Private Seller Loan Question! Help
I forget what kind of loan it is called, but I'm using Navy Federal to apply for a loan to buy a car from a private seller (off Facebook marketplace). My question is, should | apply for the loan now or can I apply for it tomorrow with the seller? I don't want to do a hard credit check on a loan that I might use; because the seller ghosts me or I choose not to buy the car. What should I do?