u/Dull-Train-9561

I have a significant mutual funds and a bond portfolio, now i want to invest about 20-25k per month in stocks.

What are your views on the value research stocks recommendations? they come in 3 portfolios all weather, long term and aggressive.

I will be buying using HDFC Sky which has its own set of recommendations, I am usually skeptic of institutional recommendations but are they any good ? have they been of any benefit to those who tried it ?

Obviously i am not looking for 100% hit on their pics, even if 70-80% made you profits over time, or losses please do share it.

Fees kaafi kar di hai, (ofcourse still less than nh goel) par school kaisa hai ? I also couldnt find any computer subject or computer lab mentioned in their website

I was looking for travel benefits and had just got idfc mayura after being rejected by hdfc for basic cards. Now that this pre-approved offer went through, is it possible to get it upgraded to Regalia gold later ? Current limit is 1.98 lakhs

I think i got this card only because i put my occupation as self-employed. I do not have a business per se, no gst, all my income is from investments will that affect upgrade chances to Biz Power ? my itr from this year will be 26-27 lakhs pa

I have got idfc mayura for future travels, 0 forex(upwork payments etc) and bogo. I dont know if i'll get regalia gold anytime soon or ever and i am very skeptic of axis bank cards.

I was hoping to get mayura upgraded to gaj card in a year or two, has anyone here got it done, do they even upgrade like this or do i need to request an invite somehow ?

My current limit is 1.13 lakhs and my spending easily reach 70-80k which i pay before the bill generates to avoid high utilization hits on cibil.

I have an idfc bank account as well, which i use for daily spends and beyond my expenses i try to maintain 4-5lakhs. Is that enough for a gaj card invite ?

I tried asking my rm these things but did not get a clear answer and i felt that he was not sure about it either.