u/nogno12

I recently moved from Robinhood to IBKR because I thought the margin interest rate would be cheaper at IBKR. After making the move, I realized that while IBKR used to have lower margin rates, but now its current rate is actually higher than Robinhood’s.

I typically borrow around $200K in margin, so the interest rate difference is meaningful for me.

I mostly invest in stocks and trade reasonably actively, but I also have a demanding full-time job, so I’m not going to spend hours every day staring at the screen.

I know IBKR has better analysis tools. Are there other advantages of IBKR?

I’m seriously considering moving back to Robinhood. Would love to hear opinions from people who use both, especially those carrying a relatively large margin balance.

Turns out I have an anal fissure. My doctor prescribed 2% diltiazem and said to follow up after 2 months. The problem is this only available in compounding pharmacies and the medicine is considered as non formulary which my insurance providence doesn’t cover it. The out of pocket cost for 30 g is $68 which I feel is too much just for an ointment. Is there any alternative to 2% diltiazem that is formulary and can be billed to my insurance? Can I request my doc to prescribe some other ointment that is covered with my insurance? What do you guys use? Thanks folks!

I’m a 35-year-old male. I found out about a year ago that I have ADHD, and I’m currently taking Adderall. One of the things I struggle with is impulsivity, and it definitely affects my sex drive and behavior.

I’m easily attracted to women, and thoughts about sex occupy my mind quite often. I masturbate once or twice a day. My wife is currently pregnant, so sex is basically off the table 99% of the time.

I’ve visited escorts in the past, and lately I’ve been having thoughts about doing it again. The important thing is that I don’t want to go back to doing that, and I’m trying to figure out how to manage these urges before I act on them.

For those of you who genuinely struggle with a high libido, sexual impulsivity, or something similar, what actually works for you? What do you do when the urge becomes strong? Are there specific activities, habits, or ways of redirecting your attention that have helped you? Are there ADHD therapists who can essentially be my coach? Would seeing a sex therapist help?

Please don’t judge me. I’m specifically looking for advice from people who have experienced something similar themselves rather than purely theoretical advice. If you’ve never experienced this kind of persistent sexual urge or impulsivity, it can be difficult to understand what it feels like.

Thanks in advance.