u/rvdms

Requesting $800 to pay $1000 by the end of the month. Have an emergency vet appointment and medication tomorrow for my senior cat Felix.

Edit: I messed up on the title. It’s $1000 not $125.

I got a check from Capital One for my closed account and it’s over 8k this past Saturday. This took a month to do as they have no branches in my state. I cashed it at another CU’s (different CU not the same) ATM that accepts checks on behalf of my current CU. The hold was initially 2 business days at deposit awesome, updated to 5 business days on Sunday and then a placed extended hold today with no available date. What the fuck.. They reversed the $275 that was made available and it made my account negative today as I was trying to buy groceries.

I lost my shit. I called them and they are just waiting on verification from the first CU.. this was not understood by the CU that accepted the check in its ATM. I was playing phone tag to understand all this. They then had took the deposited check mailed out to my CU today by their request. Which then they’ll verify upon being received?

None of this is making sense to me. Spent 4 hours playing phone tag and mostly waiting for everyone to just have everyone point fingers at each other.

I also don’t get why they reversed the $275. Isn’t that against Reg C? I was told it would all take a maximum of 10 business days to address.. I deposited a smaller $900 check from Capital One (same check issuance) without any problems over a month ago.

I’m so stressed and flustered. I’ve been trying to get access to this money for almost 2 months now after Robinhood’s bullshit and every institution is making it stupidly difficult due to “fraud”, “verification” and “account safety”. It’s literally ruining my life as I can’t get food, pay bills or take my cat to his urgently needed vet appointment.

What is even happening here and what can I do?

Trying to hold over for the next week or so with my cats/bills/food. Waiting on a check from my closed bank account that should arrive any day now. Can provide proof. Will likely clear the loan beforehand. Would prefer PayPal.

Trying to hold over for the next week or so with my cats/bills/food. Waiting on a check from my closed bank account that should arrive any day now. Can provide proof. Will likely clear the loan beforehand. Would prefer PayPal.

Get bimonthly disbursements through a trust with proof and have a job lined up. Trying to pay for rent to avoid an eviction as I'm past due. Would really appreciate any help.

I have confirmed loans/sales on r/borrow and r/hardwareswap.

I've lived at my current unit for about 6 years without issue.. for the past year my landlord has visited my unit about 8-10 times. Citing a smell complaint from a neighbor(s). The notice cites coming in for necessary fixes. Which is not the case. He indicated my place smells like ammonia due to my cats..

The first time he did it was during a bi yearly unit inspection. Came in with maintenance. I was home in bed and sick. I have not had a chance to clear the litter boxes from the day before. Approached me about the issue and I worked to resolve it. He made about 4-5 visits to my unit before it was supposedly resolved. They then clean out my HVAC with a condenser spray.

I got a litter robot, changed out furniture, got more expensive litter, spent extra money with cleaners. Done and done I hope.

Then earlier this year again.. used a notice to come in and addess the complaint. Now says the Litter Robot smells and the issue isn't addressed. Spent $600 before the 3rd visit on an extensive deep cleaning service to be done the same day as his inspection. Says its acceptable to a bare minimum.

Cleaners let my cat get loose and is lost outside. I spent a shit ton of unnecessary money and find her after about a week. Spent $1000+ on a vet visit, traps, help, etc.

This cuts into my rent payments as I was already down $3500 from fraud that's still being investigated, the cleaners and my cat. Over $5000 short.

On top of all this I have a biweekly cleaner that comes. I got a $450 X40 Dreamehome robovac that runs every other day. I go above and beyond to keep the place clean.

But as of recently for some god damn stupid reason he issues out another notice. Not even 3 weeks after his last visit. I'm pretty sure it's for the same thing as there's nothing to fix.

Litter Robot is removed as he felt it was a source of the smell. I get a steel litterbox as he suggested to help. I use black light to check for any missing spots. Especially in the particular spot that he keeps checking. Literally wiped the floor down with Lavender Fabulouso. Top downed the fucken place.

Comes in today as indicated. Still smells like amonia to him. Telling me the neighbors are still complaining. Indicates he'll be talking to corporate and be getting back to me next week. I had an oral agreement to pay late rent this week (from last week ) which he also decides to say he will no longer accept pending their response.

I told him I've had neighbors come in and they don't smell anything from their unit or in mine. He states that maybe they are just being nice to me. The audacity..

Literally losing it with this asshole. I feel at this point he was abusing his visits and I'm going to be possibly lose my home on the guise of his nose? I can't even pay rent now and it just stresses me out. I've spent so much money, time and headache trying to address this. Yet nothing is enough.

Before a year ago I never heard a peep from him until the supposed complaint as I've been living here for about 6 years. It makes no sense.

I looked up California civic code 1945/1942)and it looked like he abused the reason for his visits as well as harassment (which is also illegal).

What are my options here? If any?