u/Alpha_Mad_Dog

57 years old. 750 credit score. I have 4 credit cards (all at zero balance after paying my bills each month) that basically have no cash back or rewards and I know I can do better. They are 12, 11, 8, and 6 years old. I want to instead get cards with things like cash back on any purchase anywhere, cash back on gasoline, cash back on groceries, cash back on restaurants. Things like that. I'm not looking for suggestions for which cards to get. That I will research on my own and decide for myself.

What I want to know is should I swap these cards all 4 at once when I know which cards I want? Or should I swap them individually over a period of time? I'm looking for the easiest hit to my credit in terms of lowest decrease of my FICO score and most efficient build back to what my score is now or even higher. Would either swapping option give me a softer hit to my score? I would do it either way depending on what works better for me.

Also, I know I'm taking a hit by getting rid of accounts with age to them. I suppose I can just keep them and open new cards, but I dont want to have that many cards to worry about. Plus, if I freeze the cards I have now to keep old accounts open and just use the new cards, won't the frozen cards get canceled due to inactivity? Please advise. Thanks.

Google Translate says the phrase "Your brother is here" translates to "Ton frère est ici". But the phrase "Your breakfast is here" translates to "Votre petit-déjeuner est servi". I assume the latter translated to "Your breakfast is served" instead of a direct translation of "Your breakfast is here" as I asked. Is this a Google Translate issue? Or is the phrase "Votre petit-déjeuner est ici" incorrect in French grammar? When I put the phrase with "est ici" in, it translates to what I want in English. Thanks for clearing this up.

I got to my friends house this morning in time to see a web page open on her laptop (Windows 11) that said "Thank You for downloading (or installing. I can't remember wich.) AnyDesk. I took the phone and told the guy on the other end that we will call him back. I told my friend that she should never ever ever ever let anyone remotely "take over" her computer for any reason. Then I set about trying to find AnyDesk.exe and uninstall it. I looked in the apps folder under settings, also under shell: appsfolder in the run box. I looked under shell: startup in the run box, as well as Installed and background apps, and in the Microsoft Store library. I found no such file with the name AnyDesk.

Can I be sure that this app wasn't downloaded/installed even though she had a webpage open suggesting otherwise? Where might I have failed to look? And does AnyDesk use any other names? My friend is elderly and has trouble remembering what she gave and didn't give to this guy on the phone. Good thing I came to visit this morning. I have absolutely zero respect for scammers. Thanks in advance for the help.

Between steady jobs doing temp work. Building out my chef backpack for jobs where they don't have things I commonly use. You'd be surprised. Or maybe you wouldn't. Anyway, compact and accurate as I have said. It would be nice if it came with a case to protect it in my backpack, but now I'm probably asking for the moon. Any such scales exist? And any ideas for a case if I can't find a scale that comes with one? Thanks.

I want to keep on top of my ServSafe Manager by taking quizzes through an app. Plus it will help me study for when I need to re-take the exam. Any particular one y'all might recommend? I tried three or four but I uninstalled them because they said something like what time of day would you be studying. And one app just repeated the same 3 sets of 10 questions in the same order.

I want an app with hundreds of questions where I can just go on and bang out, say, 50 or 100 questions whenever I have time. Preferably free even if there's ads but I'll consider paying a reasonable amount to get what I want. Thanks.

New to quslity tea. Making my first order from Yunnan Sourcing. I want to try their Lapsang Souchong. I have found two on the YS site:

Traditional Smoked Zheng Shan Xiao Zhong * Lapsang Souchong Black Tea Spring 2021

and

Old Bush Lapsang Souchong Smoked Black Tea Spring 2023

Can anyone speak to the differences between these two? Also, is it common for Lapsang to be a few years old as these are when I see it for sale? I know many people want green teas to be from the current year, but I don't know if it's the same for black and red teas and tisanes. Any other recommended sources for a good smoky Lapsang? Thanks for indulging me.

First time ever with steeping and drinking dragonwell. Brand new tin I purchased from Harney & Sons 2 weeks ago. Opened it up this morning. Heated bottled spring water in my 15 oz mug until 175°F. Both the mug and the water were hot. Steeped two rounded teaspoons of the dragonwell for three minutes. Had no color and almost no flavor. Dropped the same tea back in and steeped for an additional 7 minutes. Still zero color and still almost no flavor. I mean it looks like plain water. How "normal" was my experience? I plan to add more tea next time. I know that green tea is more "delicate" than the black teas I enjoy, and I've read that dragonwell is more of a subtle color and flavor, but no color and very little flavor at all? Any advice is appreciated.

Published for a few years now. We have no website but we do have a FB page with nothing really on it. Any advice on what we should pay, what to expect, how many impressions we should buy (is buying impressions even the correct way to look at it?), do I create my own ad or do I have Meta do it, and everything else. And I mean EVERYTHING else. Obviously I know nothing about how social media advertising works. Perhaps someone here with experience has made a comprehensive post that is pinned? Thanks I advance for the help.

It's called 12 Women.