u/Kyrids

Hi all, I have some questions regarding the strategy of buying SGOV or other stable stocks to get dividends that can help offset the gold fee by using the 1k interest free margin. I understand how the margin works, however, am wondering what exactly happens when the dividends are paid. Can i just transfer the paid out dividends and it will keep the 1k margin? Or will it immediately try to pay off the margin “loan” with that? I would assume I could just transfer it out, and it is back to having the full margin loan. I know you can turn on DRIP to just buy more stock, but i’d like to just have the little extra cash.

Hello all, I currently have a litter robot 4 that i bought second hand. I love the convenience, but it’s has a lot of problems, where I either have to buy a new part or disassemble and do something to fix it. Though, I do think a lot of these are due to wear and tear through multiple owners. The main problem I have is the CONSTANT DIRTINESS! I have 5 cats and we have one automatic robot, that they constantly use, and the rest of our boxes are manual. The LR4 has so many nooks and crannies that get litter inside and mess up its functionality. I read online the LR5 is much better at eliminating all these nooks and crannies and easier to keep the whole thing clean. Though, i’ve also read it has bugs and many people aren’t happy with it. Would you say it’s worth it if the cleanliness is one of my top priorities? What are other pros/cons for a multi cat household?

I am planning on keeping the 4 still, just wondering if the 5 is worth the additional massive price tag.