How can I safely carry the camera in my handbag/backpack? can someone recommend me a small pouch? do you guys think a protective wrap would be sufficient? Just not too sure.

The older I (27f) get, the harder it is for me to spend money on myself without feeling guilty. My take-home pay fluctuates a lot. I budget based on my worst-case average monthly income, which is around $3000

On most months I have a surplus between $500-1500 (and sometimes more)

My thing is I feel so guilty spending on everything and anything. Especially myself. If wasn’t like that before but the more I got into budgeting, investing & thinking about my future, the more I want to save. On the flip side, I also feel a bit down about it. It just feels kinda “meh..” like I’m broke at the end no matter how much I make.

I’m looking for feedback on my overall budget & help coming up with a “fun money” percentage (since my income fluctuates) I’d also like advice on how to deal with the guilt that comes with spending/splurging on myself ):

Income

| **Income** | **Budget** | **Actual** |
|------------ |------------ |------------- |
| Paycheck 1 | $1500 | $1609.30 |
| Paycheck 2 | $1500 | $4911.95 |
| Family | $0 | $200 |
| **Total** | **$3000** | **6721.25** |

Savings

| Savings | **Budget** | **Actual** |
|------------- |------------ |------------- |
| Roth IRA | $625 | $2500 |
| HYSA | $700 | $1500 |
| Travel Fund | $200 | $128.75 |
| Christmas | $40 | $32.12 |
| **Total** | **$1565** | **4160.87** |

Expenses (mostly)

| **Expenses** | **Budget** | **Actual** |
|-------------- |------------ |------------- |
| Groceries | $300 | $310.81 |
| Health Ins. | $303 | $303 |
| Medical | $225 | $180 |
| Transport | $180 | $569.32 |
| Subs | $14 | $14 |
| Gifts & Ges | $15 | $249.11 |
| Education | 0 | $25 |
| Charity | $30 | $30 |
| **Total** | **$1067** | **1681.24** |

Lifestyle (myself)

| **Expenses** | **Budget** | **Actual** |
|-------------- |------------ |------------ |
| Dinning out | $100 | $100 |
| Shopping | $70 | $145.69 |
| Beauty | $25 | $112 |
| **Total** | **$195** | **357.69** |

I have about $487.20 left and I feel like I should save it but part of me also wants to get a massage, put some towards my travel fund & start a sinking fund for splurging.