18M currently needing help with money management

Hello, I am 18M currently in the Army NG with Roth TSP (retirement plan), and it got me thinking how else could I make more money over time since I don't spend a whole lot. I'm talking about longer term investments like 5 years. I'm not a huge spender and I still live with my parents, I go to college for free and I was wondering how I could use my spare college money and some of my savings for investments and growth. I know a little bit about CDs their APYs. Unfortunately my bank only allows a maximum of 4.30% so I wouldn't really be making a whole lot from that, and their HYSA only offer about 2%. I'm just wondering how I could make more money? I'm going to get a AAA credit card soon for gas and some other travel expenses because I tend to drive a lot and I wanna build my credit score a bit, thanks.

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u/Long-Fault1127 — 1 day ago

Need help with my TSP

Need help with TSP

Hello, I'm 18M currently in AIT for another 2.5 months, and National Guard. I am interested in putting more money into my TSP to let it grow since the guard is more of a part time thing and I got about 4.5 years left till my contract is over. I don't really plan on taking my money out of a TSP in my 50s but rather when my contract is over when I'm 23. I was wondering if it'd be smart to put 75% or any high percentage into that since I already have about 7.5k in savings alone and I don't really spend a whole lot. So I supposed I'd have my money grow out over time.

More info about me:

E3

Live with my parents

Thanks.

reddit.com
u/Long-Fault1127 — 1 day ago

Need help with TSP

Need help with TSP

Hello, I'm 18M currently in AIT for another 2.5 months, and National Guard. I am interested in putting more money into my TSP to let it grow since the guard is more of a part time thing and I got about 4.5 years left till my contract is over. I don't really plan on taking my money out of a TSP in my 50s but rather when my contract is over when I'm 23. I was wondering if it'd be smart to put 75% or any high percentage into that since I already have about 7.5k in savings alone and I don't really spend a whole lot. So I supposed I'd have my money grow over time.

More info about me:

E3

Live with my parents

Thanks.

reddit.com
u/Long-Fault1127 — 1 day ago
▲ 16 r/army

Need help with TSP

Hello, I'm 18M currently in AIT for another 2.5 months, and National Guard. I am interested in putting more money into my TSP to let it grow since the guard is more of a part time thing and I got about 4.5 years left till my contract is over. I don't really plan on taking my money out of a TSP in my 50s but rather when my contract is over when I'm 23. I was wondering if it'd be smart to put 75% or any high percentage into that since I already have about 7.5k in savings alone and I don't really spend a whole lot. So I supposed I'd have my money grow over time.

More info about me:

E3

Live with my parents

Thanks.

reddit.com
u/Long-Fault1127 — 1 day ago
▲ 5 r/taoism

Accepting Everything

18M I am new to this subreddit, and I guess I wanna get some stuff off my chest. I feel like life, in a way, feels a bit empty but in a good way. I can accept not getting advantages others gets, and losing all hope is like freedom. I have had some people honestly ask me how I've stayed so calm when it comes to being in stressful situations a bit, I do still get stressed in some but overall but people have said that I am very carefree in a way (I couldn't think of a good word.) For some reason when I get insulted, I don't really ever take it personally and I rather laugh about it a bit, but not in a way where I keep coming back to be laughed at, I don't think about what somebody has said to me, I can shave my head and go out in public and not even care. I feel like going everyday to day feels the same a bit, nothing new and that's good (in a way) I've found myself just honestly wanting to drive a lot to nowhere and somewhere at the same time. It's a bit of a hard feeling to explain, but I feel as if I've found my meaning to life. I'm not gonna pretend I'm special or anything, some hotshot from a town or something. Another thing is that I've never really had any issue with getting mad at anybody tbh, I've always been able to move on from stuff. I feel a bit more self aware than most people I think? I don't want to say that with certainty because I don't wanna put myself on a pedestal, but people around me tend to get offended, mad, or disappointed when something happens. I do a lot of self reflecting, I honestly wonder what is life and what is beyond.. anyways, that's just what I wanted to say.

Edit: I suddenly think of things to say but honestly, I feel like I can find myself happy with bare minimums and a quiet life overall

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u/Long-Fault1127 — 3 days ago
▲ 1 r/army

AIT Recycle because phase up test fail?

Hey, I was wondering if there was a possibility of me getting recycled for not passing the phase up test while I'm at AIT, I have a lot of anxiety about things and would just like an answer. Thanks

Edit, I want to say that I don't have any issues academically or with the ACFT

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u/Long-Fault1127 — 24 days ago

Not suicidal, but embracing death

18M, I hold everything in for so long and don't really got anywhere to release I guess. Life is bland, losing motivation in everything, go a week without showering, rarely brush my teeth and keep my head shaved 24/7, rooms a mess and smells, stuff jus laying around. I play video games, I'd rather not. It doesn't really help because I know it's a waste of time and it doesn't really hit the same or anything. So, I say I'm not suicidal but I would rather just sleep and never wake up again. I want life to be over with already atp. It's hard to say that a bit because I know how lucky and privileged I am in life. It's hard to think about what to type because I can type anything but I also have nothing to think about. I guess it doesn't help I've got no girlfriend, I have really like 1 in real-life friend but they live an hour away from me. Nobody takes me seriously, I wish they did but I know they would overexaggerate and mock me if they were to. I wish I could be drunk 24/7 and sleep all the time.

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u/Long-Fault1127 — 1 month ago

18M Forever Alone

It really shouldn't be so hard to date that all the girls I end up with are BPD and have attachment issues, or literally any excuse. This loneliness feeling will never go away, and I hate when I see porn where the couple genuinely loves each other, being able to be so close, warm, and sensitive to each other's touch. How can I just fall asleep just next to somebody being able to spoon them. "/

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u/Long-Fault1127 — 1 month ago

Intake my fault?

I had replaced my intake with an SKP one, and one month later, about 3k miles it started misfiring again. I was wondering if this was necessarily my fault just because the misfire slowly built up over time and wasn't exactly sudden just because I didn't necessarily torque it but I did do the correct sequence, I saw on Google that it should misfire and leak immediately if I did it wrong but I just want a second opinion

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u/Long-Fault1127 — 2 months ago

Hello, all. I'm going to my AIT for the Army soon which'll be about 16 weeks or so (4 months) I got about $3.5k and I plan on keeping out about $400 to $500 just incase of emergencies. What should I invest in with the rest of my $3k so it'll grow while I'm gone? I know about CDs and all a bit but I was wondering if there is anything better to help grow it? Thanks.

reddit.com
u/Long-Fault1127 — 2 months ago