r/Columbus

hey cbus!

i live in old north and its that time, the electric bill sales people (scammer adjacent?) people are going door to door asking for peoples electricity bills. i just walked up to my door from work and my poor (new) neighbor was caught up talking to him and giving his info. i had to tell him its a scammy thing where they try to get you under their company and the “sales” guy was standing there and said “man if someone knocks on your door just tell them you’re not interested i work for the state we are just trying to get business” and walked away all embarrassed and upset

so, if a similar thing happens to you, just shut the door and avoid a jacked up electric bill!! they knocked on my door when i moved here last year and i called aep and they put me on a list of people that specifically do not want their electric company switched so that’s an option

stay safe!!!

My daughter and her friend were returning from a road trip in another state (not Ohio). Both of them are Ohio residents and both are insured by the same insurance company. I am the parent and the policyholder.

During the drive, my daughter’s friend, who owns the car, became tired and asked my daughter to drive while she rested. They switched seats, with my daughter driving and her friend sitting in the front passenger seat.

While my daughter was driving, another vehicle hit them. According to the police report from that state, my daughter was not at fault. Her friend also confirmed that my daughter was not responsible for the accident. The other driver was uninsured.

My daughter’s friend’s car was totaled. She had full coverage, so she filed a claim against her own policy, and that claim was settled and paid.

Now, my daughter’s friend says she had chiropractic expenses and lost wages as a result of the accident, and she is seeking compensation.

She contacted me asking for my insurance policy number because, according to her, her lawyer needs it. I told her that she could have her lawyer contact my insurance agent directly to obtain the information. I was under the impression that this was something the insurance agent or attorney would handle, but I guess I was mistaken. My insurance agent has now emailed me saying that the attorney has called and left voicemails requesting my policy number so they can file a claim against my policy. My agent also said that because attorneys are involved, they will not get involved directly.

I have three cars on my auto insurance policy. Under each vehicle, there is a section for “Coverage When You’re At Fault,” which includes only liability coverage (bodily injury and property damage). However, all three vehicles also have “Coverage for You and Your Vehicle: Uninsured Motorists Insurance – Bodily Injury.”

As I mentioned, my daughter’s friend and I are both customers of the same insurance company.

My daughter did not suffer any injuries or symptoms that required medical attention.

My questions are:

Can my daughter’s friend, through her attorney, make a claim against my auto insurance policy even though my daughter was not found at fault for the accident? Could my daughter’s friend potentially receive compensation from my policy for chiropractic treatment and lost wages? If a claim is made against my policy, could it increase my insurance rates, even though my daughter was not at fault? Could this affect my daughter’s driving record or (our) insurance record in any way?

I’m trying to understand how this works before responding to the attorney or providing the policy number. Any insight from people familiar with auto insurance claims or Ohio insurance law would be greatly appreciated.

I've seen an uptick in this and I'm wondering if it's just that we've hit the dumb person lottery? or is it a trend I'm not aware of on social media?

*to qualify for the $350 grant once a year, you have to make under $65k/yr for a family of 4, be 30 days behind on your $50+ bill, but have paid at least $75 in the last three months on your bill, electric service termination has been threatened, NOT enrolled in the State of Ohio's Percentage of Income Payment Program (under $50k/yr for family of 4), and you MUST FIRST apply for HEAP, Winter Crisis Program or Summer Crisis Program...

So you have to make between 50k and 65k with two kids, and have ten hours free to jump through all of the hoops to get $350 once a year... There is no way 51,000 people are going to do this. Pure PR move as AEP reaps record profits ($3.58B in 2025 vs $2.2B in 2023)

So I have a problem. I am addicted to caprese and I am out of tomatoes. Where is a good place to get local tomatoes? I live Downtown and work in Westerville but I will travel to some extent because it IS that serious. Thank you for your attention to this matter 🙏🏼

We’re on the back 9 of summer, which means cooling temps and fall is around the corner and our favorite sports will soon be starting up again. But best of all, tomorrow is the official back to school date!