u/toughvortex

Hi guys! I changed few times my portfolio and currently this is the one.
- My point is that I want to have diversification as much as possible in sectors and geographicaly, not too much concentration on USA and tech, but anyway at the same time enough in USA and tech.
- With this percentage I think I am covered all around, so what you guys think?

65%- VWCE
15%- ZPRV (USA small cap)
10%- ZPRX (EU small cap)
10%- EXUS (World ex USA)

Hi guys! I changed few times my portfolio and currently this is the one.
- My point is that I want to have diversification as much as possible in sectors and geographicaly, not too much concentration on USA and tech, but anyway at the same time enough in USA and tech.
- With this percentage I think I am covered all around, so what you guys think?

65%- VWCE
15%- ZPRV (USA small cap)
10%- ZPRX (EU small cap)
10%- EXUS (World ex USA)

26M, I've been playing solid amateur tennis since I was 5 years old.
Almost everyone I play with constantly talks about rackets, string tension, the head, stiffness, everyone has big bags and 2 rackets, uses special strings, often changes rackets, etc. It's clear that you need to have decent tennis equipment, but in my opinion, that's showing off because we're not professionals. I personally have been playing for 10 years with just one racket, literally only one (Pure Aero). I use spin but I don't play anything near Rafa's style, the racket is only 285g and has fallen out of my hands a million times; despite that, I still regularly beat people who constantly change rackets and talk about their specs.
Everyone thinks it's all about the racket, but it's mostly about practice and positioning on the ball; the racket is maybe 5-10% of your actual game. To sum up, it's important that your racket feels right in your hand and that you position yourself on the ball in time, thats pretty much it; the racket won't help you much at our amateur level. Also, thats not only my opinion(for amateur players), this opinion shares my ex coach who was proffesional (beat Mario Ancic before on junior level)
Btw, yesterday I finally bought a new one

26M, I've been playing solid amateur tennis since I was 5 years old.
Almost everyone I play with constantly talks about rackets, string tension, the head, stiffness, everyone has big bags and 2 rackets, uses special strings, often changes rackets, etc. It's clear that you need to have decent tennis equipment, but in my opinion, that's showing off because we're not professionals. I personally have been playing for 10 years with just one racket, literally only one (Pure Aero). I use spin but I don't play anything near Rafa's style, the racket is only 285g and has fallen out of my hands a million times; despite that, I still regularly beat people who constantly change rackets and talk about their specs.
Everyone thinks it's all about the racket, but it's mostly about practice and positioning on the ball; the racket is maybe 5-10% of your actual game. To sum up, it's important that your racket feels right in your hand and that you position yourself on the ball in time, thats pretty much it; the racket won't help you much at our amateur level. Also, thats not only my opinion(for amateur players), this opinion shares my ex coach who was proffesional (beat Mario Ancic before on junior level)
Btw, yesterday I finally bought a new one.

Pozdrav! Zanima me ima li još nekakvih instrumenata/predmeta u koje čovjek u HR korisno može ulagati svoje novce osim investiranja preko brokerske aplikacije, uplate u 3. stup ili PEPP te promjenu kategorije osiguranja za 2. stup mirovinskog fonda? Ima ovdje dosta pametnih i stručnih ljudi pa možda pokoji savjet dobro dođe. Fala!

Hi! I have 75% VWCE, 10% ZPRV,5% ZPRX and I am searching for one more well global diversified ETF which contains max 30% of technology, something which has Asia, EU in itself and sectors like Industrial, Financial… its hard to find. Thanks.

Hello people! I have about €1500 in my portfolio and until a few days ago I had in my portfolio: VWCE, ZPRV (US small cap) SXRV (Nasdaq 100), XDEX (em ex China) and mostly the yield was coming from XDEX because it was volatile, but it soon dropped to a minimal yield of 2%, and in the end, I realized that if I had invested in VWCE, ZPRV, and ZPRX (EU small cap) from the beginning, I would have had a higher yield. My portfolio is now simpler, VWCE ZPRV ZPRX, do you agree that I acted wisely?

Hello people! I have about €1500 in my portfolio and until a few days ago I had in my portfolio: VWCE, ZPRV (US small cap) SXRV (Nasdaq 100), XDEX (em ex China) and mostly the yield was coming from XDEX because it was volatile, but it soon dropped to a minimal yield of 2%, and in the end, I realized that if I had invested in VWCE, ZPRV, and ZPRX (EU small cap) from the beginning, I would have had a higher yield. My portfolio is now simpler, VWCE ZPRV ZPRX, do you agree that I acted wisely?

Hi guys, I need your help! I play tennis since i was 6 yo (now im 26) and to be honest I am pretty solid tennis player (pretty good amateur player)… anyway, I dont know why but I have my racket for 10 years and I dont know why I havent changed racket for so long…(its still good enough). I admire, I was little lazy to learn what i need to know about my new racket, but now I think its time to changed it. Currently my racket is Babolat pure aero, 285g(too light for me now), 100sq head size. Actually i dont know what specifications would fit to my style, weight on head or on grip, what kind of strings (16x19?) etc..

- I am type of player who likes to attack and lead the game, I have pretty strong shots(which is not always good because i often have a lot unforced errors), I like to spin but also I have a lot of flat fast shots in my arsenal so actually dont know what racket to choose(spin or attack)..
- I read a bit about it and for now I think I should have racket between 300-310g, 98-100 sq, not sure about string pattern and weight (on head on grip)… Thanks!

Mišljenje o ovoj novoj vrsti ulaganja u HR? Nije još stupilo na snagu koliko znam.

Zašto na svim događajima u svijetu kad je minuta šutnje to nikad nije minuta? Nebitno povodom čega je, uvijek to bude 20-30 sekundi.

U koje ETF-ove investirate dugoročno osim u s&p500, Vwce i Nasdaq 100? Ja osobno vjerujem u Aziju.

Is anyone investing in Franklin Korea or Nikkei (Japan)? No one talks about these 2, but I consider these are 2 good etfs and they are not thematic

Nista bitno, ali uvijek si u glavi mislim da se ne slazem s onima koji kazu za neke bogate ljude (financijski i materijalno bogate):

- “Džabe svi milijuni kad ćemo svi ići pod istu zemlju i u lijes”

Pa jbt ako ces tako gledati onda ne trebas nista u zivotu radit niti se trudit u poslovnom smislu, cilj i je da tijekom života imaš sto vise love (ili da nastojis barem), tj nekakve “sigurnosti”. Kog briga sta ce bit kad odemo svi pod zemlju, bas dok zivis treba se izgustat… slazete li se?

Why does everyone say that thematic ETFs are bad (I mean for a few years, not long-term) when in the last 5 years almost every one has had huge returns? Math doesn't lie. For example: global semiconductors, global defense, hydrogen

Pozdrav! Ima li netko racionalno objašnjenje zašto bi roditelj (npr otac) dao ime muškom djetetu po sebi? Znači imaš svoje dijete, milijun lijepih imena i ti daš po sebi? Ne znam, ne čini mi se to full normalno, ali možda griješim.

Oduvijek si razmišljam o ovoj temi i što sam stariji to sam skeptičniji da se snovi stvarno svima ostvaruju, a sve ljude uvjeravaju (npr. sportaši) da UVIJEK slijede svoje snove i da se može.

- Zamisli npr ovu priču (ima milijun sličnih primjera u različitim sportovima-područjima) :

Živiš u velikoj i normalnoj obitelji, starci rade klasične posliće(naravno, nedovoljno plaćene), stari te naučio voziti auto jer si kao mali pokazivao veliki interes za aute, vožnju i slično. Enormno si nadaren za vožnju automobila, osjećaj za vožnju i prostor, nemaš strah i naučio si voziti auto s 7-8 godina i ono.. ajmo reć da svi u gradu/selu i šire znaju za tebe da si ekstremno nadaren, sin od tog i tog čovjeka, wunderkind..

Ti i tvoja obitelj skužite da si ozbiljan potencijal i da odskačeš od svjetskog prosjeka i ti kao klinac zaključiš da želiš biti profesionalni vozač formule 1, a živiš u selendari nekoj 20 min od prve općine.

Unatoč svim talentima i sposobnostima tog djeteta, kako je moguće da se dijete ostvari u tom kad starci rade za male pare, imaju malo godišnjeg, nitko tvoje dijete ne želi prepoznati i shvatiti ozbiljno, nemaš vremena ni love da ga vodiš po treninzima/utrkama? Je li moguće da random klinac stvarno uspije u onom što stvarno želi i rođen je za to?

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