u/peaceomind88

I'm trying to decide between Healthsprings Plan N ($111) and Bankers Fidelity Plan N ($93). BF, in my state on N, has very low enrollment, about 700, but their loss risk is low, about 50%. Healthsprings has much higher enrollment on N, about 70,000, but their loss risk is about 98%. BF also has lower increases (though they are supposed to increase August and haven't yet). BF has only been in the state for three years, at least with this pool. No one seems to be able to tell me which is actually true. So this might be risky. I am concerned since I'm picking plan N on a company pulling out of the state and having to go through underwriting. I need to make a decision within the next few weeks.

Has anyone received notification of their August increase yet? Details - state, percentage, plan?

Has anyone ever tried those double rollers? I don't know if we're allowed to say which here. I'm wondering if they, or rollers in general, would help. Wondering if the cost is worth it.

I have the option of Wellcare or Humana at zero cost. I just need a zero cost plan. Does anyone have experience with both? Is there something to look for while comparing? Pros/Cons??

I'm looking for someone local to replace the windows in the front of my townhome and back depending on cost. I'd prefer smaller and local. Any recommendations? Of course, cost is a factor.

How do you store your t shirts? Hang, fold? Hang some, fold some?

How do you sort? Plain, logo, not logo but with designs?

I assume t shirts aren't work but nicer ones with designs are easily work with a nice pair of jeans and sweater. Should those be hung and casual be folded?

I'm in my 60s and this has always been an issue for me. I have so many that they have their own dresser and it isn't enough. Some are in bins, some are hung. I just can't handle this disaster anymore!