▲ 8 r/TaxPlanning_India+1 crossposts

Can I reduce my tax liability of TDS 58k?

Hi,

My annual income from salary is 37L and monthly TDS being deducted is 58k. In hand salary is 2.46L.

Due to heavy debt incurred due to failed business, I'm under heavy liabilities- few loans with very high interest rate upto 4% per month(amount approx 12L). Also, taking loan from Bank is not possible as there are multiple written off Credit card & loan against me, which I am clearing gradually. I'm prioritising higher interest liabilities first.

I maintain 1 month emergency fund. I have 1.25L in PF. I'm trying to get a higher pay job- may be it will take a few months.

What can I do to maximize in hand salary while saving tax as much as possible and also clearing debt?

Thanks in advance.

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u/6ole_bhature_ — 14 days ago

M32, tried Min, and Min/Fin topical for 2 year. No result. Scalp is greasy(seborrheic dermatitis).

I have greqsy scalp, struggling with seborrheic dermatitis for the last 12 year. I have been taking Ketoconazole shampoo once in while to keep it under control. For the last 5 years I have faced severe hair fall and greying due to work stress.

I have tried Min, Min/Fin topical for 2 years without any results- even my hair density has reduced during this period.

Recently dr suggested Min 1.25Mg tablet with Vit D. After two months I observed unwanted hair growth on ear, and forearm. On forearm, length has increased which is not clearly visible unless u see it.

I've started GFC session. 3 session done- no progress yet. 5 more to go😭. Paid 20k

The root cause I have observed is my greasy scalp. If I stop oily food like keeping it to bare minimum (which is almost impossible), then hair fall stops fully.

What to do? 😭

reddit.com
u/6ole_bhature_ — 3 months ago

Company is not accepting Form16

Hi,

A long back, my previous company provided form16. It was through payroll system which doesn't happen to be have company official email but payroll company email. My current company(MNC) is not accepting this. They haven't asked for ITR. Bank statement with salary credit already submitted.

What to do?

reddit.com
u/6ole_bhature_ — 3 months ago

Why is this hard to find a cook wife? 😭

I'm entrepreneur, earn decent(60L+). I have been trying to find a cook wife who can cook, clean and do laundry. It is too much for me to handle, and it sometime affect my work.

Diet: Non Vegetarian. Preference to someone who is expert in making 6ole bhature😪

Kindly give reference(bhagwan aapko iske liye dozen bache de and help you make a cricket team) 🙏 😭

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u/6ole_bhature_ — 3 months ago

Hiring Product Management Intern (WFH | Flexible hours)

For Graduating Batch: 2026/2027

We’re hiring a Product Management Intern who wants real ownership and real learning, not a resume line.

Domain: B2B SaaS, AI, Finance

This is a part-time role (5-6 hours/day, flexible hours) designed for students who want hands-on startup exposure while managing college.

Stipend: ₹8,000/month

Duration: 4 Months

Mode: Remote | Flexible hours (Outcome-focused)

Skills Required

  • Good understanding of Product Management concepts (MVP, PRD, prioritization(RICE/MOSCOW), market research)
  • Strong problem-solving & analytical thinking
  • Ability to break down ambiguous problems into features/product
  • Good knowledge of Figma, Excel (Good to have)
  • Interest in B2B SaaS / startup ecosystem
  • Must have course work/certification in Product Management
  • Basic understanding of Jira, Notion
  • High ownership mindset
  • Genuine interest in startups / B2B SaaS

What You’ll Get

  • Direct mentorship from founder
  • Real product ownership (not shadow work)
  • Exposure to 0 -->1 building
  • Practical PM skills (PRDs, prioritization, user research, execution)
  • Experience certificate
  • Recommendation letter (based on performance)

This is for someone who values learning > stipend and wants to build conviction in product thinking early.

How to Apply:

Upvote this post and DM your Resume (Google Drive link) + LinkedIn

Note: First month is unpaid(training)

reddit.com
u/6ole_bhature_ — 3 months ago

I'll fund and build. You market & sell. Looking for Cofounder

I'm techie and second time founder. Building in AI B2B SaaS space.

Looking for someone who can take care of Sales/Marketing/Ops while I develop the platform and fund it as business demands.

Significant equity and cash compensation can be discussed based on alignment.

If interested, DM your LinkedIn.

Let's build something amazing🤝

reddit.com
u/6ole_bhature_ — 3 months ago

I'll fund and build. You market & sell. Looking for Cofounder

Techie and second time founder here. Building in AI B2B SaaS space.

Looking for someone who can take care of Sales/Marketing/Ops while I fund the venture and build it.

Significant equity and cash compensation can be discussed based on alignment.

DM your LinkedIn.

Let's build something amazing🤝

reddit.com
u/6ole_bhature_ — 4 months ago