▲ 1 r/tax

Wash Rule applies to rolling options ? BTC In Margin Account and STO in Roth

I currently have cash-secured / short put positions in my margin acct that have moved against me and are close to assignment.
Instead of rolling them within the same margin account, I’m planning to Buy-to-Close (BTC) at a loss to free up margin and take the capital loss.
Immediately after, I want to Sell-to-Open (STO) cash-secured puts on the same underlying inside my Roth IRA, but using a different strike price and/or expiration date.
The goal is to claim the capital loss on my taxable return while letting the new position recover tax-free in the Roth.

Allowed ?

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u/Earlyretirement55 — 11 hours ago
▲ 6 r/CoveredCalls+1 crossposts

PMCC / LEAP $HTZ -

Cost basis 1.77 !! to eventually free as I plan on selling weekly calls against it and I have 2.5 years till DTE

u/Earlyretirement55 — 12 days ago

Rather new to irrigation residential systems - evaporation rates?

How do I set a watering schedule considering evaporation ? I’m in SE Michigan and water bill is killing me.

While back I remember there’s a way to calculate based on evaporation rates?

u/Earlyretirement55 — 19 days ago

Best mulching blade for 30” Toro Timemaster ?

I have been bagging clippings but would like to try a dedicated mulching blade. I mow every other week so I need a blade that will cut the clippings into tiny segments as otherwise clippings are too long, I’d love a type of blade like the Honda dual blade design that cuts the grass twice before falling on the ground

reddit.com
u/Earlyretirement55 — 24 days ago

Anyone following his method ?

Not associated with this guy - I refuse to pay $1000s but I must admit his content is pretty solid.

Best vid I’ve seen on the wheel strategy.

https://youtu.be/iK1pLhmHe0E?is=vrgVWY48VTqUmSQx

If not allowed please delete.

No like and subscribe
No annoying background music
No stupidly generated AI thumbnails
No stock footage cut outs

Finally a YouTuber that gets it.

u/Earlyretirement55 — 1 month ago

Need to glue the top - she wants to preserve the ethos without visible screws. Nails or brackets

Best glue and ideas to glue the top and footers?

Purpose to sit or luggage rack.

I was going to suggest brads and glue.

u/Earlyretirement55 — 2 months ago
▲ 115 r/GolfGTI+1 crossposts

Home Depot rental guy: park your trailer at the loading zone

Me

200 lb concrete compactor

u/Earlyretirement55 — 2 months ago

Poly Sand Compactor does not come with rubber pads, will I crack the pavers ?

Just picked up the 14” model but I’m afraid I will crack the pavers, no? I just noticed the vibration and had to shutot off.

u/Earlyretirement55 — 2 months ago

Pergola on pavers how to ?

Is this the proper way? I would like a square base to cut pavers in straight cuts not round.

Pergola is a lightweight aluminum from Costco about 400 lbs. I have clay planning 3 feet deep with standard mix required concrete. SE Michigan.

Any other tips ?

To level the pillars planing to run a string with bubble or is there another way ?

Will a post digger help me dig a straight hole ? Auger rental is $.

u/Earlyretirement55 — 2 months ago
▲ 10 r/askimmigration+1 crossposts

Mex born citizen pursuing US and Canada citizenship allowable?

I’m currently navigating a dual-track immigration strategy to secure my long-term future in North America. I’ve spent 15 years building my life here, originally coming from Mexico. Started in Canada eventually obtaining my PR after 8 grueling years then landed a job across the border in US

Currently, I live and work in the US on a TN visa, paying US taxes, and my employer is sponsoring my US Green Card, which is on track for approval in about two years. However, to mitigate the risk of job dependency tied to the Green Card process, I am also securing my Canadian citizenship as a vital backup plan. After a 10-year journey, I finally hold Canadian Permanent Residency and am commuting across the border daily to meet the physical presence requirements to be granted the Canadian citizenship; I am on track to be granted Canadian citizenship within the next 12 months.

My ultimate goal is to hold triple citizenship (Mexico, Canada, and the United States) to ensure absolute stability and career freedom across North America.

Is this legally possible? A friend mention recent US immigration Trump era rules that will force me to give up my Canadian citizenship if I ever want to pursue my US citizenship, is this just BS?

reddit.com
u/Earlyretirement55 — 2 months ago
▲ 53 r/options

Executed the Stock Repair Strategy after a CSP assignment ($RKLB drawdown -25%)

This strategy is not popular, perhaps because some of you don’t know how to deploy it. Here’s an actual use case I just opened in my Schwab account.

I’m currently holding RKLB from $130. With the stock currently hovering around $104.58 results in a PL % of -25% so I decided to deploy a Stock Repair Strategy to lower my break-even point by half for zero cost.

The Position Setup

* **Long Stock:** +100 shares of RKLB @ $130.00 cost basis (Current Mark: $104.58)
* **Long Call:** +1 10 JUL 26 104 C (ATM) @ $9.38
* **Short Call:** -2 10 JUL 26 117 C (OTM) @ $4.82 each ($9.64 total credit)

Cost to Enter

* **Net Premium:** **$0.26 credit** ($9.64 collected - $9.38 paid). Managed to set this up for a total net credit of ~$26, meaning zero upside risk added to the trade.

The Math / Math Breakdown

If RKLB rallies to **$117.00** by the July 10 expiration:
* **Shares:** Still down $13.00/share from my original $130 entry.
* **104 Long Call:** Intrinsic value becomes **$13.00** ($117 - $104).
* **117 Short Calls:** Both expire completely worthless.
**The Goal:** The $13.00 gain from the long call perfectly covers the remaining $13.00 loss on the shares. This allows me to scratch and exit the entire position at a total break-even at **$117.00** instead of waiting for a full recovery back to $130.00.

reddit.com
u/Earlyretirement55 — 2 months ago
▲ 6 r/Tiguan

Brake Controller hidden connector plug behind dash?

Is there a hidden connector behind the dash to retrieve brake apply signals like the Atlas, ID4, Touareg, I don’t want to tap into the brake pedal wiring. So far I have installed the 4-way harness and used a 7-way adapter connector but now I need to connect the brake controller and instructions call to tap into the brake pedal harness which I would rather avoid.

u/Earlyretirement55 — 2 months ago

Do I need polymeric sand? I’m concerned about water pooling

This is a 14 year old patio. I recently bought the home and noticed there is no polymeric sand, and some pavers are separating. Location SE Michigan (clay soil) so I am concerned about water pooling. I just bought patio furniture and worry about ending up with a couple of inches of pooled water.
I have no idea if I have a drainage system.
So, yes or no to polymeric sand between the pavers? I am not concerned about weeds since I use RM43. Should I just get regular sand without polymeric properties to allow for some water absorption?
I am also concerned about trapping water that will not evaporate, which will shift the pavers, meaning the cure could make things worse.
Considering this, and the fact that instructions warn about my exact concern, do not use it if there is no drainage.

https://www.menards.com/main/building-materials/landscaping-materials/landscape-rock/high-performance-polymeric-paver-locking-sand-50-lb/189-1168/building-materials/landscaping-materials/landscape-rock/high-performance-polymeric-paver-locking-sand-50-lb/189-1168/p-1522305010704-c-5784.htm

u/Earlyretirement55 — 2 months ago