book, but couldn't complete, primarily because I do not have to design systems end-end and may be the book is meant to be used as a reference of sort? (just my thoughts).

Hi everyone, I know this is a general FSBO sub but I couldn't find any country-specific FSBO for Canada.. First time FSBO here, so sorry if these questions come up a lot here:

I am going to put my house on MLS (using a flat fee agent who is there to just list my property and send me a scheduling website, called ShowingTime). I am responsible to review offers (as I get them directly through the buyers and their agents) and have talked to a lawyer for helping verify the authenticity/legality of the offers.

I am looking for tips, if you have any, and anything that I should know in advance with regards to:

1. Are there any deadlines in terms of reviewing the offers buyers/agents send to FSBO owners? It seems they call this 'Agreement of Purchase and Sale (APS)' in Canada. I am assuming its all going to be through the ShowingTime/email and I will have a final say in whether I like to accept an offer or not, but just curious if there are any gotchas. I am bit confused after reading some posts about a 48-hour time window to accept/reject some APS offers.

2. I couldn't find one but is there any such legal requirement that a seller has to accept the highest offer only (and any time limit on any offer at the same time)?

3. I have researched the recent sold houses, similar sqft in my zip/postal code, so I think I have a reasonable approximation of the market price. Anything an experienced agent might be able to do in terms of the market price here, other than just doing what I am doing here for #3?

Hi everyone, I know this is a general FSBO sub but I couldn't find any country-specific FSBO for Canada.. First time FSBO here, so sorry if these questions come up a lot here:

I am going to put my house on MLS (using a flat fee agent who is there to just list my property and send me a scheduling website, called ShowingTime). I am responsible to review offers (as I get them directly through the buyers and their agents) and have talked to a lawyer for helping verify the authenticity/legality of the offers.

I am looking for tips, if you have any, and anything that I should know in advance with regards to:

1. Are there any deadlines in terms of reviewing the offers buyers/agents send to FSBO owners? It seems they call this 'Agreement of Purchase and Sale (APS)' in Canada. I am assuming its all going to be through the ShowingTime/email and I will have a final say in whether I like to accept an offer or not, but just curious if there are any gotchas. I am bit confused after reading some posts about a 48-hour time window to accept/reject some APS offers.

2. I couldn't find one but is there any such legal requirement that a seller has to accept the highest offer only (and any time limit on any offer at the same time)?

3. I have researched the recent sold houses, similar sqft in my zip/postal code, so I think I have a reasonable approximation of the market price. Anything an experienced agent might be able to do in terms of the market price here, other than just doing what I am doing here for #3?

I am trying to guess how long it takes for AOS once it goes to the FO. Mine has been stuck for 2+ months (since 4/16) and Emma chat says its at San Juan. I got 3 FTA0s and few silent updates but nothing yet. If you are waiting or got the AOS approved, could you share how long it took approximately?

Hey everyone, I’m planning to list my townhouse for sale soon and want to go the FSBO route.

I’ve been researching online and found out about flat-fee MLS services in Ontario that get your property listed onto Realtor.ca. Since I'm in Ottawa, I'm wondering: do I need to look specifically for an Ottawa-based flat-fee agent, or does the agent's actual location even matter for this kind of listing?

If anyone has any recommendations or recent experiences using a flat-fee service here in Ontario, please let me know! (From what I can tell via Google, offering a standard 2% commission to the buyer's agent seems to be the norm to get traction).

Hey everyone, hope this is the right place for this (sorry if this sub leans more toward agent-guided sales).

I’ve decided to go the FSBO route for my end-unit townhouse here in Ontario. Long story short, I’m unfortunately selling at a loss after buying during the pandemic peak, so I'm trying to save wherever I can on commissions. Plus, I have some free time right now and honestly just want to see what the process looks like firsthand.

I already have a lawyer lined up to handle the paperwork once offers start coming in. That said, are there any major "gotchas" or blind spots I should watch out for? Would love to hear from anyone else in Ontario who has gone the FSBO route recently!