Vanguard Advisory Services - Thoughts?
So I signed up for their advisory services and I realized today that performance, versus the target retirement fund, has been worse for 1 year, slightly better for 3 year. Add in a management fee, and I am thinking I need to just go back to a target retirement fund. The few times I have asked my advisor questions, he doesn't really help with anything. I am a few years from retirements 3 minimum, but maybe 5-7 more likely. With that being the case, has anyone else felt like you aren't getting your money worth from this advisory service? Thoughts? Thanks.