u/Kartik_tyagi13

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

So as you can read from the Header that AI is now everybody's go to tool to get through 10-K and so every time I do this I always reverify the data and questions I asked because let's be honest AI is good but not perfect and it does hallucinates numbers pretty much once I started noticing it is quite obvious so I ask it to give me the citations and then the page number is incorrect or the paragraph is off or the AI just couldn't corelate data and don't get me started on the tables part. Drop down your frustrations and solutions

Not asking whether to use AI for this everyone already does, myself included(after getting advice from you guyz) . Running a filing through an AI model and asking specific questions is indeed faster than reading 100+ pages, and at this point it's basically the default workflow for a lot of retail investors that I learnt here.

What I haven't figured out is the verification step. If it tells me a company's debt covenant trips at a 1.2x coverage ratio, I'm trusting that's accurate unless I go open the actual filing and check the page at which point I've basically done the manual work I was trying to skip.

Curious how people handle this verification step and of course the AI hallucinating number is a real deal. Do you verify every material answer,

spot-check randomly, or just trust the output?

Not asking whether to use AI for this everyone already does, myself included(after getting advice from you guyz) . Running a filing through an AI model and asking specific questions is indeed faster than reading 100+ pages, and at this point it's basically the default workflow for a lot of retail investors that I learnt here.

What I haven't figured out is the verification step. If it tells me a company's debt covenant trips at a 1.2x coverage ratio, I'm trusting that's accurate unless I go open the actual filing and check the page at which point I've basically done the manual work I was trying to skip.

Curious how people handle this verification step and of course the AI hallucinating number is a real deal. Do you verify every material answer,

spot-check randomly, or just trust the output?

Not asking whether to use AI for this everyone already does, myself included(after getting advice from you guyz) . Running a filing through an AI model and asking specific questions is indeed faster than reading 100+ pages, and at this point it's basically the default workflow for a lot of retail investors that I learnt here.

What I haven't figured out is the verification step. If it tells me a company's debt covenant trips at a 1.2x coverage ratio, I'm trusting that's accurate unless I go open the actual filing and check the page at which point I've basically done the manual work I was trying to skip.

Curious how people handle this verification step and of course the AI hallucinating number is a real deal. Do you verify every material answer, spot-check randomly, or just trust the output?

Not looking for shame. Genuinely curious.

I've held Apple for 3 years. Every year I open the 10-K with good

intentions. Their FY2025 filing runs over 100 pages. I get through the business overview, hit the risk factors, and close the tab. I read Twitter threads and earnings summaries instead and tell myself I've done the research.

Is this just me? What do you actually do before adding to a position?

Not looking for shame. Genuinely curious.

I've held Apple for 3 years. Every year I open the 10-K with good

intentions. Their FY2025 filing runs over 100 pages. I get through the business overview, hit the risk factors, and close the tab. I read Twitter threads and earnings summaries instead and tell myself I've done the research.

Is this just me? What do you actually do before adding to a position?

Not looking for shame. Genuinely curious.

I've held Apple for 3 years. Every year I open the 10-K with good

intentions. Their FY2025 filing runs over 100 pages. I get through the business overview, hit the risk factors, and close the tab. I read Twitter threads and earnings summaries instead and tell myself I've done the research.

Is this just me? What do you actually do before adding to a position?

Not looking for shame. Genuinely curious.

I've held Apple for 3 years. Every year I open the 10-K with good

intentions. Their FY2025 filing runs over 100 pages. I get through the business overview, hit the risk factors, and close the tab. I read Twitter threads and earnings summaries instead and tell myself I've done the research.

Is this just me? What do you actually do before adding to a position?