First car — is my $15k OTD budget unrealistic or unreasonable?
Hi! I’m buying my first car and would really appreciate some outside perspective.
My budget is around $15k OTD (including taxes/fees), and I’m looking for something reliable that will last me at least 5 years. I mainly drive to work, errands, and occasional road trips.
I’ve been focusing on cars like:
Mazda CX-5 (2016–2017)
Toyota Camry (2015–2017)
Honda Civic/Accord (2015–2017)
Honda CRV (2015+)
Ideally I’d like something under ~85k miles, clean title, and well-maintained.
The issue is my family keeps telling me I’m being “too picky” and that I should just spend under $10k, even if that means getting something with 100k+ miles. My sister most especially is irritating me. She keeps telling me I need to be open minded but why does me saying what I want means that I’m not being open minded simply because it’s not what she thinks is best. I don’t want a Hyundai, Subaru, Kia, etc. I know what I want and I’ve test drives a couple of cars so why would o deviate from that? She keeps telling me she wouldn’t spend more than $10k but she wants to buy her second car for $15k so why come my first car has to be any beater that can get to point A to B but her second can be anything she wants? My dad got her car from an auction a couple years ago, it’s rebuilt and it has issues. That’s fine and not her fault. But that’s not my fault. She says I need to stop looking online and look at local dealerships. I told her I looked at them and told her gone are the days you’re gonna find a $10k car that doesn’t have accidents, recalls, 3-ish owners, well maintained and low mileage. At a local dealership a 2013 Corolla with 113k miles is asking for $11k before taxes and fees??
My concern is that cheaper upfront could mean more maintenance and repairs long-term.
Am I being unrealistic with my expectations in this market? They’re forcing me to drive around Saturday and buy something the same day and it’s irritating me.