u/DirectParfait6226

20m, soon to be Year 2 in university.

Currently have around $60,000 ($50,000+ sitting in savings account, only a few thousand invested in VOO, and the rest is for my own day to day spending).

What should I invest in with this money such that it will do me good in the near future?

*I recognise that I definitely will get asked “where I got the money from”, so leaving the word here first: not a single dollar came from my parents — I have not received a single cent (with the exception of new year / birthday red packet which is $100 max) since my pre-U days. The money was from all sort of random businesses I ran prior to the start of NS and after completion of NS + Year 1.

Sentenced to aggregate 2 weeks in DB by GCM for 8 different charges (all stupid shit) but ORD few years back and in uni already, so wanted to ask if it will affect my outside (eg existing uni as I’m year 3) apart from the obvious that I have to waste time

Do I have to declare to uni even though now is summer break and technically on “holiday”

Am accepted into smu and matriculating this yr
Want to ask if its mandatory to attend orientation and the upcoming activities like destination as I’m working full time now and may not be able to take leave