u/m0viestar

I did a backdoor conversion earlier in the year for $7000. I had an old 401k I forgot about that has about $8500 in it. My new 401k provider doesn't allow IRA rollovers, I confirmed with our benefits team that's a plan restriction. I rolled that old 401k into a Trad IRA before I knew I couldn't rollover into the 401k, apparently that changed very recently as i've done it in the past.

I'm wondering how best to handle this. If I convert this money as well, will I owe taxes on the full $15500, or only the second part I converted?

If I leave the money in there and trigger the pro-rata rule and convert next year my understanding is I'll still owe taxes but I can split the tax liability for 2026 and then 2027. I'll just owe some for 2026 on my conversion and some in 2027.

It's not a huge amount so I'm ok with paying the tax on it, I can offset it in other ways. Just wondering the best approach. Thanks!

Long story short, I need a tailor who can do suit alterations last minute. I need it back by Wednesday. I called a few places recommended on this sub and they are all booked with wedding dresses.

Does anyone know of a reliable tailor who can alter a suit on a shirt time frame? I'm ok paying for a rush as long as it's done well.

I live in a typical 70s era Littleton/Denver suburban 2 story split level with the bedrooms above the garage and 2 of them are south facing. I moved my wfh upstairs from the basement because it's depressing as hell down there, plus my renter wouldn't appreciate me working down there.

My main floor is nice and cool but my second floors get quite toasty. I've tried various methods of exhaust fan out the window and one pulling air in from the door, that doesn't work great because if I open the shades the sun just cooks the room faster than air can escape.

Currently just have the fan pulling air from the room into the upstairs hall way and that seems to be the best in terms of temps. We have no cieling fans.

I airsealed and insulated the attic a few years back, I don't have a swamp cooler anymore. AC system is fairly new (5 years ish). Attic fan might appeal to me but the household suffers with allergies so maybe not.

I do have a fan pulling cool air from outside in at night. I should note these rooms also get very cold in the winter because of their location.

is a mini-split in my future? Any other suggestions?

Has anyone else not gotten their notice from Jeffco about their property tax rate for 2026 (payable 2027)? The protest window closes June 8th and the notice usually goes out May 1st but I haven't gotten mine yet. I checked online and it still says TBD and no notice available. There's nothing on the website saying the notices were delayed.

Just wondering if anyone else knows whats going on?

My refund is held up for review and I went and looked at it again and found that my business EIN wasn't included on my Schedule C. I have a separate EIN i've used for bank accounts and credit cards. My LLC is run as a sole proprietorship and I didn't have any employees or issue any 1099s, but I did have a business loss this year. Previous years I filed did not have business income or loss, I started this gig last year.

Is it worth filing an amended return or just wait and see what they say?