Am I seeing correctly what MONEY METALS is paying for 90% pre 1964 silver?

Could someone check my math? Maybe I’m not seeing this correctly.

So if I want to buy or sell $100 face value of “junk” silver from or to the big online companies, what would that look like? How much would I be paying above spot … and how much below spot would I be selling it?

SPOT PRICE $65.05

CURRENT SILVER CONTENT $100 FACE VALUE

$100 FACE VALUE of 90% has 71.5 Troy ounces of silver.

Spot price 65.05 multiplied by Troy ounces is

71.5 oz x $65.05=$4,651.08 or 46.51 x face

SO SPOT PRICE IS 46.5 x face

KITCO

https://online.kitco.com/buy/gold-silver.html#(https://online.kitco.com/buy/gold-silver.html#)

SPOT 46.5 x FACE VALUE
Sell 4% over spot
Pay 28% below spot

Kitco will sell me $100 face value at \~$4,831

$4,831-$4,651=$180.00 more than spot
180/4651=0.0387 or about 4% over spot

But what will they buy this $100 face value at?

I looked on Kitco just now and they are paying 38.11 per “T” ounce but this doesn’t seem to be Troy ounces but “total” ounces (this can really be confusing however in their online calculators they state they would pay $38.11 for 90% and $16.88 for 40% so apparently they must be talking about “TOTAL” weight).

So $1 of 90% has a total weight of .88 ounces so $100 would be 88 ounces of total weight.

Since Kitco will pay $38.11 per “TOTAL” ounce, then Kitco is willing to pay $3,354 for a $100 of 90% which is 33.53 times face value

$38.11 per ounce x 88 ounces = $3,353.68 so Kitco is willing to pay 33.53 x face value

which is 28% below spot
$46.5 spot -$33.53 Kitco =$12.97 which is about 13

13/46.5=0.28 which is 28% below spot

KITCO SPREAD IS 28+4=32%

# Now here is the real news

MONEY METALS

[**https://www.moneymetals.com/buy/silver/junk-silver?utm\_macro=nonbrand&utm\_source=brv**](https://www.moneymetals.com/buy/silver/junk-silver?utm_macro=nonbrand&utm_source=brv)

SPOT 46.5 x FACE VALUE
SELL 46.5 x FACE
BUY 40.45 x FACE 6% below

SPREAD 46.5-40.45=6.05 which is 6%

$100 Face they will sell it to me at $4,656.00 which is face.

But what will they buy it from me for?
They will pay me $4,045 for $100 in face

I think the refiners are starting to be back paying 6% below spot

# EDIT: moneymetals is paying 13% below spot

reddit.com
u/BlueberryandDino — 7 days ago

Am I seeing correctly what MONEY METALS is paying for 90% pre 1964 silver?

Could someone check my math? Maybe I’m not seeing this correctly.

So if I want to buy or sell $100 face value of “junk” silver from or to the big online companies, what would that look like? How much would I be paying above spot … and how much below spot would I be selling it?

SPOT PRICE $65.05

CURRENT SILVER CONTENT $100 FACE VALUE**

$100 FACE VALUE of 90% has 71.5 Troy ounces of silver.

Spot price 65.05 multiplied by Troy ounces is

71.5 oz x $65.05=$4,651.08 or 46.51 x face

SO SPOT PRICE IS 46.5 x face

KITCO

https://online.kitco.com/buy/gold-silver.html

SPOT 46.5 x FACE VALUE
Sell 4% over spot
Pay 28% below spot

Kitco will sell me $100 face value at \~$4,831

$4,831-$4,651=$180.00 more than spot
180/4651=0.0387 or about 4% over spot

But what will they buy this $100 face value at?

I looked on Kitco just now and they are paying 38.11 per “T” ounce but this doesn’t seem to be Troy ounces but “total” ounces (this can really be confusing however in their online calculators they state they would pay $38.11 for 90% and $16.88 for 40% so apparently they must be talking about “TOTAL” weight).

So $1 of 90% has a total weight of .88 ounces so $100 would be 88 ounces of total weight.

Since Kitco will pay $38.11 per “TOTAL” ounce, then Kitco is willing to pay $3,354 for a $100 of 90% which is 33.53 times face value

$38.11 per ounce x 88 ounces = $3,353.68 so Kitco is willing to pay 33.53 x face value

which is 28% below spot
$46.5 spot -$33.53 Kitco =$12.97 which is about 13

13/46.5=0.28 which is 28% below spot

KITCO SPREAD IS 28+4=32%

Now here is the real news

MONEY METALS

https://www.moneymetals.com/buy/silver/junk-silver?utm\_macro=nonbrand&utm\_source=brv(https://www.moneymetals.com/buy/silver/junk-silver?utm_macro=nonbrand&utm_source=brv)

SPOT 46.5 x FACE VALUE
SELL 46.5 x FACE
BUY 40.45 x FACE 6% below

SPREAD 46.5-40.45=6.05 which is 6%

$100 Face they will sell it to me at $4,656.00 which is face.

But what will they buy it from me for?
They will pay me $4,045 for $100 in face

I think the refiners are starting to be back paying 6% below spot

# EDIT: moneymetals is paying 13% below spot

reddit.com
u/BlueberryandDino — 7 days ago
▲ 33 r/Bullion+1 crossposts

Am I seeing correctly what MONEY METALS is paying for 90% pre 1964 silver?

Could someone check my math? Maybe I’m not seeing this correctly.

So if I want to buy or sell $100 face value of “junk” silver from or to the big online companies, what would that look like? How much would I be paying above spot … and how much below spot would I be selling it?

SPOT PRICE $65.05

CURRENT SILVER CONTENT $100 FACE VALUE

$100 FACE VALUE of 90% has 71.5 Troy ounces of silver.

Spot price 65.05 multiplied by Troy ounces is

71.5 oz x $65.05=$4,651.08 or 46.51 x face

SO SPOT PRICE IS 46.5 x face

KITCO

https://online.kitco.com/buy/gold-silver.html#

SPOT 46.5 x FACE VALUE
Sell 4% over spot
Pay 28% below spot

Kitco will sell me $100 face value at ~$4,831

$4,831-$4,651=$180.00 more than spot
180/4651=0.0387 or about 4% over spot

But what will they buy this $100 face value at?

I looked on Kitco just now and they are paying 38.11 per “T” ounce but this doesn’t seem to be Troy ounces but “total” ounces (this can really be confusing however in their online calculators they state they would pay $38.11 for 90% and $16.88 for 40% so apparently they must be talking about “TOTAL” weight).

So $1 of 90% has a total weight of .88 ounces so $100 would be 88 ounces of total weight.

Since Kitco will pay $38.11 per “TOTAL” ounce, then Kitco is willing to pay $3,354 for a $100 of 90% which is 33.53 times face value

$38.11 per ounce x 88 ounces = $3,353.68 so Kitco is willing to pay 33.53 x face value

which is 28% below spot
$46.5 spot -$33.53 Kitco =$12.97 which is about 13

13/46.5=0.28 which is 28% below spot

KITCO SPREAD IS 28+4=32%

Now here is the real news

MONEY METALS

https://www.moneymetals.com/buy/silver/junk-silver?utm_macro=nonbrand&utm_source=brv

SPOT 46.5 x FACE VALUE
SELL 46.5 x FACE
BUY 40.45 x FACE 6% below

SPREAD 46.5-40.45=6.05 which is 6%

$100 Face they will sell it to me at $4,656.00 which is face.

But what will they buy it from me for?
They will pay me $4,045 for $100 in face

I think the refiners are starting to be back paying 6% below spot

EDIT: moneymetals is paying 13% below spot

reddit.com
u/BlueberryandDino — 7 days ago

How much of me can I change?

Mods: if you delete this, will you mind telling me why please? I don’t wanna post things and have them deleted without knowing why. Thanks 🫶🏼

For me, I think contentment is really what I’m after so this is where I go

God, grant me the serenity to accept the things I cannot change the courage to change the things I can and the wisdom to know the difference.

I just start by beginning with the end in mind of figuring out how much I can change and how much I can’t because contentment is really what I am after

I start with the fundamentals

WHO AM I?

Is who I am when I drink alcohol the same person as who I am when I don’t drink?

Is who I am when I eat too much sugar the same person I am what I don’t eat too much sugar?

Is who I am after I’ve run 10 miles nonstop the same person I am when I just wake up?

Is who I am the same person I am when I take meds?

I think all of these people are the same “me”.

Now to follow this to the next question

CAN I CHANGE WHO I AM?

Following that to the next question

WHY DO I WANT TO CHANGE?

Then back to the question on-a peripheral level,

HOW MUCH OF ME CAN I CHANGE?

reddit.com
u/BlueberryandDino — 20 days ago
▲ 2 r/u_BlueberryandDino+1 crossposts

S T A R T I N G O V E R

Throughout my life I’ve done it, I’ve started over scholastically, vocationally, spiritually, relationally, etc. It’s funny, being fresh out of high school and jumping into college, into relationships, into long term vocational pursuits isn’t probably the best recipe for success, especially with people with ADD/ADHD! Once we have more realistic expectations, more maturity, and clearer goals for ourselves…it can really be so very healthy to start over as we sometimes are required to do so.

What I’ve concluded are most us humans seem to have a plethora of issues we are dealing with, some we are aware of and some we are not. Oh, and it doesn’t matter what labels we place on ourselves. I’m pretty sure most everyone has got several types of “stuff, whatnot and things” going on … and many of us don’t even realize what “it” really is. For some reason, we often seemingly have to wait until our pain is so high to start even trying to figure it out. Welcome to being human I suppose.

I started getting help and discovering what the f was wrong with me after some tremendous suffering and pain I had been enduring. I decided whatever I needed to do, I was going to try to do it because five years of pain was not something I ever wanted to experience again … especially if I could do something about “it”. After some serious soul searching and looking inwardly, it soon became very obvious what my personal “IT#1” really was. I discovered my “IT” just happened to be C O D E P E N D E N C Y. F I N A L L Y I was able to discover “IT #1”!!! It now all made sense and what figured out what I needed to do differently next time! And of course I had to self treat myself by devouring Melody Beattie’s book “Codependence No More”. Afterwards, I actually concluded everything was now all fine once again lol 😹 !!! Yep! I had made it back to the world!!!

BUT THEN

I discovered there was another “IT”. By happen chance I discovered I was mired down with being an A C O A … YES!!! I am F I N A L L Y getting it!! Looking back at “IT #2”, it was really so amazing to go to a 12 step program and realizing “there are so many people that were suffering JUST LIKE ME me in so many ways yet we we different in so many ways. Here I was, a nice conservative, self employed, educated, Christian man and I was finally relating, really relating with so many others that were so vastly different yet so similar to me! I do recall interrelating with one very unique dude that happened to be a waiter who had a guru as his higher power! What was fascinating was I didn’t give many cares at all who his higher power was. I was so sincerely thankful that he was getting help like I was! Those were some of the most humble and therapeutic events of my life!

BUT THEN

I discovered ANOTHER it, “IT #3”. I found myself with a freaking batch of A D D / A D H D! That had to be why I was suffering so badly!!! I finally had it all figured out!!! Oh, and that took forever to discover that one out!! Now for the fun part I had zero awareness of what ADD/ADHD even was 😹 not to mention there’s a lot of intricacies in this “IT #3”. I literally had no idea that so many people suffered like I was! I could write so many chapters of a book about this one! What a journey this has been!!! I could tell the story about losing 1.4 million or purchasing a commercial building on the fly or hiring horrid employees that would assault my other employees or embezzle real money. Yeah … quite a friggin ride “IT #3” has been.

BUT THEN

of course there were more friggin “ITS”! So then I discovered “IT #4” and that I was struggling with P T S D! That’s a miserable assed one too the way. So F I N A L L Y … I’m really really starting to understand … oh but then the flash alerts 📸 … of course it is not just the regular batch of PTSD … oh no no no no … I had the best kind! C O M P L E X P T S D!! 🎉🎈 Who would’ve thought! No wonder I would get so pissed off whenever I went by those photographs! 💡 it’s kinda humorous ya know, “IT #4” still in rages in me periodically, but the rage is much more short-lived fortunately!! Just writing these few lines are not getting my fingers punching down too hard … at the moment ✌️

BUT THEN

now i am discovering that my journey could very well have been being bogged down with “IT #5”! Being on the friggin A U T I S M S P E C T R U M (weeeee ain’t this fun 🥳). I had no awareness that being autistic transcends: age, gender, religious background, height, culture. Somehow we often just get each other. I just learned that a couple weeks ago! 🤷‍♂️

So starting over ... getting a redo ... that makes sense (I won’t tell you the story about being suspended for scholastic deficiency from one of the most difficult engineering schools on the planet, lol) … but I suppose it’s important to realize that this journey is not usually just one thing … but hopefully “it” is just one thing at a time … as we are able to (as my amazing platoon sergeant SSG Clifton Flowers said so eloquently encouraged a fellow warrior so long ago) “You just gotta deal with it.”

Furthermore, I’ve concluded that each of us deal with whatever we deal with and each of us are so so uniquely different … yet also so alike. What becomes important is we deal with our unique “it’s” in a way healthy way ... as we are able ... three steps forward ⭐️⭐️⭐️ trying to minimize the steps backwards 🌠🌠 and having realistic goals for oneself while we try not to be too hard on ourselves and try to deal with “it” one day 🎁 at a time.

I just realized I have been going on and on with this monologue thread for way too many hours now … I seem to need to incessantly revise this 😂(I wonder which new “IT” issue this could possibly be 😹!)

And to anyone else, If you have mostly followed my tirade and stuck with it … and if you wanna chat about something that’s really important you … and if you feel like I may be somehow helpful (yet prefer to keep it more private), my DM’s are always open. I will endeavor to get back to you within a 1/2 day or so.

Now where is that elusive charger?🤷‍♂️

reddit.com
u/BlueberryandDino — 1 month ago

[WTS] [WTT] 40 Morgan’s ($40 Face)and 10 Rolls ($100 Face) of Walking Liberty Halves and 2 Rolls of Franklin Halves $20 Face

Hello from the great State of Oregon

I have had these around the living room for too long

Proof https://imgur.com/a/hDksSja

I am willing to sell all of these for a % of spot if you pay for shipping. I’m happy to sell them 1x1 or all or all at he same time

SPOT 6/29/26 $57.78

MORGANS
.7734x57.78=$44.687 spot value each

STANDING LIBERTY HALVES
.715/2x57.78=$20.66 spot value each

So I have a total face value of $160

$40 Morgan’s
$100 Standing Liberty
$ 20 Franklins

So this is how I calculate price to you:

If you purchase $1 face to $40 face at SPOT + $7 postage

$41 face to $80 face at SPOT less 2.5% + $7 postage

$81 face to $120 face at SPOT less 5% + $7 postage

$121 face to $160 face at SPOT less 10% $0 postage

My goal is to make someone a great deal if they buy everything at the same time

I started with the spot price of silver at $57.78

Step 1. I am trying to show how much silver value is in 1 silver dollar and that was $44.69

Step 2. I am trying to show how much silver value is in 1 half dollar and that is $20.66 each 1/2 dollar

Step 3. I am trying to show how much face value I have in total and that is $160 in face value

Step 4. I am trying to explain the savings that would be had … depending on how much someone wanted

example A someone wants between $1 and $40 in face value I would charge spot price and the buyer would pay the shipping

If someone ONLY wanted all $40 of the Morgan’s, I would charge the spot price of $44.69 each Morgan so the buyer would pay $44.69 (each Morgan) x 40= $1,787.60 plus the shipping of $7.00

example B If someone wanted $41 in face to $80 in face I would charge less than spot

example C If you wanted to buy everything you can save the most money. I would take the spot price and subtract 10% and I would pay the shipping.

In this example C

40 MORGANS
$44.69 (spot price) x40 Morgan’s x .9 (90%) = so the Morgan would cost $1,608.84

and

now we go to the Standing Liberty Halves

200 STANDING LIBERTY HALVES (Which is $100 face) and spot price for each of them would be $20.66 x and there are 200 of the SLH x.9 (multiplied by 90%) = $3,718.80 so the SLH would sell for $3,718.80 if the buyer bought all

and now to the Franklin Halves I am selling a total of 40 FRANKLINS

The spot for each Franklin is $20.66 each x 40 (there are 40 Franklins) x. .9 (charging 90%) = $743.76 so the Franklins would be $743.76

Now I am adding the Morgan’s (at the 90% or 10 % discount) to the Liberty Halves at 90% or 10% savings) to the Franklins at 90% or 10% savings

I then would add all of those together

Morgan’s $1,608.84 to the
Standing Liberty Halves at $3,718.80 to the Franklins at $743.76

$743.76 + $3,718.80 + $1,608.84 =$6,071.4

u/BlueberryandDino — 2 months ago

Where to sell some currency?

I really hope I’m not violating any rules here and I am sincerely not trying to get around any rules here.

I’ve been acquiring some pretty common currency and I really don’t know where to sell my duplicates and the ones I don’t collect (most are common circulated 1’s 2’s 5’s and a few 10’s Silver certificates-blue seals and United States Notes-red seals). I like selling on Reddit but I don’t see an opportunity to sell currency here. I don’t like EBay mainly because they charge so much.

Where do people go to buy and sell small amounts of common notes like I have (less than 50 notes)?

reddit.com
u/BlueberryandDino — 2 months ago

Both are very similar

I’ve had these 2 coins for a while and I’ve searched using AI and have exhausted what I know to do. Any help would be appreciated!

Both of these are in the .85 g range

u/BlueberryandDino — 2 months ago

Does the same kind of dirt that is on your windshield the same kind of dirt that builds up over 1000 years and makes you have to dig it out?

So I left my car parked for a couple months and there’s dirt on the windshield. Is this the same kind of dirt that accumulates over 1000 years it makes you have to dig it out for archaeological excavations? Where does all that dirt come from?

reddit.com
u/BlueberryandDino — 2 months ago