AusHEAR -High Earner Allegedly Rich

My partner and I are 39/38 with one child. Current position:

Household net worth: $6.5m excluding PPOR
Family trust share portfolio: $3.5m
Combined super: $800k
Household employment income: $650k p.a.

Our situation is a bit funny- i earned quite good money early out of school and invested heavily, that’s what the family trust and property equity represents today. My partner was studying for a long time and only started earning really good money about 3 years ago, and her income now makes up 70% of our household income today.

I appreciate we’re in a very very fortunate situation, and on paper we’re ‘rich’. But we’ve also leveraged ourselves with debt on IP and PPORs so it certainly not a case of having a lot of discretionary money leftover to spend each month. We still run a pretty frugal budget and stick to the principles of the barefoot investor.

The thing I’m struggling with now is switching from accumulation mode to actually enjoying some of it.
For most of my adult life the default has been save and invest. That mindset has obviously worked, but it’s surprisingly difficult to turn it off when the numbers suggest we probably don’t need to be as disciplined anymore.

At what point did you loosen the purse strings?
Did you deliberately increase your discretionary spending once you hit a certain NW/income level? Did you set a percentage or fixed amount for guilt-free spending? Or did lifestyle creep naturally happen anyway?

I’m not looking to start buying $200k cars and flying business everywhere. More interested in finding the balance between being financially responsible and realising that endlessly accumulating money probably isn’t the point either.

At 39, with a young family, I’m increasingly thinking time and experiences might be the thing we should be accumulating now but it’s hard to flick the switch.

reddit.com
u/Adam8418 — 8 days ago
▲ 182 r/RugbyAustralia+1 crossposts

Second division club team in League One announced that one of their players, Saimoni Vunilagi, died of heat stroke yesterday

https://www.kyudenvoltex.com/news/1001

As the statement from his team, KYUDEN VOLTEX, in the link above indicates, he exhibited symptoms consistent with severe heatstroke during a team practice on Monday this week. Despite the best efforts of the medical team, he sadly passed away yesterday. He was only 26.

He was born in Fiji and came to Japan after graduating from high school in NZ. After graduating from Daito Bunka University in 2023, he played 3 games for Tokyo Suntory Sungoliath between 2023 and 2026. He joined his current team this offseason and was training for the upcoming 2026-2027 season.

As a Japanese rugby fan, I would like to offer my deepest condolences to his family and loved ones. Words cannot describe how sorry I'm to see a young rugby player's life ending the way it did. It physically pains me to imagine the pain he must have been feeling as he was dying and the last thing he felt leaving a rugby field was excruciating pain from severe heatstroke, not pride or joy.

I'm also outraged at how preventable his death was. I looked up the weather conditions on August 3, when he got sick, in the area where his team's training facility is located (Fukuoka city in Fukuoka prefecture). The maximum temperature and humidity of the day in the area was 36.9 degree Celsius and 75% humidity. We have a heatstroke alert/forecast system in place across the country to warn people of extreme heat in their areas. The heat stress index based on actual measurements made in Fukuoka city on August 3 was 34.3 with 35 being the highest warning level where engaging in activities under this condition would have life-threatening effects on human body. I just don't understand how the team thought holding training in this condition is appropriate.

https://tenki.jp/past/2026/08/03/weather/9/43/47807/

https://heatstroke.city.fukuoka.lg.jp

In addition, JRFU holding onto the news of his death until 50 minutes before the start of today's Japan v. Australia isn't acceptable. The news like this should take precedent to anything else. It should not have been released less than an hour away from a game played by national team. This might not be the union's intention, but it is really a bad look on the union as it make it seem like they don't wanna talk about the death of a player before the big game.

His team will probably hold a press conference in upcoming days. I'll give updates if they come up in the next few days.

u/Adam8418 — 12 days ago
▲ 2.8k r/SpaceCannibalism+1 crossposts

My backs busted but I’m happy

Cost me $2.2k in materials(crusher dust, paving sand, drain, stormwater, gap filler sand and pavers). Roughly 20m long and 1m wide.

Not perfect but happy with the result. Out of interest, what would this cost if I had it done by trades, I’m trying to quantify the effort/money saved factor(acknowledging they would have done it to higher quality).

u/Adam8418 — 12 days ago
▲ 107 r/brisbane

Brisbane - Enoggera Creek

Did the walk along Enoggera Creek - and it was just marvellous weather I couldn’t help but stop and take a few photos on my iPhone.

u/Adam8418 — 14 days ago
▲ 124 r/brisbane

RNA Main Arena Upgrade

$287.5 million revitalisation of RNA Showgrounds with construction to start after this year’s Ekka.

Major upgrades will deliver a legacy with 20,000 seat Main Arena, grandstands, horse pavilion and accessibility upgrades.

Hutchinson Builders has been selected to make the vision a reality and work will get underway shortly after this year’s Ekka, with demolition of Machinery Hill and enabling infrastructure expected to begin in September 2026.

The Ekka will continue to be held at the RNA while construction is underway and the only year The Ekka won’t be held will be in 2032.

u/Adam8418 — 15 days ago

Rugby Australia sign 26 emerging female athletes to youth retention contracts for 2026.

The historic announcement is the first time RA has adopted the initiative amid the growing investment in the Women's game.

It's spread across the country, including 10 Queenslanders, seven from NSW, five from the ACT and four from Western Australia.

"Providing a pathway for the next generation of talent both in the 7s and XVs formats of rugby is crucial to domestic and teams in gold success," Director of Women’s High Performance Tim Walsh said.

"The group of players who have signed agreements form the base of elite talent coming through the system and together we will be able to fast-track their development into rugby at the highest level.

"These agreements allow selected players to focus on their rugby and provide a clear path towards success and pleasingly we have a range of players from four states identified."

This includes Australia A Sevens trio Cobi Ryan-Last, Darci Turinui and Tiki Calliste amongst the significant group to be contracted.

All three featured during Australia A's title success at the Pirika 7s in Japan.

Ryan-Last and Turinui were both included in the Inaugural Next Gen 7s Team of the Series in 2025.

The announcement follows the launch of the NextGen XVs program at both under 16 and under 19 levels kicking off in September, with two RA under 19 teams to compete on September 12 and October 3, while the under 16 program will participate in a holistic development camp before playing their own match on October 3.

The talent is spread across the forwards and backs, including nine players contracted within the tight five.
"One of the Australian Rugby Foundation's strategic pillars is strengthening Women's Rugby because we believe the future of the game is shaped by the opportunities we create today," General Manager of the Australian Rugby Foundation Holly Kelsall said.

"These youth retention contracts provide support at a pivotal stage of a player's development, giving 26 emerging athletes the opportunity to focus on their rugby and reach their potential.

"This is exactly the kind of impact our donors make possible: investing in talented young players today to strengthen Australian rugby for generations to come."

https://www.rugby.com.au/news/next-generation-of-female-talent-locked-into-high-performance-players-agreements-202683

u/Adam8418 — 16 days ago

Lawn suitable to winter the shading?

Located Brisbane, we have some big trees to our north in the local park which means during winter, we get very little direct sunlight into the garden (In the photo-this is 11am during July).

We have a dog and young children so want to maintain grass for them, and potentially expand it out a little. But unsure if it’s feasible with the sunlight situation. We have a mix of Couch, Zoysia and Buffalo there at the moment(I was running an experiment to see which worked), but none have really done too well.

Does anyone have a suggestion for a shade tolerant grass for Brisbane?

u/Adam8418 — 17 days ago

Samoan Rugby political shambles

This is likely the cause and reason for delays in Aus Govt signing off funding for pacific islands which includes potential Super Rugby Aus expansion - Tonga and Fiji rumoured to have already signed, and were waiting on Samoa to sort out politics between governing body and prime minister, which are representatives from from opposing political parties.

u/Adam8418 — 21 days ago
▲ 28 r/u_Adam8418+1 crossposts

Rugby Australia welcomes $90m Australian Government funding commitment

A couple of tidbits, not directly in this article;

The Australian Government is investing AUD $30 million in Impact Beyond, as part of its wider AUD $90 million support package for the delivery of the two tournaments in 2027 and 2029. Of this legacy investment, AUD $15 million will be dedicated to Impact Beyond Australia and AUD $15 million to Impact Beyond Pasifika. The funding will support World Rugby and Rugby Australia initiatives designed to deliver lasting benefits for players, clubs, communities and Member Unions across Australia and the Pacific.

The legacy programme is structured around two connected initiatives:

Impact Beyond Australia, focused on growing and strengthening rugby within the host nation, and;

Impact Beyond Pasifika, focused on reinforcing rugby’s legacy, capability and sustainability across the Oceania region.

Speaking as Minister for Sport Anika Wells confirmed a $90 million injection into grassroots rugby would create new women’s leagues and expand existing competitions, Minns said the nation’s top players needed a broader program to push for international selection if they were to compete in the 2029 Women’s Rugby World Cup in Australia.

While the federal government funding will not specifically target the top-flight Super Rugby Women’s, a beefed-up grassroots product shapes as a crucial building block towards growing the competition in the future.

Also;

"In addition (to the $90 million) there's the proposal in with the Australian government with the prime ministers of Samoa, Tonga and Fiji, which is direct investment to support rugby union in the pacific and in a lot of ways replicate the progress we've made with the Drua, since their entry into the NRC,"
Waugh said.

rugby.com.au
u/Adam8418 — 22 days ago

$90 million boost revealed in bid to address major world rugby disparity

A $90 million injection into grassroots rugby will create new women’s leagues and expand existing competitions to help the sport compete with cross code rivals ahead of the 2029 World Cup on home soil.

While the federal government funding will not specifically target the top-flight Super Rugby Women’s, a beefed-up grassroots product shapes as a crucial building block towards growing the competition in the future

The Super Rugby Women’s season of just four rounds with a two-week finals system pales in comparison to countries such as England, where the Premiership Women’s Rugby is played over 20 weeks with nine teams. This has helped England feature in nine of 10 World Cup finals.

Rugby Australia has increased the Test program to at least 10 fixtures a year from 2026, but it has still grappled with player defections to the ever-growing NRLW, including Rugby 7s star Teagan Levi (Gold Coast Titans) and former Test squad member Caitlin Urwin (Brisbane Broncos).

The early program rollouts of the Australian Legacy funding into rugby have already generated an 8 per cent increase in female participation. Minister for Sport Anika Wells said a long-term legacy beyond the World Cup will be created from the initiative

“The Albanese government’s $90 million investment will get more women, girls and grassroots players into rugby, growing the sport in Australia and the Pacific and leaving a lasting legacy from these major competitions,” Wells said.

“The benefits of these tournaments will be felt well beyond the final whistle, encouraging Australians – especially women and girls – to pick up a ball and get involved.”

The funding will also go towards women’s facility upgrades and the creation of courses to help more women and girls become coaches, referees and officials.

The federal government said the funding would also help deliver both Rugby World Cups – with the men’s 2027 showcase in Australia expected to generate more than $2 billion – while continuing to aid the Pacific Legacy program, which now operates in Fiji, Samoa and Tonga

smh.com.au
u/Adam8418 — 23 days ago
▲ 233 r/RugbyAustralia+1 crossposts

Tokyo Sungoliath have two locks both called Sam Jeffries.

Yeah, my first assumption was that this was the same dude and someone had messed up the Wikipedia entry. Turns out I was wrong and they're separate guys.

33yr old Brit Sam Jeffries (198cm, 118kg) came from Bristol Bears and has been in the Eng squad before.

34yr old Aussie Sam Jeffries (200cm, 120kg) played for Rebels and also Aus U20s, and qualifies for Japan on residency grounds now.

Anyone think of any other commentator's nightmare "same name / same position" scenarios?

u/Adam8418 — 23 days ago