u/Dear-Performance-394

I’m car shopping after just totaling my car in an accident. I’m kinda set on a Prius since my friends 2025 Toyota Prius hybrid gets like like 55 mpg. Worth it for me in this economy with a long drive to and from work. Used Priuses on actual dealership sites seem steep for how many miles they have, to the point that a brand new 2026 Prius with an MSRP of $28k doesn’t seem to be a big jump. The only deals I’ve found that seem good are either on sites like cargurus.com or cars.com. Idk how those sites work really or how reliable it is to get cars from there. I allegedly contacted the seller on a few postings, hopefully I’ll hear back in a few days. But yeah the 2026 Prius seems solid too. I just don’t know if there’s pros/cons that I’m just unaware of for a new car or getting a used car. Either way, I plan to just pay for the car in cash upfront so I don’t gotta worry about payments or interest. TIA for the advice, I really don’t know anything about cars in general

I’m in the hospital right now after hitting some concrete drainage thing in between the highway at about 73 mph. Although this is my first deer incident where I didn’t actually hit said deer, it was a deer that made a car swerve into me and I guess instincts kicked in and I veered off the road a bit and before I knew it I was in the ditch and crashed full stop. What makes this one even more infuriating is this particular highway literally has fences preventing this exact thing from happening, yet somehow some deer was determined enough to make his suicide also fuck my life up.

So this is the only crash (and by far the worst one) where I didn’t actually hit the deer, but this is now my 8th deer incident overall after hitting 7 previously just in the last 4 years (never hit any deer my first 5 years of driving), and 3rd “totaled” car from deer.

And yeah I already know what you’re thinking after I tell I’ve smoked 7 deer. You’re gonna swear i was distracted on my phone or just terrible on the road in general. Well besides the thousands of deer I have dodged, anyone who’s hit multiple deer know that times when you actually do hit them it’s basically unavoidable and just bad luck. Couple of incidents were on icy roads, no chance of stopping. And when you’re in a thin road wooded area like I am, deer can go from hidden in the dark forest away from headlights in just a matter of a second and hitting it is gonna happen, just a matter of how much you can reduce speed.

Youre also not supposed to swerve when you see a deer, you’re supposed to just hit cause going in the ditch is more dangerous. And tonight I found out just how dangerous that is. Except what mostly caused me to go in the ditch was the other car coming at me, but at the end of the day it was all cause of a goddamn deer. Anyways that’s my rant. Now I’m just awaiting how much this shit is gonna cost and fucked up my lower back really is

I graduated in 2024 with a bachelors degree in finance, only to realize getting that first career type was and still is basically impossible. I had a “financial analyst” position at a smaller company but got laid off in April 2025 along with basically everybody else that hasn’t been there for 5+ years. I’ve been working as a poker dealer to survive in the meantime. Ive been looking for a second job earlier in the day I could do, preferably remote, for some extra income. I’m not looking for an unrealistic $100k remote job with barely any experience. I’m just looking for any remote work that has some flexibility, with the hope that maybe my degree would give me some sort of advantage or more opportunities for remote work than what comes up when I search “remote jobs 2026” on youtube. Finance related would be a bonus, but any other ideas would be helpful as well, if I can increase my income a bit I could justify getting an apartment and still save quite a bit.

My Roth is maxed for this year so I’m not worried about that. My HYSA I opened this year has $20k. As of right now, that’s about 4 years worth of an emergency fund, but if I get an apartment and move out of my dad’s house that would obviously change. I think even if I got an apartment $20k would probably be a good emergency cushion. My work doesn’t match with a 401k and I’m still on my dad’s health insurance at least until the end of next year so I never bothered learning what an HSA does. So now would it just be smart to invest as much as I can into my brokerage? That also has $20k as of right now, with a 75/25 split between VTI/VXUS. Also wondering if I should consider other ETFs like QQQMor SMH, or if just VTI/VXUS is fine. Just looking for any advice cause I’m still fairly new to all this. Thanks.

I made a brokerage account with Fidelity a few months ago. I already have a maxed Roth elsewhere so I’m more focused on personal investing here. I chose VTI/VXUS at around a 75/25 split cause that’s just what I’ve seen to be viewed as a smart and safe portfolio. But I always read stuff about other ETFs that may be good to add or even replace the VTI/VXUS thing, and I’m not really sure what’s best. First of all, what I hear about more often than VTI is VOO. In fact a lot more often. “VOO and chill.” From my knowledge, VOO and VTI should be pretty similar, but hearing VOO more has made me wonder if it’s better in any way.

But then there’s also stuff like QQQ for tech growth specifically, or other things like VUG or VOOG as alternatives to common ones like VOO/VTI? In addition, I’ve also read that since I’m on Fidelity, I shouldn’t have even bought VTI/VXUS cause Fidelity has its own index fund called FXAIX, and idk if that makes a huge difference or if it’s negligible and I can just investing in vanguard ETFs on Fidelity.

It’s all so confusing to me. Right now I have $18k invested on Fidelity split 75/25 in VTI/VXUS. Right now I’m investing maxing as much as I can, about $3k a month going forward at least for the next year. So I just want to learn more about what things I should I start adding to the portfolio or what I should change. I’m 24 if that matters

I’m a 24 year old guy. I have only recently started get into the dating world again since my gf passed about 3 years ago. I’ve been trying to so hard to find someone I can spend my life with who also doesn’t want kids. I see so many videos on apps like tiktok where it’s girls will post about their child free or life or like “my top 5 worst nightmares:” and all 5 involve having a kid. Usually the comments are angry guys cause they want family values, but I’m like goddamn, you are my dream girl. I feel the exact same way, a kid would literally ruin my life, and I don’t even to go through the actual pregnancy/birth. I wanna travel, have fun, do hobbies with a life partner without the headache of kids. Yet in real life, every girl I come across wants kids, and soon, since now the girls I interact with are like 23-27. Whether its dating apps showing they want kids or the subject of future plans with kids eventually comes up, I cannot seem to find a woman as anti child as me. You might think im in the Bible Belt in the middle of nowhere with churches every 2 miles, but nope, i moved to Minneapolis a few years ago, and even here its like everybody is the exact opposite of what we’re looking for.

24 years old, a few months ago got my first real job. Had a rough start after college, couldn’t get a job and even went to jail for awhile. But now I’m making about $4500 a month after taxes. My Roth has $24k and is maxed out for 2026, my HYSA has $20k and my brokerage at Fidelity has $18k invested in VTI/VXUS. I’m still living with my dad again, although I’ve wanted my own place for awhile. I’m starting to think I should just stay home while I can and save, especially cause I have basically zero hope that my future is gonna get any better. At this point I’m not sure how much would be smart each month to put into the HYSA, the brokerage, and fun money. I still wanna live a bit and enjoy my money, but I wanna make sure I take advantage of investing a good chunk a month while I can. I just don’t know what’s considered a good amount, and what I can reasonably justify as “fun” money

Almost 2 weeks of missing finasteride doses cause UPS sucks ass at delivery. This is the first time ive ever had a package taken almost a month and counting to arrive. Anyways my hairline is cooked and im worried about it getting worse, and since i have no faith im getting my next refill anytime soon, im wondering if theres anyway to somehow use my "prescription" with Roman and could walk into a pharmacy or something? Idk if pharmacies even carry it. Ive heard around 2 weeks is when it starts losing its effect.

UPS is fucking me over, I’m currently on day 13 of no finasteride and my order has taken 34 days and counting to deliver. The expected delivery keeps getting pushed back. It’s never taken more than 7 days so I thought 20 doses was good enough as a safeguard until my next delivery, guess not. Idk where else to get finasteride quick

For context, I made a new account on Fidelity specifically for a separate place to attempt to do some swing trading. A week later I hid the account cause I was gonna try swing trading on another platform. Now today I got interest from SPAXX and that seperate swing trading account reappeared on Fidelity. I realized th other platform isn’t much better for my purposes so I was just gonna go ahead and try swing trading on Fidelity since that account reappeared. But I can’t transfer money into that account now, it’s disappeared from everything except on the main dashboard. I tried searching how to fix this, all I got was solutions from 3 years ago that don’t work anymore cause there’s no “customize” button on the app or the browser version. There’s still an option to close account so I don’t think I closed it previously. Do I just have to make another account at this point? I can’t even take the $4.56 out of the account cause this account doesn’t appear on the place where you trade/transfer

Currently haven’t taken my usual finasteride dose in 5 days due to the fact that my next refill still hasn’t arrived after ordering 22 days ago. Idk if I should be thinking about trying to get finasteride elsewhere in the meantime or if going 7-12 days or so without finasteride isn’t too bad. I’m 24 years old with an extremely bad hairline if that matters