

Massive Declining Water Oak - various quotes to remove
I have a massive water oak that an independent arborist recommended for removal. I’ve had several (8+ 😆) tree companies out to give me quotes. The price ranges are crazy! Anywhere between 6k and 21k for removal. Each have different methods and ideas on how to remove.
My gut is telling me to go with one of the lower quotes (not using a crane and shutting down my street which impacts several neighbors, and even cuts a few houses power off) and that I don’t need the Cadillac company to remove it.
A little back ground, I am in a densely populated area with a house next door and one behind (separated by an alley - not big enough for a crane).
Talk me into or out of going with one of the lower cost options. All companies are insured and have sent me their COI. Is there anything I should do/add on to my homeowners policy to cover me as well in case of any issues?
Pics of the tree, I have a ton more if anyone wants to see.