u/DeliciousHunter836

My home is insured by PURE, with USAA as the broker (USAA won't cover my home directly due to their self-imposed limitations on property values.) I recently saw that they are insuring a complete rebuild of my house at ~30% more than my property is worth on the market (including the land).

I've tried explaining to them that this makes absolutely zero sense, but they keep insisting that it's due to labor costs, etc. I'm trying to get them to send an inspector over to my home so they can actually see that the rebuild cost is nowhere near what they have estimated, but it's been almost a month and no word from them.

Is my only recourse to just walk away from PURE/USAA?

Thank you.

I'm looking at the US online configurator and can't tell the difference between these two interiors and their seats if I select the M Sport option. Can anyone here explain that to me?

We're planning on ordering an iX3 this coming week in the US. I'm torn as to whether we should buy it or lease it. The car will be driven less than 10,000 miles per year (probably around 8,000), which would make it better to buy it, but on the flip side, I'm concerned about the massive depreciation of EVs. I'm also concerned about repair costs once the warranty expires.

Thoughts?