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u/zumniga

r/JapanFinance r/carspotting r/mazda r/mazda6 r/spotted r/DenshadeGO r/bluey r/Wagons r/Wheels
▲ 4 r/JapanFinance

Banks, Mortgages and RSUs

Hi JP finance,

I’m looking for information on which banks look positively on borrowers who earn a part of their salary in RSUs but want to get a home loan.

In my case, roughly a fifth of my salary is paid in RSUs that then vest over four years (ie. 25% vests each year). The RSU is not a ‘bonus’, but rather a fixed amount of remuneration that is granted each year.

Does anyone have any recommendations or good experiences with banks or other lending institutions and RSUs..?

reddit.com
u/zumniga — 22 hours ago
▲ 23 r/bluey

Do we know this character’s name?

The character appears in this ‘Where’s Bluey at Easter’ book.
We thought it might’ve been ‘Maxie’ but that was apparently a typo in the Bob Billy storybook. Some suggest it’s Harley but the character’s hands are different? Any ideas?

u/zumniga — 12 days ago
▲ 72 r/carspotting+1 crossposts

[Maserati Mcpura Cielo]

Spotted while driving in Yokohama area.

u/zumniga — 1 month ago
▲ 93 r/DenshadeGO

Spotted at a local Book Off

Can’t believe they’re still asking this much for it..!

u/zumniga — 2 months ago
▲ 169 r/Wagons+3 crossposts

Quick update on the wagon!

Recently posted about getting the 19” Rays GT-Cs out of storage and onto the car. At that time they had 35 profile tires on them (235/35/19 & 255/35/19) but since then, I’ve gone with a higher profile to fill in the wheel gap a bit more and correct the speedometer.

For tires, I went with Hankook Ventus S1s all around in 245/40/19 on 8.5” up front & 255/40/19 on 9.5” in the rear. It sits slightly lower on AutoExe lowering springs and stock struts.

I recently managed to find a set of GT-Cs in 20” so will most probably go that route later. For now I’m pretty happy with the look - but that 1” up is probably the sweet spot for the 6.

In the meantime, I need to find time to put the Knight Sports big brake 6 pot callipers and rotors (356x32mm) on together with larger Chronos Chaos offset callipers and brake rotors (340x10mm) in the rear.

u/zumniga — 3 months ago
▲ 39 r/Wheels

Rays GT-C in 20”

So I recently added a 10th set (yes, you read right tenth) of Volk Racing wheels to my collection.

These are not as good condition as my others, but it’s quite rare to see GT-Cs in 20” so I picked them up to my on my Mazda 6 wagon.
Front size is 8.5”+37 and rears are 9.5” +43, both Face 1.

u/zumniga — 3 months ago
▲ 36 r/mazda6

So I’ve had a little bit of time to work on the wagon this week.

I’ve swapped out the stock springs for AutoExe lowering springs, and also changed wheels to these GT-Cs.

Currently the the tire specs are 235/35/19 Front & 255/35/19 Rear but changing to 245/40/19 & 255/40/19 so that there’s no difference to the Speedometer and also to fill in the wheel gap ever so slightly more.

Wheel specs are 19x8.5 +40 Face 1 and 19x9.5 +37 Face 2.

There’s still an intercooler and big brakes left to put on and then it’s done!

u/zumniga — 4 months ago