u/CharacterReserve8843

26 F ako, tapos siya 30 M, We have known each other for 4 years and have been in relationship for 2 years.

I broke things off kasi he has a decent job earning 6 digits but cannot even pay for our date for our anniversary. He didn't even greet me noong nag valentines day kasi busy daw siya, walang gifts, walang chocolates or flowers lang naman. Never ako naka tanggap ng ganun. Kung hindi pa ako nag yaya mag date kami that day baka wala talaga kaming ganap.

I told him about this problem and told him too, na sana siya na lang nag pay ng date namin, bat hati pa kami palagi, kasi never naman ako nanghihingi sa kanya pambili ng luho ko.

Whenever we go on a date palaging 50/50 na realize ko na I don't want this kind of life. He lives solo paying rent and may kaya din family niya.

I guess he just doesn't love me as much as I do.

Maybe he only dated me kasi convenient ako. This is the last straw, so I broke things off.

Gusto ko lang naman ma experience yung nililibre ako ng jowa ko sa fine dining sa date. He is my 1st boyfriend din, sa unang date nga namin dun pa sa isang affordable bistro lang kami kumain. Tapos palaging date namin computer games(lol).

Gusto pa nga niya, I'll live together with him kasi para hati kami sa rent. Eh ayoko kasi may bahay naman ako. I live with my younger brother sa house ng late mom ko. My dad lives in another house din. If sana ininvite niya ako mag live in edi siya mag bayad ng rent.

Pagod na din ako na convenient lang ako pag hrny siya hinahanap niya ako. If mag say NO ako he sulks.

Naiingit ako sa mga mag jowa na palaging iniispoil nila gf nila. Gusto ko din yun ma experience, as a panganay na andaming responsibilidad gusto ko lang naman ma experience na may nag aalaga saakin. Pagod na ako.

When I told him I wanted to break up, he just said na hindi niya gets bakit basta basta ko na lang siya daw iiwan dahil sa date naming 50/50, ngayon iyak siya ng iyak at tumatawag. Hindi ko lang pinapansin. Ngayon I don't even feel sad I broke up with him. Feel ko ngayon mas better na lang mapag isa at gawinn yung mga nakakapagpasaya saakin.

Utang ko dati 9k then 12k with interest, ngayon naging 45,000 na wala akong balak bayaran.

Kasi bayad na ko sa 12k and gusto pa ako pag bayarin nang 45k.

Sinearch ko sa play store wala nang digido. Problema ngayon kinukulit yung isang number ko reference ahahaha for work sana yun paano. Alam ko gumagamit sila ng burner sim or burner phone eh.

Kung gusto nila akong pag bayarin magkita muna kami sa korte. May proof naman ako na bayad na ako. Will it affect my records bah? Going abroad sana soon eh. Hopefully it wont.

Hello, do you think it is appropriate to do a follow up? I passed the interview kasi, and they told me to wait for the 2nd round interview but the initial interview happened last month pa.

I'm from Bacolod, Negros. Anyone interested in learning Hiligaynon? Just hit me up.

I hope those foreigners are also willing to communicate and learn their partner's language to avoid any misunderstanding.

I borrowed around 5k from a friend kast year December 2025.

Tapos niyaya niya kami lumabas Jan 2026 sabi ko huwag na kasi wala pa akong pera mag babayad pa ako sakanya. Sabi niya siya na daw bahala. Pero after ilang days siguro before end of Jan 2026 she told me she is going to charge lang what I have eaten and make it 1k.

She left a note na ganito ganyan daw babayaran ko. So she charged me 1k for the we ate kahit apat kami dapat hati dun. So sabi ko, okay babayaran ko ya kaya naging 6k na utang ko. Feb 2026 came, merong event sasama sana ako kaso gipit and I paid her 3,000 muna, out of 6,000 kasi kakabayad ko lang ng tuition sa kapatid ko. So my remaining balance ako sakanya na 4,000 pesos na. Sabi ko huwag muna ako yayain sa labas dami pa akong shinoshoulder na responsibilities malapit na kami that time ma putulan ng kuryente so I was scrambling for money. Then she said na she bought my ticket na sa isang event T u T. 1200 lng daw kaya okay lng daw so... balik dumag dag na sa utang ko. Sabi niya punta na daw ako sabi ko try ko kasi walang wala ako.

Days before the event nag sabi ako wala talaga akong pera, pero since bought na yung ticket babayaran ko na lng(haaayst).

Then she also charged me sa hotel na pag stayhan nila. (1000 each)so bali 3k+1,200+1k = 5,200 na babayaran ko sa kanya. At this point ngarag na ako kasi bat lumalaki. Sabi ko sige dahil I cant pay on time dadagan ko na lang with interest.

So May 2026 came I paid lang 3500 sakanya at nag sorry ako sa delay. So may remaining na lang ako dapat na 1700.

Pero sinabi niya na may kulang pa akon 6+ sakanya. I was straightforward kung saan niya kinuha yung 6k na additional.

Sorry ako ng sorry alam ko naman kasalanan ko yun na I borrowed from her. Gulat lang ako kasi, dati nay utang siya saakin yung 1,500 ko sa kanya didnt even asked her for it kasi ko siya yung kusa mag bayad. Yung sana yung konsensya niya na lang mag bayad. Inutang ko siya cause I trusted her, and abuloy ko na din yung 1,500 sakanya nong kinalimutan niya yun. I still considered her as a friend.

So rn I have accumulated 10k worth of debt.😭 Ayoko din siyang awayin kasi manganganak na siya next month. Pero nakakadismaya. Willing naman ako mag bayad ng interest pero yung pipilitin ka sa mga incurred fees na ayaw mo nakaka inis. I regret even saying okay to everything naguguilty kasi ako kasi I borrowed from her and sabi niya rin siya na raw bahala when it comes to eating out, wala na akong choice but to say yes kasi nakain na din yung 'loan'. Ngayon I am going to pay na 4k sabi ko yun lang kasi yun lang nmana kulang ko. she is asking for a payment.😕I am willing to pay the interest but she doesn't want to give me the breakdown kasi tamad daw siya. so babayaran ko na lang bah?

Hi there!

I am planning to work abroad soon instead of continuing VA.

Before pandemic, I worked as an ESL teacher wfh. Then naging VA nung nag lock down, I started at $3 as a VA while doing esl work, then shifted to SMM naging $5 SMM job ko, then naging $20 Data Analysts yung pinaka malaki ko per hour. Earning around $2,000-$3,500 a month. Depends sa work load, graveyard ako, and nag karoon ako ng health issues. It lasted until 2024, naging mas patok na nung VA around 2023 -2024.

I did jobs like SMM, Video editting, Marketing, Data analysts and admin sa isang US school. Pero lately, sobrang hirap mag hanap ng client. Then mid 2025 unti unti nag si alisan mga clients ko. Ngarag malala kasi may loans pa ako na natira nung na ospital ako. Ever since I lost my clients I have been having difficulty looking for premuim clients. Sobrang patok na kasi mag wfh ngayon. Bumababa na sa $1-3 yung rates na inooffer saakin. I had a client recently na nag offer ng premuim pero grabe naman yung work load and stress. Kaya niletgo ko na. Nag chat naman previous client ko pero hindi na din ganun kalaki offer niya kasi na laman niya rate ng Filipino VA, so I rejected it even though I offered a certain rate for my service.

So napag isipan ko maging Teacher na lang abroad. 4 hours work lang, but the sahod is not as big as what I have earned before pero day shift lang ako and after 4 hours I can do whatever I want. Living alone naman ako and I don't pay for rent since may house na ako. Kaso ayoko lang iwanan pets ko.

Worth it bah? Or should I pursue VA?

Hello po! can someone help me out, never naman ako pumalya sa pagbabayad sa Sloan, ngayon lang. What will happen po if I miss a payment for 15 days po? Will I still be able to use SLOAN pa in the future? My boss accidentally sent my salary to another team member kasi, and hindi na ma contact yung co-worker ko. Nag AWOL. Wala pa akong salary until now. huhuhu I still wish to use my SLOAN in the near future.