r/HSBC

Currently I am keeping to much money in a very poor interest savings account with HSBC UK simply to keep Premier. I don't really need Premier.

What I do need to keep (as I am now retired) in my UK HSBC World Premier Mastercard with its £25,000 credit limit.

If I downgrade to HSBC Advance how does the credit card side work? Presumably they will move me to HSBC Advance Mastercard but do I keep my credit limit?

Thanks.

I received two emails overnight saying my current and former HSBC credit cards have been added to Apple Pay. I didn’t do it. I’m on hold now to HSBC but just wondering if it’s a HSBC system error? How would someone fraudulently add a card I no longer have and is closed?

https://preview.redd.it/nd2bk3gsfd0h1.png?width=1703&format=png&auto=webp&s=3e5c943716e36549d865f0277707a3d6cb4f0040

See picture above. HSBC have opened an investigation for 'potential fruad' over 5 months ago, for a payment of £135 into my account which I have full confidence is not anything illegal. I have called multiple times, to which the customer service advisor has consistently told me that they have no information and can only tell me what the fraud team relay to them, which is always that the invesigation is ongoing and I need to wait patiently as these things often take a while.

I am unable to transact with this account, and transfer money out except my salary, but my savings are locked and have been since the start of the investigation.

Please advise what I can do in this situation as I have already complained and recieved the dismissive email above.

Hi everyone!

I’ve been shortlisted for a second business interview at HSBC UK. I would love if you could share your experience and how the general structure differed from Business Interview 1?

Also, I’ve been reading some bad reviews about HR ghosting candidates after the final interview, though I’m not sure which country they’re from. Is this the same sentiment in HSBC UK?

TIA!

I realize there has been a lot of discussion on HSBC on this thread and really appreciate it. My situation is that we will be selling our house on the US prior to moving to the UK. I’m unsure whether to have this deposited in an HSBC US account, and then open a Uk account once we move to transfer it over. Or deposit it directly in an HSBC UK account. My concern with the latter is that it would result in US/UK tax implications (I.e, equivalent to us trying to deposit our US funds from a US house sale into a Uk bank such as Barclays or Lloyds). Is HSBC UK considered a UK bank that could result in tax implications/foreign fees etc?

Thank you for any guidance!
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Edit: thank you everyone for your suggestions! As a follow up, does it make sense to just do a one time wire from (my current) Bank of America account to HSBC UK, or is it worth opening an HSBC US Premier account for this transfer? I imagine we will close the US Premier account within a year as we won’t be eligible to maintain it without fees

Hello all !

I’m currently thinking of pursuing a role at HSBC, am UK based

Only issue - I’m based in Bournemouth which is a while from London. What’s the hybrid model really like at HSBC UK? I’ve read 2-3 days in the office; but is there any flexibility ?

Hi guys! May interview ako tomorrow sa HSBC. Nagdadalawang isip ako if itutuloy ko ba since may nababasa akong bad reviews. Pa comment naman ng for experience niyo about sa company nato. TYIA!

HSBC continues refusing to even mention the fabricated reasons used to dismiss my scam claim, despite extensive and compelling supporting evidence over 6 years of bank statements being provided, which reasons contradict my banking history with HSBC including current, savings, ISA, and mortgage accounts.

Particularly concerning in the latest disturbing response, the HSBC complaints representative intentionally refused to explicitly state and justify the dismissal reasons while shockingly having the audacity to overreach by stating that HSBC “will not engage in additional correspondence regarding this issue”.

How dare HSBC attempt to shut me down from further communication instead of addressing the serious concerns and evidence raised.

I will now be taking my case to the media, supported by compelling evidence involving multiple financial institutions, including PayPal, Revolut, Capital on Tap, Starling, and Remitly, which intentionally disregarded my documented mental health condition during the handling of this case to avoid responsibility. 

Investors should think very carefully who they trust their money with.

Hi, I’m an international student in the UK with an HSBC account and I’ve been living here for over a year.

I was working in my home country and developed good credit scores.

Now I’d like to apply for an HSBC credit card but I don’t have any credit history here so I’m wondering how I can use my home country (Indian) credit scores.

Any suggestions would be appreciated.

Does anyone here know of someone or have experienced on being put on PIP whilst working for HSBC.

Did you manage to survive? How was it?