u/Dry-Lingonberry-1046

Do not be scared. Nananakot sila kasi alam nilang wala silang habol.

1. Bawal sila mag-contact ng mga tao outside your references (Data privacy violation)
2. Deceptive and iniquitous charges - Hindi makatao na interest (Violation against Truth in Lending Act)
3. Harassment
4. Unjust Vexation
5. Grave threats

Sinabi sa email na SEC registered sila? So? madali lang magregister sa SEC, kahit sino pwede magregister pero matatanggalan sila ng license 'pag nalaman mga violations nila so dapat ireport.

"Nagsend ka ng picture and ID mo kaya 'wag mo kami sisihin 'pag kumalat 'to". Mali, nagsend ka sa kanila kasi responsibility ng company na itago ang mga files na 'yun for customer identification lang and hindi para pang-blackmail.

"Ba't ka kasi uutang kung hindi ka makakapagbayad?". Umutang ka kasi kailangan mo, emergency. Hindi ka umutang para masingil ng lagpas pa sa inutang mo, hindi mo responsibilidad na magpasahod and magbigay ng commission sa mga naniningil sayo.

Mas malaki magagastos nila sa pagbayad ng tao papunta sa brgy niyo and pagfile ng kaso. Best they can do is file it in small claims court which takes months to years before ma-settle so goodluck. Of all those violations they did, ikaw pa babayaran nila so hayaan mo lang, if magtext - screenshot mo, if calls (record mo), take as much evidence as you can. You can also answer them, ask kung kasya ba yung sinasahod nila if ever madamay sila sa kaso kasi accessory sila and if alam nila na sila ang hahabulin mo personally dahil sa harassment na ginagawa nila.

These "agents" are massively hired and underpaid kasi mababa qualifications ng mga company na 'to, goal lang is maka-collect. Keep your sanity, and well-being. Sorry sa term pero hindi sila legally aware sa consequences na pinapagawa ng company nila.

Email niyo po mga 'to para ma-shutdown agad! 'Wag matakot, may karapatan ka.

crd@nbi.gov.ph
complaints@privacy.gov.ph
complaint@acg.pnp.gov.ph
epd@sec.gov.ph.

Subject : Deceptive Lending Practices, Data Privacy Violation, Harassment - Prima Fintech Philippines

(Ito ilagay niyo na subject sa email)

Ilagay niyo po yung full details niyo sa email pati screenshots ng disclosure agreement (parang contract nung utang niyo), kung magkano nareceive niyo. Isama niyo na din mga texts and call logs especially yung screenshot ng pamamahiya sa socmed.

It used to be a sophisticated title ngayon parang cliché na lang.

I'm struggling so bad.

I just resigned from work and instead of being able to focus and concentrate, my head's all over the place.

I tried the preweek exam and I can barely answer all of it adding the fact that I get fixated with time clocking while answering.

Medication makes my brain foggy and my mind thinks it's an excuse for my incompetence.

I hope everything's going well for everyone else. 😇

I'm struggling so bad.

I just resigned from work and instead of being able to focus and concentrate, my head's all over the place.

I tried the preweek exam and I can barely answer all of it adding the fact that I get fixated with time clocking while answering.

Medication makes my brain foggy and my mind thinks it's an excuse for my incompetence.

I hope everything's going well for everyone else. 😇

Edit: Bakit nilalapitan ako ng taken men sa office?
(Clear na. Masaya na tayo? Haha)

Another edit: I have ASD so 'di ko napi-pick up social or emotional cues minsan. Which is why I'm asking here.

This has happened three times already. Every guy who has made a move on me either had a girlfriend or was already married. They were all colleagues from two different companies, and one of them was even a manager.

For context, this is how I am at work:

Tahimik. I rarely socialize.
Lagi on time umuwi. Ang goal ko every day is to be efficient para makauwi agad. I dress neatly and professionally. Nothing revealing, hindi din malaki boobs ko. I wear glasses, and I honestly think I look pretty ordinary.

One of my coworkers even described me as someone who looks masungit and walang pakialam.

As for my interactions with colleagues, they’re almost entirely work-related. Given our line of work, we have daily meetings and direct chats about engagement progress and deliverables, but that’s it.

The manager was different. After finding out na same kami ng alma mater, he started making small talk regularly. He’d also show up at whatever nearby restaurant I was having lunch at. At first, I genuinely thought he was just being friendly.
I also never join weekend hangouts or after-work drinking sessions. The most I do is join lunch.

What I meant by “made a move”:
They explicitly expressed romantic interest.
All of them were turned down immediately yet persisted.

These men also knew na may boyfriend ako kasi hinahatid niya ako minsan.

So I’m genuinely confused. May kabit vibe ba ako? Nakakaloka.

Looking for a virtual study buddy/body double!

Let’s hop on a silent study call.

You do your thing, I do mine. We stay muted, silently judge our procrastination, and somehow become productive. Let’s trick our brains into thinking someone’s watching. 😉

dm me your dc

I was arguing with my cousin about this kasi he said na men can stay in this situationship just for the sake of company no matter how long. Talaga ba?

I feel like my life is just the beta test server for a writer who couldn’t decide on a plot.

Ever since I was a kid, nothing ever came easy. It’s like the universe sees me about to achieve something and goes, "Wait, let’s add one more side quest.”

Quiz bee? Asthma attack (during).

College exams? Somehow I’d get sick specifically on exam week. I literally started calling it Exam Sickness Syndrome because the timing was too consistent to be a coincidence.

First job? Got hired then lost my wallet on the same day. Ended up walking home for 3 freaking hours… and to make it better, naligaw pa nga sa Cubao. 💀

Don’t get me wrong, I still clear the mission in the end. Pero bakit laging may mini boss fight bago makarating sa objective? 😭

I’m diagnosed with OCD and ADHD, and my psychiatrist also mentioned I probably have some learned helplessness going on.

At this point, I’m not even asking “Why me?”anymore. I’m just wondering what kind of side quests I accepted in my previous life to deserve this DLC.

The funny part is, if something goes suspiciously smoothly, I get anxious because I’m already waiting for the plot twist. Hayyy fishtea 🥲

I’m currently studying for my licensure exam, and I have ADHD so staying focused is a lot easier when I’m not studying “alone.” 😅

Anyone want to join a virtual study/work with me session? 📚💻

Purely SFW.

I’m currently studying for my licensure exam, and I have ADHD so staying focused is a lot easier when I’m not studying “alone.” 😅

Anyone want to join a virtual study/work with me session? 📚💻

Purely SFW.

I'm currently studying for my licensure exam.

It'll be fun if you can join in on a virtual "study with me" sesh. Pwede naman tayo mag-usap on our breaks but main goal is to finish our tasks.

You can either work or study. The more the merrier. 😇